American Express Platinum ReserveSM Credit Card
American Express bank American Express Bank

American Express Platinum ReserveSM Credit Card

cat name Travel
cat name Lifestyle

Best Suited For: Lifestyle & Travel

Joining Fee: ₹5,000* Plus Applicable Taxes

Renewal Fee: ₹10,000* Plus Applicable Taxes

cat name Travel
cat name Lifestyle

Best Suited For: Lifestyle & Travel

Joining Fee: ₹5,000* Plus Applicable Taxes

Renewal Fee: ₹10,000* Plus Applicable Taxes

Renewal Benefit:- Taj stay voucher worth Rs. 10,000 on spending Rs. 5 Lakh annually

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The American Express Platinum Reserve Credit Card is a premium choice for those who are looking for luxury, rewards, and exclusive benefits. With a joining fee of ₹5,000 and an annual fee of ₹10,000, this card provides a variety of benefits that make it ideal for frequent travelers and those who enjoy a premium lifestyle. you'll receive 11,000 Membership Rewards® Points as a welcome gift. These points can be redeemed for travel, shopping, and more.

This card offers impressive benefits, including 12 complimentary airport lounge visits per year, Taj Epicure and EazyDiner memberships for exclusive dining privileges, and access to premium golf courses across India. Plus, earn 1 reward point for every ₹50 spent, making every purchase rewarding. In addition to these benefits, the Platinum Reserve Credit Card also offers discounts on health and wellness services, movie vouchers, and access to the Hotel Collection program. In addition to these benefits, the Platinum Reserve Credit Card also offers discounts on health and wellness services, movie vouchers, and access to the Hotel Collection program. This card stands out in the premium segment, offering both luxury and practicality for its users.

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All You Need To Know

Card Type

Lifestyle & Travel

Welcome Benefit
  • Earn 11,000 Membership Rewards Points on spending ₹30,000 within 90 days and upon realization of the joining fee.
  • Points redeemable for vouchers or travel credits (equivalent to ₹2,750 at a redemption rate of ₹0.25 per MR point).
Monthly Milestone
  • Earn ₹1,000 vouchers (Flipkart, BookMyShow, Myntra, PVR, etc.) on spending ₹50,000 in a calendar month.
Annual Milestone
  • Spend ₹5 lakh in a membership year to earn a ₹10,000 Taj Stay Voucher.
Travel Benefits
  • Lounge Access:
    • 12 complimentary domestic lounge visits annually (max. 3 per quarter).
    • Priority Pass membership:
      • 2 complimentary international lounge visits yearly. Additional visits chargeable.
  • Hotel Privileges:
    • Complimentary Taj Epicure Membership:
      • 10% discount on stays, unlimited Taj InnerCircle Points validity, and late check-outs.
    • Accor Plus Membership:
      • Up to 50% off dining at 1,400+ Accor hotels, early sales access, and exclusive events.
    • USD $100 hotel credit and room upgrades at Hyatt and Hilton Hotels under the Hotel Collection program.
Golf Privileges
  • 2 complimentary rounds of golf monthly at 30+ premier courses in India (unlocked after ₹50,000 monthly spend).
  • Discounted golf lessons for primary and supplementary cardholders.
Dining Privileges
  • Taj Epicure benefits:
    • 50% off first three dining transactions.
    • 2 room upgrade vouchers.
    • Happy hours (6 PM – 8 PM) at participating bars.
  • Complimentary EazyDiner Prime Membership:
    • 25% discount at Prime restaurants, complimentary drinks, and 2X EazyPoints.
Insurance Benefits
  • Personal Air Accident Insurance: ₹1 crore (for loss of life only).
  • Purchase Protection: Refund for burglary, fire, or accidental damage within 60 days of purchase (in partnership with ICICI Lombard).
Fuel Benefits
  • 0% surcharge at HPCL stations for transactions below ₹5,000.
  • 1% surcharge for transactions above ₹5,000 at HPCL stations.
  • 2.5% surcharge at other stations (min. ₹10).
Additional Features
  • Concierge Service:
    • 24x7 global assistance for dining reservations, movie bookings, flower delivery, and more.
  • Supplementary Cards:
    • Up to 4 free add-on cards with the same features as the primary card.
  • Contactless Payments:
    • Tap-and-pay for transactions under ₹5,000 without PIN.
  • Zero Liability Protection:
    • Fraudulent transactions reported within 3 days incur no liability; beyond that, liability is capped at ₹1,000.

Credit Card Eligibility:

Criteria Details
Account Requirement Savings or current account at an Indian or multinational bank
Minimum Age Requirement 18 years
Occupation Salaried or Self-employed
Minimum Income Requirement for Self-employed Rs. 6 Lakh p.a.
Serviceable Cities Click here to view the list

The applicable fees and charges for American Express® Platinum ReserveSM Credit Card are mentioned in the table below:

Type of Fee or Charge Amount
Joining Fee Rs. 5,000 + Applicable Taxes
Annual/Renewal Fee Rs. 10,000 + Applicable Taxes
Finance Charges 3.5% p.m.
Cash Advance Fee 3.5% (Minimum of Rs. 250)

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FAQs

This card offers exclusive benefits such as discounts on air tickets, access to airport lounges, privileges at premium hotels like The Taj and The Oberoi, golf lessons, and concierge services.

For any issues, call AMEX customer care at 1800 180 1030, 1800 419 1030, or 0124 280 1030.

You can pay dues through NEFT, auto-debit from your savings account, cheque/draft, or via your bank’s net banking platform.

Apply online via the American Express official website. Fill out the application form and submit the necessary documents for verification.

Yes, the card offers purchase protection for items that are stolen or damaged due to natural disasters within 60 days of purchase.

Yes, you can convert purchases of ₹5,000 or above into easy EMIs. This can be done at the point of sale or when purchasing online.

No, fuel transactions do not earn reward points. However, you can enjoy a fuel convenience fee waiver at HPCL petrol pumps.

You can redeem your Membership Rewards Points for various categories like travel, dining, and shopping through the rewards account. You can also use points to pay your card's statement balance.

The card includes a complimentary Priority Pass membership with two free international lounge visits per year. Additional visits are chargeable.

Please click the links below to find details and instructions related to American Express® Credit Cards that can help you in easily managing your card:

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