Joining Fee: ₹0* Plus Applicable Taxes
Renewal Fee: ₹0*Plus Applicable Taxes
Get 2 complimentary domestic lounge accesses next quarter on spending ₹40,000 or more in a quarter.
1% fuel surcharge waiver at all fuel stations across India.
Earn 3X reward points on healthcare and grocery spends.
Welcome benefits:- Complimentary vouchers for brands like Amazon Pay or Big Basket
Check your eligibility For This Card
The Federal Bank Visa Imperio Credit Card gives you rewards on every transaction and offers benefits for travel, entertainment, and lifestyle. It also comes with welcome perks like complimentary vouchers from popular brands such as Big Basket and Amazon Pay. Keep reading to learn more about its features, fees, and charges.
It is a lifetime free card with no joining or annual fees, making it ideal for enjoying everyday benefits as well as special privileges in travel, entertainment, and lifestyle experiences.
Reward Points Benefits
Welcome Benefit
Milestone Benefits
Fuel Benefits
Entertainment Benefits
Travel and Airport Lounge Benefits
Dining Benefits
Special Offers
EMI Conversion Facility
Do Not Call (DNC) Service
Type of Charge | Fee |
---|---|
Annual fee | Nil for cards issued after 3 April 2025 |
Add-on credit card | Rs.100 per add-on credit card, You can add up to 4 cards. |
Cash advance fee | 2.5% of the withdrawn amount or Rs.500 (whichever is higher) |
Cash advance limit | 20% |
Overlimit charges |
|
Late payment |
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Returned cheque | 2% of the payment amount, subject to minimum of Rs.450 |
Outstation cheque processing fee |
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TDS on cash withdrawals (more than Rs.1 crore) | 2% applicable on aggregate cash withdrawals |
Foreign currency mark-up fee | 3.5% |
Rewards redemption fee | Rs.99 per redemption request |
Cash payment of fee at Federal Bank branches | Rs.100 |
Re-issue of credit card | Rs.200 |
Everything you need to know about this credit card
You can avail the Buy One Get One Free (BOGO) movie ticket offer once per quarter. This is applicable only on INOX movie ticket bookings. The maximum discount is Rs. 100; if the ticket price exceeds this amount, the cardholder must pay the remaining balance.
A cash advance fee of 2.5% of the transaction amount is charged. It is recommended to avoid withdrawing cash, as it incurs fees and may impact your credit score.
Yes, you can avail a 1% fuel surcharge waiver on transactions between Rs. 400 and Rs. 5,000 at petrol pumps across India. The maximum discount is Rs. 150 per month. Note that the waiver rate may vary depending on the fuel station.
Yes, reward points expire 1 year from the date they are earned. It is advisable to redeem your points before they expire to maximize benefits.
A forex mark-up fee of 3.5% of the transaction amount applies to international transactions.
There are no joining or annual fees if your card is issued after 3 April 2023. Cards issued before this date will continue with the annual fees and terms applicable at the time of issue.
Yes, purchases over a certain threshold can be converted to EMI at a fixed rate. You can apply for EMI conversion via customer service, net banking, or mobile banking. Approval is required before the EMI plan is activated.
Reward points from the 3-2-1 rewards program can be redeemed through Federal Bank’s rewards portal. Redemption options include merchandise, gift vouchers, and travel bookings. Check the latest rewards catalogue and point conversion values on the bank’s website or app.