Federal-Bank Celesta Credit Card
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Federal Bank SBI - VISA Gold N More Credit Card

cat name Travel
cat name Reward Points

Best Suited For: Rewards & Travel

Joining Fee: ₹499

Renewal Fee: ₹499

cat name Travel
cat name Reward Points

Best Suited For: Rewards & Travel

Joining Fee: ₹4,999 Plus Applicable Taxes

Renewal Fee: ₹4,999 Plus Applicable Taxes

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The Federal Bank SBI - VISA Gold'N More Credit Card is a versatile credit card. It is a co-branded credit card launched in partnership with the State Bank of India (SBI) and Federal Bank. With this credit card cardholders can easily enhance their daily spending experience. It offers a range of benefits and rewards for dining, shopping, and many other categories. This international, co-branded credit card is accepted at over 24 million outlets worldwide, including 25,000 outlets in India.

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All You Need To Know

Card Type

Rewards & Travel

Welcome Offer
  • Spend ₹2,000 within the first two months of receiving your card and you will get 2,000 reward points as a welcome bonus.
Reward Points Program
  • Standard Rewards: The card offers 1 reward point for every ₹100 spent using this card.
  • Accelerated Rewards: Enjoy additional reward points on dining and shopping expenditures, allowing you to accumulate points faster in these categories.
Fuel Surcharge Waiver
  • Cardholders get a 1% fuel surcharge waiver at all petrol pumps across India, to make your fuel purchases more economical.
Global Acceptance
  • The Federal Bank SBI Visa Gold 'N More Credit Card is an international credit card. It is accepted at over 24 million outlets worldwide, including 25,000 outlets in India to provide you with global coverage.
Additional Benefits
  • Add-On Cards: You can empower your family members by providing them with add-on cards, extending the benefits of your credit card to them.
  • Utility Bill Payments: It is very convenient to pay your electricity, telephone, mobile, and other utility bills using the Easy Bill Pay facility on this card.
  • Balance Transfer Facility: You can also transfer your outstanding balance from other bank credit cards to your Federal Bank SBI Visa Gold 'N More Credit Card. this feature allows you to enjoy lower interest rates and repay the debt in easy EMIs.
  • Flexipay: The Flexipay facility allows you to convert your transactions above ₹2,500 into easy monthly installments.
  • Easy Money: Through the Easy Money facility you can easily get funds during emergencies at a lower rate of interest. This money will be directly credited to your bank account via NEFT.

Federal Bank SBI Visa Gold'N More Credit Card Eligibility:

Eligibility Criteria of Federal Bank SBI Visa Gold'N More Credit Card

  • Age: To apply for this credit card primary cardholder should be between 21 and 60 years old. Add-on cardholders should be 18 years or older.
  • Income: Even though the specific income criteria may vary for this card based on the card's features and specifications. However, the applicants must have a regular source of income.
  • Credit Score: A good credit score enhances the chances of approval.

Documents Required

  • Proof of Identity: PAN Card, Aadhaar Card, Passport, Voter ID, or Driver’s License.
  • Proof of Address: Utility bills (not older than 3 months), Aadhaar Card, Passport, or Rental Agreement.
  • Proof of Income: Latest salary slips, Form 16, or recent bank statements.

Note: Federal Bank may request additional documents as per their internal policies.

Fees and charges that apply to Federal Bank SBI Visa Gold'N More Credit Card:

Fee / Charge Amount/Rate
Annual Fee ₹499
Joining Fee ₹499
Finance Charges 3.35% per month (40.2% per annum)
Foreign Currency Transaction Fee 3.5% of the transaction amount
Cash Advance Charges 2.5% of the amount withdrawn or a minimum of ₹500
Late Payment Charges - Nil for total amount due from ₹0 to ₹500- ₹400 for total amount due greater than ₹500 up to ₹1,000- ₹750 for total amount due greater than ₹1,000 up to ₹10,000- ₹950 for total amount due greater than ₹10,000
Overlimit Fee 3% of the over-limit amount, subject to a minimum of ₹500
Card Replacement Fee ₹100
Rewards Redemption Fee ₹99 per redemption request

*A late payment charge of Rs. 100 will be imposed if the Minimum Amount Due (MAD) is not paid by the due date for two consecutive cycles. This charge will persist in each subsequent payment cycle until the MAD is settled.

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FAQs

The Federal Bank SBI Visa Gold 'N More Credit Card comes with an annual fee for the card is ₹499.

With this credit card, you earn 1 reward point for every ₹100 spent. You also get accelerated reward points for dining and shopping spends.

Yes, the bank offers a 1% fuel surcharge waiver at all petrol pumps across India with this credit card.

The Federal Bank SBI Visa Gold 'N More Credit Card offers a welcome bonus of 2,000 reward points upon spending ₹2,000 within the first two months of card issuance for new cardholders.

You can access the following links to find detailed information and procedures related to managing your Federal Bank Credit Card

Check if you are eligible for Federal Bank SBI Visa Gold Credit Card on
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