Best Suited For: Rewards & Travel
Joining Fee: ₹499
Renewal Fee: ₹499
Best Suited For: Rewards & Travel
Joining Fee: ₹4,999 Plus Applicable Taxes
Renewal Fee: ₹4,999 Plus Applicable Taxes
Welcome e- Gift Voucher worth Rs. 5,000
Get 5X Reward Points on Dining, Departmental stores and Grocery Spends.
Enjoy 2 complimentary Domestic Airport Lounge visits every quarter in India.
Check your eligibility for this card
The Federal Bank SBI - VISA Gold'N More Credit Card is a versatile credit card. It is a co-branded credit card launched in partnership with the State Bank of India (SBI) and Federal Bank. With this credit card cardholders can easily enhance their daily spending experience. It offers a range of benefits and rewards for dining, shopping, and many other categories. This international, co-branded credit card is accepted at over 24 million outlets worldwide, including 25,000 outlets in India.
Rewards & Travel
Eligibility Criteria of Federal Bank SBI Visa Gold'N More Credit Card
Documents Required
Note: Federal Bank may request additional documents as per their internal policies.
Fees and charges that apply to Federal Bank SBI Visa Gold'N More Credit Card:
Fee / Charge | Amount/Rate | |
---|---|---|
Annual Fee | ₹499 | |
Joining Fee | ₹499 | |
Finance Charges | 3.35% per month (40.2% per annum) | |
Foreign Currency Transaction Fee | 3.5% of the transaction amount | |
Cash Advance Charges | 2.5% of the amount withdrawn or a minimum of ₹500 | |
Late Payment Charges | - Nil for total amount due from ₹0 to ₹500- ₹400 for total amount due greater than ₹500 up to ₹1,000- ₹750 for total amount due greater than ₹1,000 up to ₹10,000- ₹950 for total amount due greater than ₹10,000 | |
Overlimit Fee | 3% of the over-limit amount, subject to a minimum of ₹500 | |
Card Replacement Fee | ₹100 | |
Rewards Redemption Fee | ₹99 per redemption request |
*A late payment charge of Rs. 100 will be imposed if the Minimum Amount Due (MAD) is not paid by the due date for two consecutive cycles. This charge will persist in each subsequent payment cycle until the MAD is settled.
The Federal Bank SBI Visa Gold 'N More Credit Card comes with an annual fee for the card is ₹499.
With this credit card, you earn 1 reward point for every ₹100 spent. You also get accelerated reward points for dining and shopping spends.
Yes, the bank offers a 1% fuel surcharge waiver at all petrol pumps across India with this credit card.
The Federal Bank SBI Visa Gold 'N More Credit Card offers a welcome bonus of 2,000 reward points upon spending ₹2,000 within the first two months of card issuance for new cardholders.
You can access the following links to find detailed information and procedures related to managing your Federal Bank Credit Card