Federal-Bank Celesta Credit Card
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Federal Bank Visa Signet Credit Card

cat name Travel
cat name Reward Points

Best Suited For: Rewards & Travel

Joining Fee: ₹750

Renewal Fee: ₹750

cat name Travel
cat name Reward Points

Best Suited For: Rewards & Travel

Joining Fee: ₹4,999 Plus Applicable Taxes

Renewal Fee: ₹4,999 Plus Applicable Taxes

Best Feature:- Earn upto 50,000 Bonus Reward Points Anually, Club Vistara and Trident Privilege Membership.

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The Federal Bank Visa Signet Credit Card is designed for lifestyle and entertainment users. It offers various interesting rewards in these categories. Along with these it also offers various additional benefits such as a structured rewards program, welcome benefits, and additional perks for an overall great spending experience.

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All You Need To Know

Card Type

Rewards & Travel

Welcome Benefits
  • Amazon Pay e-Voucher: Upon spending ₹3,000 or more within the first 30 days of card issuance the user receives a complimentary Amazon Pay e-Voucher worth ₹500.
Reward Points
  • 3X Reward Points: On the purchases of electronics and apparel the cardholders earn 3 times the reward points.
  • 2X Reward Points: On entertainment-related spending, the cardholder earns double reward points.
  • 1X Reward Points: On all other spending categories the cardholder earns standard reward points.
Lounge Access
  • Domestic Lounge Access: Users enjoy one complimentary lounge visit per quarter at domestic airports, to make their air travel much more comfortable.
Entertainment Benefits
  • Movie Ticket Offer: Cardholders can also avail 'Buy One Get One' offer on INOX movie tickets once every quarter to make their movie-going experience more rewarding.
Dining Benefits
  • FedDelights Program: It also offers a 15% discount on dining at partner restaurants through the FedDelights program.
Fuel Surcharge Waiver
  • Waiver Details: Get a 1% fuel surcharge waiver at all fuel stations across India.
Annual Fee Waiver
  • Spend-Based Waiver: Upon spending ₹75,000 or more in a year the cardholder can also get their annual fee of ₹750 waived.

Federal Bank Visa Signet Credit Card Eligibility:

Eligibility Criteria of Federal Bank Visa Signet Credit Card

  • Age: The age of the applicants should be between 21 and 60 years old.
  • Income: A stable monthly income is required. For the specific income criteria, you need to contact the Federal Bank.
  • Credit Score: A good credit score can surely enhance your chances of approval.

Documents Required

  • Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter’s ID, or any other government-approved photo ID.
  • Proof of Address: Aadhaar Card, Driver’s License, Passport, Utility Bill (not older than 3 months), Ration Card, Property Registration Document, or any other government-approved address proof.
  • Proof of Income:Latest salary slips (not older than 3 months), Latest Form 16, or Last 3 months' bank statements.

Note: Federal Bank may request additional documents as per their internal policies.

Fees and charges that apply to Federal Bank Visa Signet Credit Card:

Fee / Charge Amount/Rate
Annual Fee ₹750 (waived upon spending ₹75,000 or more in a year)
Joining Fee ₹750 (waived upon spending ₹75,000 or more in a year)
Finance Charges 0.69% to 3.49% per month (8.28% to 41.88% per annum), based on banking relationship
Foreign Currency Markup 3.5% on all foreign currency transactions
Late Payment Charges - Up to ₹100: Nil- ₹101 to ₹500: ₹100- ₹501 to ₹5,000: ₹500- ₹5,001 to ₹10,000: ₹600- ₹10,001 to ₹25,000: ₹750- ₹25,001 to ₹50,000: ₹950- Above ₹50,000: ₹1,000
Cash Advance Charges 2.5% of the amount withdrawn, subject to a minimum of ₹500

*A late payment charge of Rs. 100 will be imposed if the Minimum Amount Due (MAD) is not paid by the due date for two consecutive cycles. This charge will persist in each subsequent payment cycle until the MAD is settled.

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FAQs

The card carries an annual fee of ₹750, which is waived if you spend ₹75,000 or more in a year.

Cardholders earn 3X reward points on electronics and apparel purchases, 2X reward points on entertainment spends, and 1X reward point on all other categories.

Reward points can be redeemed for a variety of options, including merchandise, vouchers, and more. For detailed redemption options, please refer to Federal Bank's official rewards catalog or contact their customer service.

The card offers one complimentary domestic lounge access per quarter, enhancing your travel experience.

Yes, the Federal Bank Visa Signet Credit Card provides a 1% fuel surcharge waiver at all fuel stations across India.

Applicants should be between 21 and 60 years old, have a stable monthly income, and a good credit score. Specific income criteria may vary and should be confirmed with Federal Bank.

You can access the following links to find detailed information and procedures related to managing your Federal Bank Credit Card

Check if you are eligible for Federal Bank Visa Signet Credit Card on
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