Federal Bank Visa Signet Credit Card
Federal Bank Federal Bank

Federal Bank Visa Signet Credit Card

/assest/image/icons/lounge-access.svg Airport Lounge Access
/assest/image/icons/entertainment.svg Entertainment
/assest/image/icons/rewards.svg Reward Points
MyBankingTips Rating

Joining Fee: ₹750* Plus Applicable Taxes

Renewal Fee: ₹750*Plus Applicable Taxes

Airport Lounge Access Airport Lounge Access
Entertainment Entertainment
Reward Points Reward Points
MyBankingTips Rating

Joining Fee: ₹750* + Tax

Renewal Fee: ₹750* + Tax

Welcome benefits:- Amazon Pay e-Voucher worth Rs. 500 on a minimum spend of Rs. 3,000 in the first 30 days.

Check your eligibility For This Card

this will not affect your credit score

By submitting this form, you have read and agree to the Credit Report Terms of Use, Terms & Conditions & Privacy Policy

About The Card Rewards Program Features & Benefits Fees & Charges Thinks We Know FAQs

About Federal Bank Visa Signet Credit Card

The Federal Bank Visa Signet Credit Card provides a range of travel, entertainment, and lifestyle benefits. Cardholders earn reward points on every transaction and can enjoy welcome perks like complimentary Amazon Pay e-vouchers. Keep reading to learn more about this card, including its features, fees, and charges.

The Federal Bank VISA Signet Credit Card is a lifestyle-focused card with no joining or annual fees, offering accelerated rewards on electronics, apparel, and entertainment. It also provides perks like domestic lounge access, dining offers, and a low interest rate, making it ideal for everyday spending.

Federal Bank Visa Signet Credit Card Rewards Program

Up to 3X Rewards
Earn up to 3X rewards with the Federal Bank 3-2-1 structure:

  • Earn 3X reward points on electronics and apparel
  • Earn 2X reward points on entertainment
  • Earn 1X reward points on all other categories

Other Features and Benefits

Welcome Benefit

  • Get an Amazon Pay e-voucher worth Rs. 200 on spending a minimum of Rs. 3,000 within the first 30 days of card issuance.

Milestone Benefits

  • Receive complimentary Swiggy vouchers on spending Rs. 20,000 in a quarter.

Entertainment Benefits

  • Buy one INOX movie ticket and get another free, once every quarter.

Travel and Airport Lounge Access

  • Enjoy one complimentary domestic airport lounge visit every quarter on a minimum quarterly spend of Rs. 20,000.

Other Benefits

  • Annual fee waiver on spending Rs. 75,000 in a year
  • 15% discount on dining under the FedDelights program
  • BOGO movie offers on INOX movies, once per quarter

Low Annual Percentage Rate

  • APR starts as low as 0.69% per month (equivalent to 8.28% p.a.)

Fees and Charges

Type of ChargeFee
Annual feeNil (lifetime free)
Add-on credit cardRs.100 per add-on card (Maximum of four cards)
Cash advance fee2.5% of the amount that has been withdrawn or Rs.500 (whichever is higher) 
Cash advance limit10%
Late payment charges
  1. Up to Rs.250 - Rs.0
  2. Rs.251 to Rs.1,000 - Rs.250
  3. Rs.1,001 to Rs.5,000 - Rs.500
  4. Rs.5,001 to Rs.25,000 - Rs.1,000
  5. Rs.25,001 and above - Rs.1,250

Note: Charges are applicable w.e.f. 20th August 2024

Returned cheque2% of the cheque amount, subject to minimum of Rs.450
Outstation cheque processing fee
  1. Cheque value up to Rs.5,000- Rs.25
  2. Cheque value above Rs.5,000- Rs.50
Foreign currency mark-up fee3.50%
Rewards redemption feeRs.99 per redemption request
Re-issue of credit cardRs.200

Things to Know Before you apply

Get this card if:

  • You are looking for a credit card with lifestyle and entertainment benefits.
  • You want complimentary domestic airport lounge visits.
  • You frequently watch movies and want discounts or BOGO offers on INOX tickets.
  • You prefer a credit card with a low annual fee of Rs. 750.
  • You want to earn reward points on selected categories, even if not across all spends.

Eligibility Criteria

  • Age: 21 to 70 years
  • Occupation: Salaried or Self-employed
  • Credit Score: Should have a good credit history

Document Required For Federal Bank Visa Signet Credit Card

  • Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
  • Proof of Address: Aadhaar Card, Driver’s License, Passport
  • Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement

Federal Bank Visa Signet Credit Card Hilights

What do we like about this card?

  • Lifetime free or low annual fee card (Rs. 750)
  • Earn up to 3X rewards on selected categories (electronics, apparel, entertainment)
  • Welcome benefit: Amazon Pay e-voucher worth Rs. 200 on minimum spend of Rs. 3,000
  • Milestone benefit: Complimentary Swiggy vouchers on spending Rs. 20,000 in a quarter
  • Buy One Get One (BOGO) movie tickets at INOX, once per quarter
  • Complimentary domestic airport lounge access once per quarter on minimum spend
  • 15% dining discount under the FedDelights program
  • Low Annual Percentage Rate (APR) starting at 0.69% per month (8.28% p.a.)

Pros

  • Low annual fee of Rs. 750.
  • Earn 3X reward points on electronics & apparel, 2X on entertainment, 1X on other categories.
  • Complimentary domestic airport lounge access once per quarter.
  • Buy One Get One (BOGO) movie tickets at INOX, once per quarter.
  • 15% dining discount under the FedDelights program.

Cons

  • Reward points only on selected categories, not on all spends.
  • Complimentary lounge access limited to domestic airports and once per quarter.
  • BOGO movie offer applicable only once per quarter.

Federal Bank Credit Card Contact Details

  • Contact Address: Federal Bank Ltd. Federal Towers, Aluva, Ernakulam – 683101, Kerala, India
  • Helpline (24x7):  1800 420 1199 (Toll-Free) +91 484 263 0994 (For international users
  • Simply SMS: Send "CREDITCARD" to 5676762 from your registered mobile number
     

Frequently Asked Questions

Everything you need to know about this credit card

You can use the BOGO offer once per quarter at INOX. The maximum discount is Rs. 100; if the ticket price exceeds this, the cardholder must pay the remaining amount.

Yes, a reward redemption fee of Rs. 99 per request is applicable.

A cash advance fee of 2.5% of the transaction amount is charged. It is recommended to avoid withdrawing cash as it incurs fees and may affect your credit score.

A forex mark-up fee of 3.5% of the transaction amount applies to international transactions.

Immediately contact Federal Bank customer care at 1800 425 1199 or 1800 420 1199 to block your card and request a reissue.

No, this card does not provide a fuel surcharge waiver.

Explore other Card Categories

Explore Cards from All Banks

Card Icon
You're Pre-Approved - Unlock Exclusive Credit Card Offers!
Choose from 80+ Credit Cards
Compare Top Deals Instantly
Apply Now