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Federal Bank SBI Visa Platinum Credit Card

cat name Travel
cat name Reward Points

Best Suited For: Rewards & Travel

Joining Fee: ₹2,999

Annual Fee: ₹2,999

cat name Travel
cat name Reward Points

Best Suited For: Rewards & Travel

Joining Fee: ₹4,999 Plus Applicable Taxes

Renewal Fee: ₹4,999 Plus Applicable Taxes

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The Federal Bank SBI Visa Platinum Credit Card is a premium offering by the bank. It provides a variety of benefits to the new cardholders. Benefits of this card include attractive offers, fuel surcharge waivers, international airport lounge access, and various bonus rewards. This card is tailored for individuals who are looking for enhanced privileges with a higher credit limit to complement their lifestyle.

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All You Need To Know

Card Type

Rewards & Travel

Welcome Gifts
  • New credit card users get a gift voucher worth ₹3,000 from partner merchants upon joining
Reward Points
  • Cardholders earn 2 Reward Points for every ₹100 spent on general purchases.
  • It offers 10 Reward Points per ₹100 spent at select dining and grocery stores which is 5 times than the standard rate.
  • Each Reward Point is equivalent to ₹0.25.
Fuel Surcharge Waiver
  • Cardholders also get a 2.5% fuel surcharge waiver across all petrol pumps in India for transactions ranging from ₹500 to ₹4,000. But this waiver has a maximum waiver cap of ₹250 per statement cycle.
Bonus Offers
  • Users can earn 500 Reward Points if they make a single transaction of ₹1,000 or more within the first 30 days of card issuance.
  • Cardholders also get access to international airport lounges and golf courses, enhancing their travel and leisure experiences.
  • Receive gift vouchers upon achieving annual spending milestones of ₹4,00,000 and ₹5,00,000.
Additional Benefits
  • Add-On Cards: Extend the card's privileges to your family members, including your spouse, parents, children, or siblings above 18 years of age, by applying for add-on cards.
  • Global Acceptance: Utilize your card at over 24 million outlets worldwide, including more than 3 lakh outlets in India, ensuring seamless transactions wherever you go.
  • Cash Withdrawal: Withdraw cash from over 1 million VISA/MasterCard ATMs globally, including 18,000 ATMs in India, providing easy access to funds when needed.
  • Utility Bill Payments: Conveniently pay your utility bills, such as electricity, telephone, and insurance premiums, using the Easy Bill Pay facility, ensuring timely payments from the comfort of your home.
  • Flexipay: Convert purchases above ₹2,500 into easy monthly installments with Flexipay, allowing for manageable repayments at a low-interest rate.
  • Easy Money: Avail funds during emergencies at a lower interest rate through the Easy Money facility, where money is credited to your bank account via NEFT.

Federal Bank SBI Visa Platinum Credit Card Eligibility:

Eligibility Criteria of Federal Bank SBI Visa Platinum Credit Card

  • Age: To apply for this credit card primary cardholder should be between 21 and 60 years old. Add-on cardholders should be 18 years or older.
  • Income: Even though the specific income criteria may vary for this card based on the card's features and specifications. However, the applicants must have a regular source of income.
  • Credit Score: A good credit score enhances the chances of approval.

Documents Required

  • Proof of Identity: PAN Card, Aadhaar Card, Passport, Voter ID, or Driver’s License.
  • Proof of Address: Utility bills (not older than 3 months), Aadhaar Card, Passport, or Rental Agreement.
  • Proof of Income: Latest salary slips, Form 16, or recent bank statements.

Note: Federal Bank may request additional documents as per their internal policies.

Fees and charges that apply to Federal Bank SBI Visa Gold'N More Credit Card:

Fee / Charge Amount/Rate
Annual Fee ₹2,999
Joining Fee ₹2,999
Finance Charges Interest is charged at 3.35% per month (40.2% per annum) on the outstanding amount.
Foreign Currency Transaction Fee 3.5% of the transaction amount
Cash Advance Charges 2.5% of the withdrawn amount or a minimum of ₹500.
Late Payment Charges - Nil for total amounts due from ₹0 to ₹500 - ₹400 for amounts between ₹500 and ₹1,000 - ₹750 for amounts between ₹1,000 and ₹10,000 - ₹950 for amounts above ₹10,000
Overlimit Fee 3% of the over-limit amount, subject to a minimum of ₹500.
Card Replacement Fee ₹100
Rewards Redemption Fee ₹99 per redemption request

*A late payment charge of Rs. 100 will be imposed if the Minimum Amount Due (MAD) is not paid by the due date for two consecutive cycles. This charge will persist in each subsequent payment cycle until the MAD is settled.

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FAQs

The Federal Bank SBI Visa Platinum Credit Card has a credit limit of up to ₹5,00,000. So your credit limit might vary based on the your creditworthiness.

The Federal Bank SBI Visa Platinum Credit Card comes with a joining fee of ₹2,999 and an annual fee of ₹2,999. The cardholders also get gift voucher worth ₹3,000 from partner merchants upon joining.

Yes, the fuel transactions ranging from ₹500 to ₹4,000 this card offers a fuel surcharge waiver of 2.5%. This card also has a fuel surcharge waiver of ₹250 per statement cycle.

With this credit card, cardholders earn 2 Reward Points for every ₹100 spent on general purchases and 10 Reward Points per ₹100 spent at select dining and grocery stores. You can redeem these rewards for various products, vouchers, or services through the SBI Card rewards catalog.

The card offers complimentary membership to the Priority Pass Program, providing access to international airport lounges. Cardholders also enjoy privileges such as access to over 300 golf courses worldwide with a 30% discount on green fees, and the option to apply for add-on cards for family members.

You can access the following links to find detailed information and procedures related to managing your Federal Bank Credit Card

Check if you are eligible for Federal Bank SBI Visa Platinum Credit Card on
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