AU BANK Credit Card EMI Facility


With the YES BANK Credit Card, you can easily manage your high-value purchases. It allows you to convert these purchases into EMI and repay with ease. The EMI option allows you to break your big expenses into manageable monthly installments.

Features of YES BANK Credit Card EMI Facility

  • Minimum Transaction Amount: You can easily convert your transactions of ₹1,500 or more into EMI.
  • Flexible Repayment: you can choose the repayment period from 3 to 36 months according to ease.
  • Competitive Interest Rates: Interest rates start at 16% per annum, but varies based on the tenure and EMI type.
  • Low Processing Fees: Usually the credit card provider charges a processing fee ranging from ₹199 to ₹399 for the 'Instant EMI' facility.
  • No Documentation Required: It is a hassle-free experience without any additional paperwork.

 

How to Convert YES BANK Credit Card Purchases into EMI

1. Instant EMI at Retail Stores:

  • At Payment: You can request the 'Instant EMI' option at the billing counter before completing your purchase.

2. Online Purchases:

  • During Checkout: You can also select the EMI option while making payments on partner e-commerce platforms.

3. EMI on Call:

  • Post-Purchase Conversion: Contact YES BANK customer care to convert eligible purchases into EMIs.