It is very important to pay credit card bills on time to avoid late fees and maintain a good credit score. It would also help you in saving money on interest and other additional charges. By paying your credit card bill regularly you can manage your finances better and save interest on outstanding balance. You can also keep track of your payment due date and make timely payments. The bank offers you both online and offline methods of payment to pay your credit card bill smoothly and conveniently. By online methods you can pay your credit card dues from your home just by using mobile or other internet-enabled devices. You can also pay your credit card bill offline by visiting the bank and choosing any of the available methods.
AU 0101 Mobile App
AU 0101 NetBanking
AutoPay Facility
UPI Applications
Cheque Deposit
Cash Payment
By paying your credit card bill on time you can avoid late fees, and maintain a good credit score. It also helps the cardholder save money on interest on their outstanding balance and avoid other penalties and fines.
Missing credit card bills can cost you more through late fees or interest charges. It can also lower your credit score in the long run if you miss multiple payments along with future loan approvals.
You can easily pay your AU Small Finance Bank credit card bill online through the AU 0101 Mobile App or NetBanking in an instant. To do so log in to your account, select ‘Pay Bill,’ enter the amount, and verify with OTP. You can also pay your bill online through UPI by entering the UPI ID format: AUCC.@AUBANK and finish the transaction using your PIN
As the name says, AutoPay automates your credit card bill payments through the AU 0101 App or NetBanking. You can choose to pay the full amount or minimum due each cycle based on your financial preference.
You can easily pay your credit card bill by depositing a cheque payable to your 16-digit credit card number at any AU Small Finance Bank branch. For AU Bank cheques, deposit 2 days before the due date; for other banks, deposit 4 days prior. Alternatively, you can also make a cash payment at the branch counter.
Online payments offer convenience, enhanced security, and better financial management. Transactions are instant, reducing the risk of delays. Users can also set up auto-payments or reminders to avoid late fees.
Paying credit card bills online reduces paper waste from cheques, statements, and envelopes, which makes it an eco-friendly option. It helps in environmental conservation by minimizing unnecessary resource consumption.
Yes while paying your credit card bill online you can choose the minimum due, full balance, or any custom amount you want to pay. You can also schedule future payments or set up recurring debits for better financial management and never miss any payments in future.
You can access the following links to find detailed information and procedures related to managing your AU Bank Credit Card