It is very important to pay credit card bills on time to avoid late fees and maintain a good credit score. It would also help you in saving money on interest and other additional charges. By paying your credit card bill regularly you can manage your finances better and save interest on outstanding balance. You can also keep track of your payment due date and make timely payments. The bank offers you both online and offline methods of payment to pay your credit card bill smoothly and conveniently. By online methods you can pay your credit card dues from your home just by using mobile or other internet-enabled devices. You can also pay your credit card bill offline by visiting the bank and choosing any of the available methods.
AU Small Finance Bank credit card Online Bill Payment Methods
AU 0101 Mobile App
- Log in to the AU 0101 App.
- Go to the 'Credit Card' section and select the 'Pay Bill' option.
- Enter the amount you want to pay and click on proceed.
- Verify the transaction using the OTP which will be sent directly on your registered mobile number.
AU 0101 NetBanking
- Log into your account with your login details such as username and password.
- Choose the option 'Credit Card' and then 'Pay Bill'.
- Enter the payment amount you need to pay and click on confirm.
- Complete the transaction using the OTP sent on your phone.
AutoPay Facility
- First of all Enable AutoPay via the AU 0101 App or NetBanking to pay your credit card bill automatically.
- You can choose to pay your full bill amount or minimum due according to your preference, for each billing cycle.
- Keep enough funds in your account to not miss any future credit card bill payments.
UPI Applications
- Open any UPI app through your phone or other device and select 'Pay to UPI ID'.
- Enter the UPI ID in the following format: AUCC. @AUBANK.
- Enter the amount you have to pay and finish the transaction using your UPI PIN number.
AU Small Finance Bank credit card Offline Bill Payment Methods
Cheque Deposit
- Write a cheque payable to your 16-digit AU Credit Card number.
- Enter the payment Amount.
- Deposit the cheque at any AU Small Finance Bank branch.
- Note: Also remember that Credit card bill payments through cheques take 2 to 4 days to process so submit your check before the due date.
Cash Payment
- You can also make your credit card bill payments through cash.
- For that, visit the nearest AU Small Finance Bank branch.
- Fill out a deposit slip with your credit card details.
- Submit the slip along with the cash at the counter.
- The bank will process your bill payment within one day.
Benefits of Paying your credit card bills online:
- Time-Saving Convenience: You can easily make your credit card bill payment from anywhere in the world. The user does not need to visit the branch, write checks, find envelopes, or visit the post office. It can be completed in a few clicks just by using your computer or smartphone.
- Enhanced Security: Online credit card bill payments are made safe and secure through various safety measures such as encryption and multi-factor authentication. It keeps your personal information secure and reduces the risk for the cardholder.
- Improved Financial Management: With online bill payments cardholders can manage their finances better and maintain records of their transactions. You can easily keep track of your finances and set up reminders or automatic payments to avoid late fees and maintain good credit scores.
- Environmental Benefits: Online credit card bill payment is environment friendly also by reducing the need for paper to almost zero. It does not need physical statements, checks, or envelopes which is crucial in offline credit card bill payment.
- Flexibility: You can choose to pay from minimum due to the full balance based on your financial situation and preference. It also provides the cardholder the facility to set up recurring payments or autopay for minimum hassle and timely credit card bill payments
