AU Bank Card Bill Payment

It is very important to pay credit card bills on time to avoid late fees and maintain a good credit score. It would also help you in saving money on interest and other additional charges. By paying your credit card bill regularly you can manage your finances better and save interest on outstanding balance. You can also keep track of your payment due date and make timely payments. The bank offers you both online and offline methods of payment to pay your credit card bill smoothly and conveniently. By online methods you can pay your credit card dues from your home just by using mobile or other internet-enabled devices. You can also pay your credit card bill offline by visiting the bank and choosing any of the available methods.

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AU Small Finance Bank credit card Online Bill Payment Methods

AU 0101 Mobile App

  • Log in to the AU 0101 App.
  • Go to the 'Credit Card' section and select the 'Pay Bill' option.
  • Enter the amount you want to pay and click on proceed.
  • Verify the transaction using the OTP which will be sent directly on your registered mobile number.

AU 0101 NetBanking

  • Log into your account with your login details such as username and password.
  • Choose the option 'Credit Card' and then 'Pay Bill'.
  • Enter the payment amount you need to pay and click on confirm.
  • Complete the transaction using the OTP sent on your phone.

AutoPay Facility

  • First of all Enable AutoPay via the AU 0101 App or NetBanking to pay your credit card bill automatically.
  • You can choose to pay your full bill amount or minimum due according to your preference, for each billing cycle.
  • Keep enough funds in your account to not miss any future credit card bill payments.

UPI Applications

  • Open any UPI app through your phone or other device and select 'Pay to UPI ID'.
  • Enter the UPI ID in the following format: AUCC. @AUBANK.
  • Enter the amount you have to pay and finish the transaction using your UPI PIN number.

AU Small Finance Bank credit card Offline Bill Payment Methods

Cheque Deposit

  • Write a cheque payable to your 16-digit AU Credit Card number.
  • Enter the payment Amount.
  • Deposit the cheque at any AU Small Finance Bank branch.
  • Note: Also remember that Credit card bill payments through cheques take 2 to 4 days to process so submit your check before the due date.

Cash Payment

  • You can also make your credit card bill payments through cash.
  • For that, visit the nearest AU Small Finance Bank branch.
  • Fill out a deposit slip with your credit card details.
  • Submit the slip along with the cash at the counter.
  • The bank will process your bill payment within one day.

Benefits of Paying your credit card bills online:

  • Time-Saving Convenience: You can easily make your credit card bill payment from anywhere in the world. The user does not need to visit the branch, write checks, find envelopes, or visit the post office. It can be completed in a few clicks just by using your computer or smartphone.
  • Enhanced Security: Online credit card bill payments are made safe and secure through various safety measures such as encryption and multi-factor authentication. It keeps your personal information secure and reduces the risk for the cardholder.
  • Improved Financial Management: With online bill payments cardholders can manage their finances better and maintain records of their transactions. You can easily keep track of your finances and set up reminders or automatic payments to avoid late fees and maintain good credit scores.
  • Environmental Benefits: Online credit card bill payment is environment friendly also by reducing the need for paper to almost zero. It does not need physical statements, checks, or envelopes which is crucial in offline credit card bill payment.
  • Flexibility: You can choose to pay from minimum due to the full balance based on your financial situation and preference. It also provides the cardholder the facility to set up recurring payments or autopay for minimum hassle and timely credit card bill payments

FAQs

By paying your credit card bill on time you can avoid late fees, and maintain a good credit score. It also helps the cardholder save money on interest on their outstanding balance and avoid other penalties and fines.

Missing credit card bills can cost you more through late fees or interest charges. It can also lower your credit score in the long run if you miss multiple payments along with future loan approvals.

You can easily pay your AU Small Finance Bank credit card bill online through the AU 0101 Mobile App or NetBanking in an instant. To do so log in to your account, select ‘Pay Bill,’ enter the amount, and verify with OTP. You can also pay your bill online through UPI by entering the UPI ID format: AUCC.@AUBANK and finish the transaction using your PIN

As the name says, AutoPay automates your credit card bill payments through the AU 0101 App or NetBanking. You can choose to pay the full amount or minimum due each cycle based on your financial preference.

You can easily pay your credit card bill by depositing a cheque payable to your 16-digit credit card number at any AU Small Finance Bank branch. For AU Bank cheques, deposit 2 days before the due date; for other banks, deposit 4 days prior. Alternatively, you can also make a cash payment at the branch counter.

Online payments offer convenience, enhanced security, and better financial management. Transactions are instant, reducing the risk of delays. Users can also set up auto-payments or reminders to avoid late fees.

Paying credit card bills online reduces paper waste from cheques, statements, and envelopes, which makes it an eco-friendly option. It helps in environmental conservation by minimizing unnecessary resource consumption.

Yes while paying your credit card bill online you can choose the minimum due, full balance, or any custom amount you want to pay. You can also schedule future payments or set up recurring debits for better financial management and never miss any payments in future.

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You can access the following links to find detailed information and procedures related to managing your AU Bank Credit Card