Yatra SBI Credit Card

The Yatra SBI credit card was introduced in collaboration with Yatra.com as a co-branded travel credit card. While there aren't many entry-level credit cards with excellent travel advantages, the Yatra SBI Credit Card can be a nice option if you're looking for one. The card offers outstanding co-branded benefits surrounding Yatra.com in addition to basic travel bonuses and spends in other categories like department stores, grocery stores, dining establishments, movie theaters, entertainment, and abroad spends, all of which fully justify the Rs. 499 annual charge.

Travelers can enjoy a number of advantages and privileges with this card. With this card, you may book domestic flights for Rs 1000 and foreign flights for Rs 4000 and enjoy discounts on both. After paying the membership fees, you receive a Yatra e-gift coupon of Rs. 8,250 as a welcome gift. You will receive 1 reward point for every Rs. 100 spent with this credit card, and 6 reward points for every Rs. 100 spent. You also receive a Rs 50 lakh accidental flight travel insurance policy. To learn more, continue reading:

Key Highlights of Yatra SBI Credit Card

SBI Yatra Credit Card
Best Suited For Travel
Joining Fee Rs. 499
Renewal Fee Rs. 499 (reversed on annual spends of Rs. 1 Lakh or more)
Welcome Benefit Get Yatra.com vouchers worth Rs. 8,250 on joining
Reward Benefits 6 Reward Points on every Rs. 100 spend on Departmental Stores, Grocery, Dining, Movies, Entertainment
Fuel Benefits Enjoy freedom from paying 1% fuel surcharge across all petrol pumps in India.
Travel Benefits Rs. 1,000 off on domestic flight bookings. Min. trxn of Rs. 5,000
Best Feature Rs. 4,000 off on international flight bookings. Min. trxn of Rs. 40,000

*Terms and conditions apply.

Welcome Gift

After paying the first year's annual fee, the card comes with welcome vouchers from Yatra.com worth Rs. 8,250 as an activation reward. The voucher includes 2 vouchers worth Rs 1,000 each for international travel, 2 vouchers worth Rs. 500 each for domestic travel, 1 voucher worth Rs. 1,500 for domestic holidays, 1 voucher worth Rs. 750 for hotel bookings and 1 voucher worth Rs. 3,000 for international holidays.

Travel Benefits

  • Get Rs. 1,000 discount when you book a domestic flight when you spend at least Rs. 5,000.
  • Get Rs. 4,000 off when booking flights abroad when the transaction is for at least Rs. 40,000.
  • 20% discount domestic hotels with a Rs. 3,000 minimum purchase amount. You can receive a maximum discount of Rs. 2,000 on this benefit.

Complimentary Air Accidental cover

  • Complimentary Rs. 50 lacs in air accident coverage.
  • When a ticket is purchased using the Yatra SBI Card on Yatra.com, it is only valid for the primary cardholder.

Fuel Surcharge Waiver

  • You can receive a 1% fuel surcharge waiver at all gas stations with this credit card.
  • Max. surcharge waiver of Rs. 100 monthly
  • Fuel fee waiver is applicable to fuel transactions ranging from Rs. 500 to Rs. 3,000. GST additional if relevant

Also read: Best Fuel Credit Cards in India

Reward Benefits

  • For every Rs. 100 spent on groceries, restaurants, entertainment, movies, and department stores, you will receive 6 reward points. There is a monthly cap of 5,000 reward points.
  • Up to 5,000 reward points per month, you can earn 6 reward points for every Rs. 100 you spend on foreign purchases.
  • For every 100 rupees spent in the other categories, you get 1 reward point.

Note: that 4 reward points equals Re. 1. Redeeming requires a minimum of 1,000 reward points. All of the reward points you earn can be redeemed for discount coupons on Yatra.com.

Also read: Best Rewards Credit Cards in India

Free insurance

  • complimentary coverage of Rs. 50 lakh for air accident insurance

Balance transfer

  • Through "Balance Transfer," outstanding credit from an existing credit card can be moved to a Yatra SBI Card.

Utility Bill Payment

  • Using your Yatra SBI Card's Easy Bill Pay feature, pay your utility bills on time.

Balance Transfer on EMI

  • To receive a lower interest rate and pay back in installments, transfer the remaining amount on your credit card from another bank to your Yatra SBI Card.

Flexipay

  • With our Flexipay option, you may purchase almost anything for Rs. 2,500 or more and pay it back in convenient monthly installments. To convert your transaction to Flexipay, go to sbicard.com.

Add-on Cards

  • You can help your family with your Yatra SBI Card by getting add-on cards for your parents, spouse, kids, or siblings who are older than 18 years old.

Worldwide Acceptance

  • Your Yatra SBI Card is a global credit card that may be used at more than 24 million locations across the globe, including 3,25,000 in India.

Cash on the Go

  • More than 1 million MasterCard ATMs, including 18,000 in India and more than 10,000 SBI ATMs spread across more than 100 Indian cities, allow cash withdrawals.

The fees and charges associated with the Yatra SBI Credit Card are as follows:
Fees/Charges Amount/Rate
Annual Fee Rs 499 + GST
Renewal Fee Rs 499 + GST
Over limit fee 2.5% of the over limit amount; minimum of Rs.600
Cheque payment fee Rs.100
Extended Credit Charges Up to 3.50% per month [42% per annum]
Late Payment Charges**
  • Less than Rs. 500 – Nil
  • Rs. 500 up to Rs. 1,000 – Rs. 400
  • Rs. 1,000 up to Rs. 10,000 – Rs. 750
  • Rs. 10,000 up to Rs. 25,000 – Rs. 950
  • Rs. 25,000 up to Rs. 50,000 – Rs. 1,100
  • Amount over Rs. 50,000 – Rs. 1,300
Rewards redemption fee Rs.99
Foreign currency transaction 3.50%
Add-On card fee Nil
Finance Charges Up to 3.35% monthly
Payment dishonor fee 2% of the payment amount; minimum of Rs.450
Statement request Rs.100 per statement (more than 2 months old)
Cash payment fee Rs.250

*If the Minimum Amount Due (MAD) is not paid by the due date for two consecutive cycles, an additional Late Payment Charge of Rs. 100 will be imposed. This charge will persist for each subsequent payment cycle until the Minimum Amount Due is settled.

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Eligibility Criteria to Apply for Yatra SBI Card

  • On the SBI website, go to the 'Simplyfier' page.
  • You can choose which card benefits you want to use.
  • Provide details about your monthly expenses and income.
  • It will show up on the page if you qualified for the SBI Yatra Card.

Documents needed to Apply for Yatra SBI Credit Card

Proof of Identity

PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other government approved photo ID proof

Proof of Address

Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 month’s old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement or any other government approved address proof

Proof of Income

Latest one or 2 salary slip (not more than 3 months old), Latest Form 16, Last 3 months’ bank statement

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Great savings are available on Yatra.com with the Yatra SBI Credit Card, which also comes with additional benefits like reward points for dining, shopping, entertainment, movies, and grocery. As a result, the card is a solid choice for all-around advantages that are mostly focused on travel. The best part about this card  is that it gives welcome benefits worth up to Rs. 8,250 for a low annual cost of Rs. 499. All things considered, for a modest annual fee, this credit card is a decent choice for travelers. But take note that the card does not provide free access to airport lounges, even in cases where the advantages are travel-related.

Here are some of the Best credit cards that provide benefits similar to the SBI Yatra Credit Card:

Credit Card Annual Fee Reward Points / Offers
MakeMyTrip ICICI Bank Signature Credit Card Rs. 2,500 Get every 6th Ola ride
Earn 4 My Cash per Rs.100 spent on hotel/holiday booking through MakeMyTrip
Axis Vistara Credit Card Rs. 1,500 Get Domestic Airport Lounge access Earn 2 Club Vistara Points per Rs. 200
MakeMyTrip ICICI Platinum Credit Card NIL Lemon Tree Hotel Vouchers worth Rs. 2000 as joining gift
Get complimentary MMT Black Membership
IRCTC SBI Platinum Card Rs. 500 Get up to 10% value back as Reward Points on train tickets at IRCTC website for AC1, AC2 and AC CC categories
Earn 1 Reward Points on every Rs.125 spent

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With MybankingTips, you can quickly compare and apply for SBI Yatra Credit Cards online. The steps to do so are as follows:

Step 1: Go to the SBI Credit Card Section of MybankingTips. Step 2: Choose the Credit Card of Your Choice. Step 3: Select the "Apply Now" option. Step 4: Complete the necessary information to see if you qualify to apply for the card. Step 5: After completing all the required fields, click "Submit." Step 6: You will receive a message with your application ID once you have properly submitted all the necessary data.

How To Check SBI Card Yatra Application Status?

If you have previously applied, use any of the following methods to check the status of your SBI Prime card:

  • To find out the status of your online application, visit the SBI Card official website and choose the "Credit Cards" option. Scroll down to find the "Track Application" option, click it, provide the required data, and proceed. The status of your application will be available in a matter of seconds.
  • The easiest way to find out is to give SBI Card customer service a call and ask them about the status of your SBI Prime card application.
  • Ask the branch executives at the branch that is nearest to you how your credit card application will proceed forward.

Choose your preferred method from the options below to activate your Yatra SBI credit card or establish its PIN.

  • Connect your SBI Card online banking account to your SBI Yatra card, if you haven't already. After that, creating or changing your credit card PIN online is a simple process.
  • SBI Card customer service can help if you are having trouble setting your credit card PIN with the previously mentioned ways.
  • An ATM can also be used to activate your credit card. Check for the option to generate a credit card PIN on the main menu when you visit the closest SBI ATM.

To register your SBI Yatra Card for online banking, you must take the next few simple steps:

Step 1: Visit the official SBI Card website. Step 2: Choose "New User? the "Register Now" link below the "Login" button. Step 3: Fill in the required fields with your credit card number, CVV, and date of birth. Step 4: The registered mobile number you gave for verification will receive an OTP. After entering the OTP, continue. Step 5: Your card will be successfully registered for online banking once you've finished all of the steps listed above.

  • To make payments on your SBI Yatra credit card account, utilize the SBI YONO app. Just sign up for an account on the app, link your credit card, and use the "pay" option to settle your credit card debt.
  • To settle the balance on your credit card, utilize an ATM. When you visit the nearest SBI ATM, select the credit card bill payment option from the main menu.
  • Through the SBI billdesk, SBI provides its credit card customers with an extremely easy way to pay their credit card bills. To proceed with the payment, just provide the required details, including your email address, credit card number, and the amount due.
  • If you would rather work offline, you can visit a nearby bank to pay with cash or a check, or you can deposit a check at the nearest ATM dropbox.

If you have any queries, worries, or complaints about your Yatra SBI Credit Card, you can contact SBI Card customer support using the details below:

  • To contact customer care over the phone, use any of the following helplines: 1800 180 1290 (toll-free), 1860 500 1290, 1860 180 1290, or 39 02 02 02 (prefix it with your local STD).
  • To contact customer service via mail, send an email to customercare@sbicard.com.
  • You can use the handle @SBICard_Connect on Twitter to get in contact with SBI Card customer care.

Check if you are eligible for the Yatra SBI Credit Card on
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FAQs

More than 24 million Visa locations worldwide, including 3,25,000 in India, accept the Yatra SBI Card.

Existing SBI credit cardholders have the option to split large purchases into convenient monthly installments using Flexipay. When making a transaction worth more than ₹ 500, every SBI Yatra cardholder has 30 days to convert it to Flexipay.

Yes, after two years, reward points expire. In order to exchange your reward points for discount coupons, you must have a minimum of 1,000 reward points.

All of the benefits of your primary credit card can be applied for on an add-on card, which you can apply for against your current credit card. You can get a Yatra SBI Card for your parents, spouse, kids, or siblings who are older than 18.

If a card gets lost or destroyed, State Bank of India applies a fee of Rs. 100 to replace it.

Users must have at least 1,000 reward points available on their Yatra SBI card in order to redeem.

Yes, this card waives the 1% fuel charge on fuel purchases made at all Indian gas stations.

A maximum of 5,000 reward points may be earned in a given calendar month.

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Please click the links below to find details and instructions related to SBI Credit Cards that can help you in easily managing your card: