IndusInd Bank Savings Account

IndusInd Bank offers savings accounts that help customers save money and earn interest. Here, you'll find information about the types of savings accounts, interest rates , who can apply, the documents needed, and steps for applying online or offline.

IndusInd Bank's savings account lets you save money and earn interest. They offer a variety of accounts to suit different customer needs, each packed with features like phone banking, net banking, IVR support, and more.

Account Balance Interest Rate (p.a.)
Daily balance up to Rs. 1 Lakh 3.50%
Daily balance above Rs. 1 Lakh up to Rs. 10 Lakh 5.00%
Daily balance above Rs. 10 Lakh up to Rs. 25 Lakh 6.00%
Daily balance above Rs. 25 Lakh up to Rs. 5 Crore 6.75%
Daily balance above Rs. 5 Crore up to Rs. 50 Crore 6.75% (Flat rate applicable on entire balance)
Daily balance above Rs. 50 Crore up to Rs. 100 Crore 6.00% (Flat rate applicable on entire balance)

Indus Progress Savings Account Indus Select Savings Account
Indus Partner Savings Account Indus Exclusive Savings Account
Indus Stox 3-in-1 Account Indus Delite: Zero Balance Savings Account
Indus Max Active Savings Account PIONEER Banking and Wealth Management
Indus Maxima Savings Account Indus Multiplier Max Savings Account
Indus Privilege Max Savings Account Indus Privilege Savings Account
Indus Diva Women Savings Account Indus Digi Start
Indus Senior Citizen Savings Account Indus Young Saver Savings Account
Indus Classic Savings Account Indus Small Savings Account
Indus Easy Savings

Indus Progress Savings Account

IndusInd Bank's Indus PROgress savings account is designed for self-employed professionals, providing a range of features and benefits. You can apply for this savings account online and enjoy the following perks:

1. Receive a Visa Signature debit card.

2. Enjoy a complimentary annual prime membership.

3. Avail a 100% discount on locker charges for the first year.

4. Maintain a minimum balance of Rs. 1,00,000 in the account.

5. Access a daily cash withdrawal limit of Rs. 1,50,000 and a POS limit of Rs. 3,00,000.

Indus Select Savings Account

IndusInd Bank presents the Indus Select Savings Account, offering customers exclusive benefits such as cashback on debit card, locker facility discounts, free NEFT and RTGS services, no fees on demand draft issuance, and more. For individual account holders, maintaining a minimum balance of Rs. 50,000 is required, while grouped account holders need to maintain Rs. 1,00,000. Apply online for this account and enjoy the following features:

1. Receive a World Select debit card with no issuance and annual charges.

2. Avail a daily cash withdrawal limit of Rs. 1,50,000 and a POS limit of Rs. 3,00,000.

3. Enjoy complimentary lounge access as an account holder.

4. A 1% cross-currency mark-up is applied to the card.

5. Get a discount of up to 50% on locker charges for the first year.

Indus Partner Savings Account

IndusInd Bank introduces the Indus Partner Savings Account, designed for individuals seeking to open a joint account with their partner or family member. Applying for this savings account is made easy through the online application on the official IndusInd Bank website. Explore the various banking services it offers:

1. Receive a Visa Signature debit card with a daily cash withdrawal limit of Rs. 1,50,000 and a POS limit of Rs. 3,00,000.

2. Maintain a balance of Rs. 1,00,000.

3. Enjoy no charges on mobile alerts.

4. Avail a 100% discount on locker charges for the first year.

5. Access complimentary movie tickets and discounts on grocery or online food delivery as an account holder.

Indus Exclusive Savings Account

IndusInd Bank introduces the Indus Exclusive Savings Account, tailored for premier banking customers, providing exclusive benefits:

1. Receive a complimentary Signature Exclusive debit card with no annual maintenance charges.

2. Enjoy a daily cash withdrawal limit of Rs. 2,00,000 and a POS limit of Rs. 4,00,000.

3. Benefit from a 0% cross-currency mark-up.

4. Avail unlimited cash withdrawal within India.

5. Have a dedicated relationship manager for all your service needs.

6. Access complimentary airport lounge facilities.

IndusStox 3-in-1 Account

IndusInd Bank presents the IndusStox 3-in-1 account, a unique savings account that combines savings, demat, and trading accounts in one. With this account, individuals can manage various financial services seamlessly. The account comes with a Titanium debit card featuring a withdrawal limit of Rs. 50,000 and a POS limit of Rs. 1,00,000.

Indus Delite: Zero Balance Savings Account

IndusInd Bank's Indus Delite Zero Balance savings account allows you to open an account from the comfort of your home instantly, using your Aadhaar card and PAN card. This savings account comes with the following features:

1.No maintenance charges.

2.Instant account opening.

3.Enjoy up to 20% instant discount on Swiggy with Indus Delite debit cards.

4.Access free movie tickets and dining delights as an account holder.

Indus Max Active Savings Account

IndusInd Bank's Indus Max Active Savings Account serves as a primary savings account for various financial needs. This account offers deals and discounts on debit card usage, higher returns on investments, and the chance to earn more while spending. The features of this savings account include:

1.Average monthly balance requirement of Rs. 25,000.

2.Enjoy up to 15% off at the best restaurants in your city.

3.Access deals on travel, fashion, and shopping.

4.Avail a 25% discount on locker facility for the first and second year.

5.Receive a complimentary insurance cover with the Platinum Plus debit card.

PIONEER Banking and Wealth Management

This savings account from IndusInd Bank is designed for individuals who can maintain high balances. It comes with the advantage of no charges for non-maintenance of the minimum balance.

Indus Maxima Savings Account

This savings account provides benefits not only for the account holder but also for their family members. The account includes a Visa Platinum debit card with a daily withdrawal limit of Rs. 1,25,000 and a POS limit of Rs. 2,00,000.

Indus Multiplier Max Savings Account

IndusInd Bank presents the Indus Multiplier Max Savings Account, linked to a fixed deposit account, providing the advantage of higher fixed deposit rates. The account can be opened with a minimum balance of Rs. 10,000 and offers the following features:

1. Balances exceeding Rs. 20,000 are automatically converted to fixed deposits in multiples of Rs. 1,000.

2. Account holders can earn cashback on all expenditures with a Platinum debit card.

3. Enjoy dining delights at restaurants in the city with this savings account.

Indus Privilege Max Savings Account

IndusInd Bank's Indus Privilege Max Savings Account is designed for those seeking cashback and discounts. This savings account provides the following features:

1. Receive a Titanium Plus debit card with a daily withdrawal limit of Rs. 50,000 and a POS limit of Rs. 1,00,000.

2. Eligibility for complimentary insurance cover worth Rs. 1.5 lakh with a Visa Gold debit card.

3. Enjoy a 25% discount on small/medium lockers.

4. Access special offers on travel, fashion, and shopping.

Indus Privilege Savings Account

IndusInd Bank's Indus Privilege Savings Account caters to all the savings needs of customers, providing the following features:

1. Enjoy a 25% discount on locker rentals.

2. Receive a Titanium debit card with an ATM limit of Rs. 50,000 and a POS limit of Rs. 1,00,000.

3. Benefit from a complimentary insurance cover of Rs. 1.5 lakh with a Visa Gold debit card.

Indus Diva Women Savings Account

IndusInd Bank's Indus Diva Women Savings Account is created to encourage women to open savings accounts. The account comes with the following features and benefits:

  • Get a Visa Platinum Plus debit card with a daily withdrawal limit of Rs. 1,25,000 and a POS limit of Rs. 2,00,000.
  • Women receive a welcome voucher of Rs. 1,000.
  • A 2% cross currency mark-up is applied.

Indus Digi-Start: Digital Savings Account

IndusInd Bank's Indus Digital Savings Account is designed for individuals who prefer the convenience of opening a digital savings account without the need to visit a bank branch. This zero-balance account can be opened by providing just Aadhaar and PAN card. The account offers the following features:

  • Instant account opening.
  • Minimum fees and charges on services.
  • Up to 10% off on Swiggy and up to Rs. 1,000 off on BigBasket for account holders.
  • Rewards on shopping with a Platinum debit card.
  • No requirement to maintain a minimum balance.

Indus Senior Citizen Savings Account

IndusInd Bank's Indus Senior Citizen Savings Account is tailored for seniors, offering them the convenience of banking in their golden years. This account comes with various facilities, providing the following features:

1. Receive a Visa Platinum debit card.

2. Enjoy discounts on locker facilities for one year.

3. Avail up to 2 free zero-balance accounts for family members.

4. Have the flexibility to choose the account number of your preference.

5. Access a fingerprint authentication facility, eliminating the need to remember a password.

6. Benefit from doorstep banking facilities.

Indus Young Saver Savings Account

IndusInd Bank's Indus Young Saver Savings Account is designed for minors. Having a savings account for kids is a good way to instill the habit of saving and teach them about finance. This account allows parents to save funds for their children's future needs. The features of this savings account include:

1. A customized debit card and cheque book for the child.

2. Applicable for children above the age of 10.

3. Provision of a debit card with a withdrawal limit of Rs. 50,000 and a POS limit of Rs. 1,00,000.

Indus Classic Savings Account

IndusInd Bank's Indus Classic Savings Account comes with various benefits, including reward points on shopping, debit card deals, and discounts. This savings account offers the following features:

  • Open the account with a low minimum balance of Rs. 1,500.
  • Enjoy a 25% discount on locker rentals.
  • Get up to 15% off at the best restaurants.
  • Receive a Titanium debit card with a daily withdrawal limit of Rs. 50,000 and a POS limit of Rs. 1,00,000.

Indus Small Savings Account

IndusInd Bank's Indus Small Savings Account provides numerous benefits with minimal requirements. This savings account allows customers to access all banking facilities with zero balance requirements and minimal documentation. The features include:

1. Zero-balance savings account.

2. Limited credit within a financial year, not exceeding Rs. 1,00,000.

3. Total withdrawals and transfers in a month should not exceed Rs. 10,000.

4. The total balance in the account at any point should not exceed Rs. 50,000.

Indus Easy: BSBD Account

IndusInd Bank's Indus Easy BSBD savings account offers benefits with minimal requirements. It is a zero-balance savings account that can be opened with ease and simple documentation. The features and benefits include:

1. Receive a RuPay debit card with an ATM limit of Rs. 10,000 and a POS limit of Rs. 10,000 per day.

2. No minimum balance is required.

3. Open the account with simplified documentation.

To open a savings account with IndusInd Bank, you must provide the following documents:

1. Aadhaar card

2. PAN card/Form 60

3. Driving license

4. Voter’s identity card issued by the Election Commission of India

5. Letter issued by the National Population Register containing details of name and address

6. Job card issued by NREGA, signed by a State Government officer

To qualify for opening an IndusInd Bank savings account, the applicant must meet the following criteria:

1. Be an Indian Citizen.

2. Be 18 years of age and above.

Account Type Minimum Account Opening Balance Required
Indus Max Active Savings Account Rs. 25,000
Indus Privilege Savings Account Rs. 5,000/Rs. 10,000
Indus Digi Start Rs. 20,000
Indus Multiplier Max Savings Account Rs. 10,000
Indus Delite Savings Account Rs. 10,000
Indus Senior Citizen Savings Account Individuals who are 60 years of age and above
Indus Maxima Savings Account Rs. 20,000/Rs. 40,000
Indus PROgress Savings Account Rs. 1,00,000
Indus Privilege Max Savings Rs. 20,000
Indus Exclusive Savings Account Rs. 1,00,000/Rs. 2,00,000
Indus Diva Women Savings Account Rs. 20,000/Rs. 40,000
Indus Select Savings Account Rs. 50,000/Rs. 1,00,000
Indus Classic Savings Account Rs. 1,500/Rs. 2,500/Rs. 10,000
Indus Partner Savings Account Rs. 1,00,000
Indus Young Saver Savings Account
  • If the account is opened under a guardian, the parent will be operating the account
  • Minor can operate the account if his/her age is 10 years or above

Category Fees and Charges
Cheque stop payment Rs. 100 per instruction
Non-cash transactions at Bank’s ATM Free
NEFT/RTGS Free
Cash withdrawal at Bank’s ATM Free
Issuance/renewal/re-issuance of debit card Rs. 249
Issuance of duplicate PIN Rs. 20
DD revalidation Rs. 100 per
Foreign currency mark-up 2%
Non-cash transactions at other Bank’s ATMs
  • 5 free cash and non-cash transactions. Beyond that, Rs. 10 will be charged per transaction
  • 3 transactions are allowed in metro cities
DD cancellation
  • Rs. 100 per instrument
Cash withdrawal at other Bank’s ATMs outside India Rs. 125
Issuance of duplicate passbook Free
ATM transaction decline at other bank’s ATMs due to insufficient balance Rs. 20 per transaction
Credit card payment through ATM/net banking Free
Account closure
  • No charges if the account is closed within 14 days
  • Charges of Rs. 200 or balance in the account whichever is lower if the account is closed after 14 days and within 6 months
Cash withdrawal at Bank’s ATMs
  • 5 free cash and non-cash transactions. Beyond that, Rs. 10 will be charged per transaction

3 transactions are allowed in metro cities

1. Does IndusInd Bank remain closed on all Saturdays?

Yes. All Saturdays are bank holidays in IndusInd Bank.

2. What is the minimum age eligibility to apply for a personal loan in IndusInd Bank?

To apply for a personal loan in IndusInd Bank, you need to meet a minimum age eligibility of 21 years.

3. Can any of the account holders withdraw money from a joint account in IndusInd Bank?

To take money out of a joint account, it depends on how you set it up when you opened it. You can choose to put in or take out money with just one person's signature or both. It's up to the account holders to decide.

4. What is the difference between savings and a digital savings account in IndusInd Bank?

Opening a digital savings account is a convenient online process. In contrast, for a regular savings account with IndusInd Bank, you need to go to the bank's branch and complete the savings account application form in person.

5. What if my IndusInd debit card gets stolen?

If your IndusInd debit card is stolen, you can take the following steps to block the card:

1.Send an SMS with the text LOST DDMMYYYY to 9223512966 from your registered mobile number.

2.Call 18602677777 to block your card.

3.Use the IndusMobile App to block your card as well.

6. What is the name of the mobile banking app of IndusInd Bank?

IndusMobile is the name of IndusInd Bank’s mobile banking app.

7. What is IndusPay?

IndusPay is IndusInd Bank's UPI (Unified Payments Interface) application, enabling customers to make instant payments directly from any bank account.

8. How can I block my IndusInd Credit Card immediately?

If you need to block your credit card promptly with IndusInd Bank, you can send an SMS with the text BLOCK to 5676757 from your registered mobile number. This will initiate the process of blocking your credit card for security reasons.

9. Who all are eligible to open a zero balance savings account in IndusInd Bank?

To start a zero balance savings account with IndusInd Bank, you need to be at least 18 years old and have a valid Aadhaar number linked to your mobile number, along with a PAN card. Additionally, if you want to open a zero-balance savings account instantly, you'll need a desktop or laptop with a camera for video KYC.