ICICI Bank Sapphiro Premium Credit Card

With the ICICI Bank Sapphiro Credit Card, you get to enjoy the benefits of two cards in one account, providing convenience. Enjoy exclusive lifestyle benefits in areas such as travel, dining, entertainment, golf, and more.

The card charges and annual fee of Rs. 3,500 which might seem too high for some of the users. But, they give you welcome vouchers worth Rs. 9000+, so it's like you're getting your money's worth. You get these vouchers from cool brands below. So, the fee doesn't seem too much when you see what you get in return.

You can redeem the above mentioned vouchers within 45 days of paying the joining fees.

The ICICI Bank Sapphiro Credit Card provides attractive rewards for both your domestic and international expenditures. You can redeem your PAYBACK points form many of options, including movie and travel vouchers, lifestyle products, mobiles, appliances, and more. These points are earned according to the following scheme:

Please take note of the New Milestone Rewards program, where you'll earn 4,000 PAYBACK Points when you spend Rs. 4 lakh on your card. Additionally, you'll receive 2,000 PAYBACK Points each time your spending crosses Rs. 1 lakh thereafter within the same anniversary year, with a maximum limit of 20,000 PAYBACK Points per year.

This card offers four complimentary airport lounge accesses per quarter, with two accesses available on each variant. To access this facility in the following calendar quarter, a minimum spend of Rs 5,000 or more on the card during the current calendar quarter is required. Any visits beyond the allotted number of complimentary visits will incur charges according to the rates set by each lounge service provider.

For the list of applicable lounges, please call on 1800 102 6263/ 022-42006396 or Click here for a complete list of lounges.

Also read: Best Credit Cards with Airport Lounge Access

This is one of the best benefits of the card! With Dreamfolks Membership, you can chill out in over 450 comfy airport lounges in 115 countries worldwide. It doesn't matter what class or airline you're using, or if you're part of a frequent flyer club. You get to enjoy benefits like:

• 2 free airport lounge visits abroad and 2 spa sessions at certain Indian airports each year with a free Dreamfolks membership.
• Access exclusive deals on shopping, dining, and even limo services through the Dreamfolks app.
• The USD 99 annual membership fee for the Dreamfolks Program is complimentary. You will need to pay for the lounge visit charges for visits done over and above the complimentary accesses.

As an ICICI Bank Sapphiro Credit Cardholder, you can enjoy a complimentary Golf Round or Lesson for every Rs. 50,000 spent on retail purchases in the previous calendar month, with a maximum of up to 4 rounds per month.

Here's how to make the most of this benefit:

• Visit www.teetimes.golftripz.com and create a Golftripz account using the same email ID you've registered with ICICI Bank Credit Cards.
• Your complimentary round of golf will be visible in your Golftripz account after the 10th day of the following month
• You'll have the opportunity to play your complimentary round within the next 2 months.
• Browse available tee time slots at your convenience and make your preferred booking, all of which can be tracked online.

If you require assistance with your online booking, you can also contact iAssist, the 24x7 concierge service, at 1800-26-70731 (toll-free for MTNL/BSNL lines) or 022-67872016 (standard call charges apply).

Buy one and get up to Rs. 500 off on the second ticket, twice every month via BookMyShow. To book your ticket and for detailed terms and conditions, click here.

Also read: Best Entertainment Credit Cards in India

Enjoy the following additional significant benefits with this card:

• Minimum of 15% off on dining bills at participating restaurants.
• Access to 24x7 premium concierge services, covering everything from travel bookings to delivering movie tickets to your doorstep. You can reach the i-Assist team at 1800 26 70731 (toll-free for MTNL/BSNL) or 022 6787 2016 (standard call charges apply).
• Air accident insurance cover of Rs. 3 crore.
• Lost card liability of Rs. 50,000, which includes losses up to 2 days prior to reporting the loss and 7 days post-reporting. (For detailed information on the insurance cover)
• Enjoy a 1% waiver on fuel surcharge for transactions at any fuel outlet.

The fees and charges associated with the ICICI Bank Sapphiro Credit Card are as follows:

To apply for the ICICI Bank Sapphiro Credit Card, applicants should meet the following eligibility criteria:

The ICICI Bank Sapphiro Credit Card is a great choice for frequent travelers, whether you're exploring within India or going abroad. With this card, you can enjoy up to 4 domestic airport lounge visits every quarter, along with 2 yearly spa visits at domestic airports. Plus, you get 2 international airport lounge visits annually.

What's unique about this card is that the Amex variant offers 50% more rewards compared to the Mastercard version. Instead of the usual Priority Pass offered by other credit card providers, this card opens doors to lounges not covered by the Priority Pass Program through its Dreamfolks Membership. And don't forget, you also have access to 2 spa sessions – a fantastic extra perk.

Here are some of the Best credit cards that provide benefits similar to the ICICI Bank Sapphiro Credit Card:

You have two options to apply for this credit card: online and offline. Here's how:

Online: Visit the bank's official website and complete the online application form.

Offline: Head to your nearest bank branch and submit your application in person.

You can enjoy savings of up to Rs. 1,95,030 through the rewards, complimentary memberships, and various benefits provided by The ICICI Bank Sapphiro Credit Card. Here are the details:

The two card variants are quite similar, with only a slight difference in the rewards. American Express cardholders earn 50% more reward points than Mastercard users. However, the Mastercard variant comes with additional offers.

The redeemed items will reach you within 10 working days.

To turn your reward points into cash, simply call 080-40146444. The cash will be added to your credit card account within 7 business days.

If you'd like to redeem your points for items from the rewards catalog, get in touch with PAYBACK at 1860-258-5000. Alternatively, you can make an online redemption request on PAYBACK's website.

Absolutely, your ICICI Bank Sapphiro Credit Card is equipped for online purchases. You can confidently use it to shop on the websites of various domestic online retailers, and it's also accepted by select international retailers.