ICICI Credit Card Eligibility

The eligibility criteria for ICICI Bank credit cards vary depending on the card variant. While the bank prioritizes individuals with a good credit score, there are specific credit cards tailored for those new to credit, offering relaxed eligibility requirements.

ICICI Credit Card Eligibility

To apply for an ICICI Bank credit card, you need to meet the following eligibility criteria:

• Minimum Age: 21 years
• Maximum Age: 60-65 years (depending on the card)
• Minimum Income: Varies by card type
• Occupation: Salaried or Self-employed
• Nationality: Indian
• Other Criteria: Must have a regular source of income

Documents Required

Click here to view the complete list of required documents.

Serviceable Cities

Click here for the list of cities where ICICI credit cards are available.

Make sure you meet the eligibility requirements and have the necessary documents ready for a smooth application process!

Factors Affecting ICICI Credit Card Eligibility

Several factors influence your eligibility for an ICICI credit card. While the eligibility criteria vary depending on the card, these key factors directly impact your approval chances:

1. Age

• Minimum age to apply: 21 years
• Maximum age: 65 years

2. Income

• A stable and regular income is crucial for paying credit card bills on time.
• Your annual income influences your credit limit and eligibility for certain cards.
• Some cards may have a minimum income requirement.

3. Credit Score

• A good credit score is preferred, as it reflects your ability to manage credit responsibly.
• Issuers check your credit score during the application process to assess your creditworthiness.

4. Work Experience

• Longer tenure at your current job can improve your chances of approval.
• A stable work history demonstrates financial reliability.

5. Prior Relationship with the Bank

• Customers with an existing relationship with ICICI Bank may have better approval chances.
• The bank is familiar with your spending patterns and financial history.

Improving these factors can significantly increase your chances of getting approved for an ICICI credit card!

Eligibility Criteria for Top ICICI Credit Cards

The eligibility requirements for ICICI credit cards vary based on the card type. Each card has its own terms and conditions that determine your application’s approval. Below are the basic eligibility criteria for some of the top ICICI credit cards:

Ensure you meet the income requirements to increase your chances of getting approved for the ICICI credit card of your choice!