About MakeMyTrip ICICI Bank Credit Card
The MakeMyTrip ICICI Bank Credit Card is a co-branded travel credit card designed for frequent travellers who prefer booking through MakeMyTrip. The card offers myCash rewards on every spend, which can be redeemed for travel bookings on MMT. Cardholders can earn 6% myCash on hotel bookings, 3% on flights, holidays, cabs, and bus bookings through MakeMyTrip, and 1% on all other spends.
This ICICI credit card also offers travel-friendly benefits like a low forex markup fee of 0.99% and complimentary airport lounge access without any spend condition. Though some benefits from older variants, such as railway lounge access and holiday vouchers, have been removed, the card still offers good value through welcome benefits, annual perks, and milestone-based upgrades. It is a suitable option for travellers who regularly book through MakeMyTrip and want travel savings and rewards.
The MakeMyTrip ICICI credit card is a good travel card that offers up to 6% value back on MakeMyTrip bookings. It also comes with complimentary airport lounge access without any spend condition and a low forex markup fee of 0.99%, which is usually seen on premium cards. Additionally, cardholders can earn unlimited reward points on travel bookings without any capping or minimum transaction requirement.
MakeMyTrip ICICI Bank Credit Card Rewards Program
Rewards Program
- Earn unlimited 6% myCash (12 myCash per Rs. 200) on hotel bookings made via MakeMyTrip
- Get unlimited 3% myCash (6 myCash per Rs. 200) on flights, holiday packages, cab, and bus bookings through MakeMyTrip
- Earn 1% myCash (2 myCash per Rs. 200) on all other spends, including domestic and international transactions outside MakeMyTrip
- Receive 25 myCash on every train booking via MakeMyTrip
- Redeem myCash against travel bookings on MakeMyTrip at a value of 1 myCash = Rs. 1
Suggested Read: Best Rewards Credit Cards for Everyday Spending
Other Features and Benefits
Joining & Annual Benefits
- Get a MakeMyTrip voucher worth Rs. 1,000 in the first year
- Complimentary MMTBLACK Gold Membership for the first year
- Receive an additional MMT voucher worth Rs. 1,000 on payment of the annual fee
- Annual fee waiver on spending Rs. 2.99 Lakh or more in a year
Travel Benefits
- Enjoy 8 complimentary domestic airport lounge visits every year
- Get 1 complimentary international airport lounge visit annually
- Save on overseas transactions with a low forex markup fee of 0.99%
Movie Benefits
- Buy 1 movie ticket and get 25% off, up to Rs. 150, on the second ticket via BookMyShow and INOX, twice every month
Suggested Read: Best Credit Cards for Movie Tickets
Dining Benefits
- Enjoy exclusive dining discounts at partner restaurants under the ICICI Bank Culinary Treats Programme
Tier Upgrade Benefits
- Upgrade to Gold Tier on annual spends between Rs. 50,000 and Rs. 2 Lakh along with completion of more than 4 trips
- Become eligible for Platinum Tier on annual spends of Rs. 2 Lakh or more along with over 4 completed trips
Also Read: Best Credit Cards in India 2026
Fees and Charges
| Fee Type | Amount |
|---|
| Joining Fee | Rs. 999 |
| Annual Fee | Rs. 999 |
| Finance Charges | 3.67% p.m. (44% p.a.) |
| Late Payment Charges | | For Statement Balance: | | | Up to Rs. 100 | Nil | | Rs. 101 to Rs. 500 | Rs. 100 | | Rs. 501 to Rs. 1,000 | Rs. 500 | | Rs. 1,001 to Rs. 5,000 | Rs. 600 | | Rs. 5,001 to Rs. 10,000 | Rs. 750 | | Rs. 10,001 to Rs. 25,000 | Rs. 900 | | Rs. 25,001 to Rs. 50,000 | Rs. 1,100 | | Above Rs. 50,000 | Rs. 1,300 |
|
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Document Required For MakeMyTrip ICICI Bank Credit Card
- Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
- Proof of Address: Aadhaar Card, Driver’s License, Passport
- Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
Click here to know More Terms and Conditions
Eligibility Criteria
- Age: 21 to 70 years
- Occupation: Salaried or Self-employed
- Credit Score: Should have a good credit history
MakeMyTrip ICICI Bank Credit Card Highlights
What do we like about this card?
- Up to 6% myCash on hotel bookings via MakeMyTrip
- 3% myCash on flights, holidays, cab, and bus bookings through MakeMyTrip
- 1% myCash on all other domestic and international spends
- 25 myCash on every train booking via MakeMyTrip
- 8 complimentary domestic and 1 international airport lounge visit every year
- Low forex markup fee of 0.99% on international transactions
- MMT voucher worth Rs. 1,000 and complimentary MMTBLACK Gold Membership in the first year
- Annual fee waiver on annual spends of Rs. 2.99 Lakh
- Buy 1 Get 25% off on second movie ticket via BookMyShow and INOX twice every month
- Exclusive dining offers through ICICI Bank Culinary Treats Programme
Things to Know Before you apply
Get this card if:
- You want a credit card with a low forex markup fee for international spends
- You regularly book flights and hotels through MakeMyTrip
- You can spend around ₹2 Lakh annually to unlock higher tier benefits
- You are comfortable redeeming reward points only on MakeMyTrip bookings
Pros
- Low forex markup fee of 0.99% on international spends
- Earn extra myCash on MakeMyTrip bookings along with platform discounts
- No limit on the myCash you can earn
- Get upgraded to MakeMyTrip Gold Tier on meeting spend criteria
Cons
- Reward rate is low on everyday non-travel spends
- International lounge access is limited
- Earned myCash can only be used on MakeMyTrip bookings
ICICI Bank Credit Card Contact Details
ICICI Bank Credit Card offers multiple ways to get assistance for your credit card queries and services.
- Helpline Numbers: 1860 120 7777 (India), +91 22 3366 7777 (International), or + 33667777 from your registered mobile.
- Simply SMS: Send an SMS to 5676766 from your registered mobile number.
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Frequently Asked Questions
Yes, the card offers 8 complimentary domestic lounge visits every year, with a maximum of 2 visits per quarter. Cardholders also get 1 complimentary international lounge visit annually.
Yes, the card can be used internationally after enabling international usage through the iMobile Pay app or ICICI internet banking. It also comes with a low forex markup fee of 0.99%.
You can redeem accumulated myCash on MakeMyTrip bookings at a value of 1 myCash = ₹1. During checkout, select the ‘myCash & MMT Voucher’ option to apply the balance.
Yes, cardholders can earn 1% myCash on insurance payments. However, the maximum earning on insurance spends is capped at 1,000 myCash per year.
Yes, this is a dual-network credit card, and eligible users receive both Mastercard and RuPay variants for added flexibility.
The voucher can be used directly at the MakeMyTrip checkout page by selecting the ‘myCash & MMT Voucher’ payment option.
Yes, cardholders can earn 25 myCash on every train booking made through MakeMyTrip using this card.
