About ICICI HPCL Super Saver Credit Card
The ICICI HPCL Super Saver Credit Card is a co-branded fuel credit card designed for people who frequently spend on fuel. The card offers up to 5% savings on fuel purchases at HPCL petrol pumps through cashback and fuel surcharge waiver benefits. Apart from fuel, cardholders can also earn reward points on everyday expenses like utility bills, mobile recharges, and departmental store shopping.
This entry-level card also comes with added lifestyle benefits such as complimentary domestic airport lounge access and discounts on movie ticket bookings. Overall, this ICICI credit card is a good option for users looking for fuel savings along with basic everyday rewards and travel benefits.
The ICICI HPCL Super Saver credit card is a low annual fee fuel card suitable for beginners looking to save on fuel expenses. It offers cashback on fuel, utility bills, and departmental store spends, but the monthly cashback limits are quite low. Compared to other fuel cards like the BPCL SBI Card and IDFC FIRST Power, the overall value-back on this card is relatively lower due to capped benefits.
ICICI HPCL Super Saver Credit Card Rewards Program
Rewards Earning:
Cardholders can earn cashback and reward points across multiple spending categories as follows:
- Get 4% cashback, up to Rs. 200 per month, on fuel purchases at HPCL petrol pumps
- Earn 5% value-back as 20 reward points per Rs. 100 spent on departmental stores, mobile bill payments, and electricity bills, capped at Rs. 100 per month
- Get 2 reward points per Rs. 100 spent on other retail purchases, excluding fuel, utility, and departmental store transactions
- Enjoy an additional 1.5% savings as reward points on HPCL fuel spends made through the HP Pay app
- 1 ICICI Bank Reward Point = Rs. 0.25 during redemption
Also Read: Best Credit Cards in India 2026
Other Features and Benefits
Welcome Benefits
- Get 2,000 reward points on card activation and payment of the joining fee
Fuel Benefits
- Save 1% on fuel surcharge across fuel transactions of up to Rs. 4,000
Also Read: Best Fuel Credit Cards
Movie Benefits
- Enjoy 25% discount, up to Rs. 100 per transaction, on booking at least 2 movie tickets via BookMyShow and INOX, twice every month on each platform
Lounge Access
- Avail 1 complimentary domestic airport lounge visit every quarter on spending Rs. 75,000 in the previous calendar quarter
Also Check: Best Lounge Access Credit Cards
24×7 Roadside Assistance Services
- Access 24×7 toll-free roadside assistance support
- Get benefits like roadside repairs, vehicle towing, fuel delivery, taxi assistance, hotel accommodation, and locked/lost key support
Fees and Charges
| Fee Type | Amount |
|---|
| Joining Fee | Rs. 500 + Taxes |
| Annual Fee | Rs. 500 + Taxes |
| Finance Charges | 3.75% p.m. | 45% p.a. |
| Late Payment Charges | | For Statement Balance: | Amount | | Less than Rs. 100 | Nil | | Rs. 101 to Rs. 500 | Rs. 100 | | Rs. 501 to Rs. 1,000 | Rs. 500 | | Rs. 1,001 to Rs. 5,000 | Rs. 600 | | Rs. 5,001 to Rs. 10,000 | Rs. 750 | | Rs. 10,001 to Rs. 25,000 | Rs. 900 | | Rs. 25,001 to Rs. 50,000 | Rs. 1,100 | | Above Rs. 50,000 | Rs. 1,300 |
|
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Document Required For ICICI HPCL Super Saver Credit Card
- Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
- Proof of Address: Aadhaar Card, Driver’s License, Passport
- Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
Click here to know More Terms and Conditions
Eligibility Criteria
- Age: 21 to 70 years
- Occupation: Salaried or Self-employed
- Credit Score: Should have a good credit history
ICICI HPCL Super Saver Credit Card Highlights
What do we like about this card?
- Welcome benefit: 2,000 reward points on paying joining fee and spending Rs. 5,000 in first 45 days.
- Rs. 100 cashback on first purchase via HPPay wallet.
- 5% savings on fuel at HPCL (4% cashback + 1% fuel surcharge waiver; cashback capped at Rs. 200/month).
- Extra 1.5% cashback on HPCL fuel when using HP Pay app.
- 5% cashback (as reward points) on utilities, groceries, and departmental store purchases.
- 2 reward points per Rs. 100 on all other spends.
- Complimentary 24×7 Roadside Assistance Service (RAS).
- Complimentary domestic airport lounge access.
- 25% off on movie tickets on BookMyShow and INOX (max Rs. 100 per transaction).
- Discounts at partner restaurants through ICICI Bank Culinary Treats Program.
Things to Know Before you apply
Get this card if:
- You spend a lot on fuel and want to save on it.
- You want a low annual fee, entry-level credit card.
- You don’t need extra benefits on travel, dining, or other categories.
Pros
- 5% cashback on fuel spends
- 5% back on departmental stores, electricity bills, and mobile bills
- 25% discount on BookMyShow & INOX movie tickets
- Complimentary domestic lounge access
- 24×7 roadside assistance service
Cons
- Total cashback/rewards capped at Rs. 300 per month
- Lounge access depends on meeting spend criteria
- Overall value-back is lower than other entry-level cards
ICICI Bank Credit Card Contact Details
ICICI Bank Credit Card offers multiple ways to get assistance for your credit card queries and services.
- Helpline Numbers: 1860 120 7777 (India), +91 22 3366 7777 (International), or + 33667777 from your registered mobile.
- Simply SMS: Send an SMS to 5676766 from your registered mobile number.
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Frequently Asked Questions
A. Yes, HPCL also offers co-branded cards with IDFC FIRST Bank and Bank of Baroda, including IDFC FIRST Power, IDFC FIRST Power Plus, and BOB Energie cards.
A. The maximum cashback on this card is Rs. 200 per month for fuel. This applies to Rs. 4,000 of fuel spend at HPCL stations. Any amount beyond this does not earn cashback or rewards.
A. Yes, you can earn 5% back (20 reward points per Rs. 100) on departmental stores, electricity bills, and mobile bills, subject to a monthly cap of Rs. 100.
A. Reward points can be redeemed via ICICI Bank’s Rewards Redemption Portal against vouchers and merchandise. The actual redemption value may vary.
A. The annual fee is waived if you spend Rs. 1.5 lakh or more in a year.
A. Yes, you get 1 domestic airport lounge visit per quarter, provided you spend Rs. 75,000 in the previous quarter.
A. Eligibility for upgrading depends on bank criteria. You should check with your relationship manager to apply if eligible.
A. Yes, you get 24×7 roadside assistance, including vehicle towing, repairs, taxi/hotel support, fuel delivery, and lost/locked key assistance.