SBI RuPay Credit Cards — Rewards on Every Spend, Including UPI
SBI RuPay Credit Cards reward the users on all their spends,
including UPI transactions, in the form of reward points or direct
cashback. In addition, these RuPay cards also come with
complimentary airport lounge access and other spend-based
milestone bonuses as vouchers of popular brands and platforms,
thus offering savings across multiple categories like travel,
shopping, dining, movies, and more. At MyBankingTips, compare all
SBI RuPay cards, check your free eligibility, and apply online
instantly.
SBI Card is India's second-largest credit card
issuer with 2 crore+ cardholders. Its RuPay credit card range
leverages the
NPCI (National Payments Corporation of India)
network — the same backbone powering India's UPI revolution. Unlike
Visa and Mastercard credit cards, SBI RuPay cards can be directly
linked to UPI apps like Google Pay, PhonePe, and BHIM, enabling you
to earn reward points even when you scan QR codes at neighbourhood
shops, pay utility bills via UPI, or book auto rides.
SBI's RuPay credit card portfolio covers all major spending
categories — from everyday grocery and dining rewards (SimplySAVE
UPI), pure cashback (SBI Cashback), fuel savings (BPCL SBI Octane),
PhonePe power users (PhonePe SBI Select BLACK), to Tata ecosystem
shoppers (Tata Neu Plus). All cards carry SBI Card's trusted brand,
wide acceptance, and strong customer support.
📱
What Makes RuPay Cards Unique — UPI Credit Payments
Unlike Visa/Mastercard credit cards that only work at POS
machines, SBI RuPay credit cards can be added to Google Pay or
PhonePe as a UPI payment source. This means you can scan ANY
merchant QR code and pay using your credit card — earning reward
points even on ₹50 chai purchases at your kirana store. This is
India's most powerful democratization of credit card rewards.
Top 5 SBI RuPay Credit Cards — Quick Comparison
Here's a side-by-side comparison of all the top SBI RuPay credit
cards to help you pick the right one for your spending needs:
| Card Name |
Annual Fee |
Best For |
Key Reward |
UPI Rewards |
Lounge |
Apply |
| SimplySAVE UPI SBI Card |
₹499 |
Everyday Spends |
10X on dining, grocery, movies |
✓ |
None |
Apply →
|
| SBI Cashback Card (RuPay) |
₹999 |
Online Cashback |
5% online / 1% offline CB |
✓ |
None |
Apply →
|
| BPCL SBI Octane RuPay Select |
₹1,499 |
Fuel |
7.25% value back on BPCL fuel |
✓ |
2/quarter |
Apply →
|
| PhonePe SBI SELECT BLACK |
₹1,499 |
PhonePe Users |
10X on PhonePe utility bills |
✓ |
2/quarter |
Apply →
|
| Tata Neu Plus SBI Card |
₹499 |
Tata Shoppers |
2–7% NeuCoins on Tata brands |
✓ |
None |
Apply →
|
Find Your Best SBI RuPay Card — Free!
Our SBI Card specialists compare all 5 RuPay cards and match the
right one to your spending habits. Free eligibility check, no
CIBIL impact, 30-min expert callback.
1. SimplySAVE UPI SBI Card — Best Entry-Level SBI RuPay Card
The SimplySAVE UPI SBI Card is SBI Card's
flagship entry-level RuPay credit card — the most popular in the
SimplySAVE family. It's ideal for first-time credit card users
and everyday spenders who want an affordable RuPay card with
useful rewards on dining, grocery, and everyday purchases, plus
the ability to earn points on UPI transactions.
🎁 Key Benefits
-
2,000 bonus Reward Points on spending
₹2,000 within first 60 days of card issuance
-
10X Reward Points on Dining, Movies,
Departmental Stores, and Grocery spends (per ₹150)
-
1X Reward Point per ₹150 on all other
eligible spends
-
1% fuel surcharge waiver on transactions
between ₹500–₹3,000 at any petrol pump (max ₹100/month)
-
Annual fee reversal on spending ₹1 lakh
in the previous year
-
UPI linked — add to Google Pay or PhonePe
and earn points on QR scan payments
💳 Card Details
- Joining Fee: ₹499 + GST
-
Annual Renewal Fee: ₹499 + GST (waived on
₹1L spend)
- Network: RuPay
- Reward Point Value: 4 points = ₹1
-
Interest Rate: 3.5% per month (42% p.a.)
-
Interest-Free Period: Up to 50 days
-
Add-on cards: Available (18+ years)
💡
Best Value Tip: Spend ₹2,000 in the first 60
days to earn 2,000 welcome bonus points worth ₹500 —
essentially recovering the entire ₹499 joining fee in the
first two months. Then use the 10X rewards at your regular
grocery store and dining out to stack up points throughout the
year.
2. SBI Cashback Card (RuPay) — Best for Online Shopping Cashback
The SBI Cashback Credit Card is one of India's
most popular online cashback cards — available in both Visa and
RuPay variants. The RuPay variant adds UPI functionality to an
already excellent cashback card, letting you earn 5% cashback on
all online spends across any platform and 1% on offline
spends too.
🎁 Key Benefits
-
5% cashback on all online spends — across
ALL merchants, no category restriction
Best Rate
-
1% cashback on all offline spends
including at stores and UPI QR payments
-
Cashback credited as statement credit —
no redemption portal needed
-
No merchant category restriction — works on Amazon,
Flipkart, Zomato, Swiggy, travel, and all other platforms
-
₹5,000/month cashback cap (₹500 online +
₹500 offline per statement cycle)
-
UPI linked — add to Google Pay or PhonePe
for QR-based credit payments
💳 Card Details
- Joining Fee: ₹999 + GST
-
Annual Renewal Fee: ₹999 + GST (waived on
₹2L spend)
- Network: RuPay
-
Cashback Type: Direct statement credit
- Interest Rate: 3.5% per month
-
Interest-Free Period: Up to 50 days
- No lounge access on this card
💡
Why This Card Stands Out: Most cashback cards
restrict the 5% rate to specific categories (Swiggy-only,
Amazon-only, etc.). The SBI Cashback Card gives
5% on ALL online spends — whether you're
buying medicines, paying insurance, booking flights, or
ordering food. For heavy online shoppers, this is India's most
versatile cashback card.
3. BPCL SBI Card Octane RuPay — Best SBI RuPay Card for Fuel
The BPCL SBI Card Octane is a co-branded fuel
credit card from SBI Card and Bharat Petroleum Corporation
Limited (BPCL). The RuPay variant delivers the highest fuel
value-back available on any SBI card —
7.25% effective value back on all BPCL fuel
transactions — combining reward points, surcharge waiver, and
fuel-specific multipliers.
🎁 Key Benefits
-
7.25% value back on BPCL fuel
transactions (6.25% reward points + 1% surcharge waiver)
Best Fuel Rate
-
2,500 bonus Activation Points worth ₹625
on paying the joining fee
-
13X Reward Points per ₹100 on BPCL fuel
and Lubricants
-
5X Reward Points on Dining, Movies, and
Grocery spends
-
Complimentary airport lounge access — 2
visits per quarter (8/year) at domestic airports
-
1% fuel surcharge waiver on all fuel
transactions up to ₹4,000
💳 Card Details
- Joining Fee: ₹1,499 + GST
-
Annual Renewal Fee: ₹1,499 + GST (waived
on ₹2L spend)
- Network: RuPay
- Best For: BPCL fuel station users
- Interest Rate: 3.5% per month
-
Lounge Access:
2 per quarter via Dreamfolks
-
Welcome Gift: 2,500 activation points
⛽
Fuel Savings Calculation: If you spend
₹6,000/month on BPCL fuel, the 7.25% value back means
₹435 saved monthly or ₹5,220/year — compared
to the ₹1,499 annual fee. The card pays for itself in just 4
months of regular BPCL fuel use, with lounge access as a
bonus.
4. PhonePe SBI SELECT BLACK Card — Best for PhonePe Power Users
The PhonePe SBI SELECT BLACK Credit Card is a
co-branded RuPay card from PhonePe and SBI Card, designed for
India's massive PhonePe user base. With
10% rewards on PhonePe utility bill payments
and 1% on all UPI QR scan transactions, this is
the most rewarding card for everyday digital payments in India.
🎁 Key Benefits
-
10% rewards on PhonePe — utility bills,
recharges, insurance, travel bookings
-
5% rewards on PhonePe — online food
delivery, e-commerce, entertainment
-
1% rewards on ALL UPI QR scan
transactions — even at neighbourhood shops
-
Complimentary airport lounge access — 2
visits per quarter (8/year)
-
Milestone benefits — Flipkart vouchers worth ₹500–₹1,500
on hitting quarterly spend targets
-
Accepted on PhonePe for all transactions including
peer-to-peer QR payments
💳 Card Details
- Joining Fee: ₹1,499 + GST
- Annual Renewal Fee: ₹1,499 + GST
- Network: RuPay
- Co-brand: PhonePe
- Lounge Access: 2 per quarter
- Interest Rate: 3.5% per month
- Best for: PhonePe daily users
💡
Power User Strategy: Pay all your utility
bills — electricity, DTH, broadband, mobile recharge,
insurance premiums — through PhonePe using this card to earn
10% rewards. For a household spending ₹3,000/month on
utilities, that's ₹300 in rewards every month or ₹3,600/year —
more than double the annual fee.
5. Tata Neu Plus SBI Card — Best for Tata Ecosystem Shoppers
The Tata Neu Plus SBI Card is the perfect
credit card for consumers who are deeply embedded in the Tata
ecosystem — BigBasket for groceries, 1mg for medicines, Croma
for electronics, Air India for travel, and Tata 1mg / Westside
for apparel. Earn NeuCoins on every Tata brand purchase and
redeem them across the entire Tata Neu universe.
🎁 Key Benefits
-
7% NeuCoins back on Tata Neu app and
partner Tata brands
-
5% NeuCoins back on Tata brand purchases
(BigBasket, Air India, 1mg, Croma, etc.)
-
2% NeuCoins back on grocery and
department store non-Tata spends
-
1% NeuCoins back on all other UPI
transactions and card spends
-
499 NeuCoins welcome bonus on card
activation (effectively free first year)
-
NeuCoins redeemable across the entire Tata Neu ecosystem
💳 Card Details
- Joining Fee: ₹499 + GST
-
Annual Renewal Fee: ₹499 + GST (waived on
₹1L spend)
- Network: RuPay
-
Currency: NeuCoins (1 NeuCoin = ₹1)
- Interest Rate: 3.5% per month
-
Best For: Tata Neu app regular users
-
Welcome Bonus: 499 NeuCoins on activation
💡
Tata Household Strategy: If your household
uses BigBasket for groceries (5% NeuCoins), 1mg for medicines
(5%), and Croma for electronics (5%), with a monthly spend of
₹8,000 across Tata brands, you'd earn
400 NeuCoins/month = ₹400 in value — easily
justifying the ₹499 annual fee in the first month alone.
How to Use SBI RuPay Credit Cards for UPI Payments
Linking your SBI RuPay credit card to UPI apps is simple and takes
under 5 minutes. Here's the step-by-step process:
1
Open Your UPI App
Open Google Pay, PhonePe, or BHIM on your smartphone (all three
support RuPay credit cards for UPI payments)
2
Add Credit Card as Payment Source
Go to Settings → Payment Methods → Add Credit Card → Select
"RuPay Credit Card" → Enter your SBI Card details
3
Set UPI PIN for Credit Card
Set a 6-digit UPI PIN for your SBI RuPay credit card — this PIN
authorises all UPI credit card payments (separate from ATM PIN)
4
Scan & Pay — Earn Rewards!
Scan any merchant QR code → Select your SBI RuPay credit card as
payment source → Enter UPI PIN → Done. Earn reward points
instantly on every transaction!
⚠️
Important Notes on UPI Credit: (1) UPI credit
card payments are only available at merchants — peer-to-peer (P2P)
transfers to other individuals are not supported. (2) Some card
variants cap UPI rewards at a monthly maximum. (3) UPI
transactions above ₹2,000 require full 3D Secure authentication —
smaller transactions may be pre-authorised. (4) Ensure you pay
your SBI Card bill in full every month — even UPI spends
accumulate on your credit card statement.
Key Features of SBI RuPay Credit Cards
All SBI RuPay credit cards share these powerful features that
distinguish them from standard Visa/Mastercard cards:
📱
UPI Integration — Earn on Every Scan
Link to Google Pay, PhonePe, or BHIM and earn reward points on
ANY UPI QR code payment — from kirana stores to petrol pumps.
India's most powerful everyday credit card feature.
🎁
Reward Points on All Eligible Spends
Earn 1X to 10X+ reward points depending on category and card.
Points accumulate for dining, grocery, movies, online
shopping, and all UPI payments.
✈️
Complimentary Lounge Access (Select Cards)
BPCL Octane and PhonePe SBI Select BLACK offer 2 complimentary
lounge visits per quarter at domestic airports via Dreamfolks
— 8 free visits per year.
⛽
Fuel Surcharge Waiver
1% fuel surcharge waiver on transactions between ₹500–₹3,000
on SimplySAVE and ₹4,000 limit on BPCL Octane — up to
₹100/month at any petrol pump in India.
🔐
NPCI Security — Backed by India's Digital Backbone
RuPay is operated by NPCI (National Payments Corporation of
India) — the same organisation running India's UPI ecosystem.
Real-time fraud monitoring and EMV chip security are built in.
🎯
Milestone Benefits & Brand Vouchers
All SBI RuPay cards offer milestone-based bonus rewards —
Flipkart, Amazon, Swiggy, or Zomato vouchers on hitting
quarterly or annual spend targets.
SBI RuPay Credit Card Fees & Charges (2026)
Comprehensive breakdown of all SBI RuPay credit card fees and
charges — applicable across all variants:
| Fee / Charge |
Amount |
Notes |
| Joining Fee |
₹499 – ₹1,499 + GST |
Varies by card; welcome bonus points typically offset this
cost
|
| Annual Renewal Fee |
₹499 – ₹1,499 + GST |
Same as joining fee; most cards waive on meeting spend
threshold
|
| Finance Charges (Interest) |
3.5% per month (42% p.a.) |
Standard SBI Card revolving credit rate; pay in full monthly
|
| Late Payment Fee |
₹400 – ₹1,300 |
Slab-based on total outstanding amount; avoid by setting
auto-pay
|
| Cash Advance Fee |
2.5% or ₹500 (whichever higher) |
Interest from withdrawal date; no grace period on cash
|
| Foreign Transaction Fee |
3.5% + GST |
Note: RuPay acceptance is limited internationally — verify
before travel
|
| Over-Limit Fee |
2.5% of over-limit amount |
Min ₹600 per billing cycle |
| Fuel Surcharge (Net) |
1% levied, waiver up to ₹100/month |
Waiver available on SimplySAVE; full 7.25% value back on
BPCL Octane
|
| Card Replacement |
₹100 – ₹500 |
For lost, stolen, or damaged card replacement |
| GST |
18% |
Applicable on all SBI Card fees and service charges |
⚠️
Always Pay in Full: SBI Card charges
3.5% per month (42% p.a.) on revolving balances.
Even ₹1 left unpaid triggers interest on the ENTIRE outstanding
from the statement date. Always pay 100% of total outstanding by
the due date — set up auto-debit to avoid missing payments.
ℹ️
Note on RuPay International Acceptance: RuPay
credit cards have limited international acceptance compared to
Visa/Mastercard. While NPCI has expanded RuPay to 200+ countries
through Discover and JCB partnerships, acceptance at overseas
merchant terminals remains lower than Visa. If you travel
internationally frequently, keep a Visa/Mastercard credit card as
a backup.
Eligibility Criteria for SBI RuPay Credit Cards
SBI Card has inclusive eligibility criteria for its RuPay range —
making it accessible for both first-time credit card users and
experienced cardholders:
👤
Age: 18 – 65 Years
Primary cardholder 18–65 years (salaried). Self-employed
applicants 21–65 years. Add-on holders from 18 years of age.
💰
Income: ₹20,000+/month
SimplySAVE & Tata Neu: ₹20,000/month. Cashback card: ₹30,000+.
BPCL Octane & PhonePe Select: ₹35,000+/month.
📊
CIBIL Score: 700+
Minimum 700 CIBIL recommended for all SBI RuPay cards.
SimplySAVE accepts 650+ for first-time applicants with clean
history.
🏠
Residency: Indian Resident
Indian residents with valid PAN card and address proof.
Applicants must be residing in India at time of application.
💼
Employment: Salaried or Self-employed
Both salaried professionals and self-employed individuals are
eligible. Minimum 1 year employment stability preferred by SBI
Card.
📱
Smartphone Required for UPI Linking
To use the UPI credit card feature, you need a smartphone with
Google Pay, PhonePe, or BHIM installed and a registered mobile
number matching your SBI Card.
Documents Required for SBI RuPay Credit Card
| Document Type |
Accepted Documents |
| Identity Proof (KYC) |
PAN Card (mandatory), Aadhaar Card, Passport, Voter ID,
Driving Licence
|
| Address Proof |
Aadhaar Card, Passport, Voter ID, Utility bill (last 3
months), Registered rent agreement
|
| Income Proof – Salaried |
Last 3 months' salary slips, Latest Form 16, Last 6 months'
bank statement showing salary credits
|
| Income Proof – Self-employed |
Latest 2 years' ITR with computation, Business registration
proof, Last 6 months' bank statement
|
| Photograph |
Recent passport-size photograph (Aadhaar OTP eKYC accepted
for online applications)
|
💡
Fastest Application Route: Apply online at
sbicard.com with Aadhaar OTP-based eKYC for instant document
verification. Most eligible applicants receive in-principle
approval within minutes for online applications. The physical card
takes 7–10 working days to arrive — but a virtual card may be
issued immediately for select applicants.
How to Apply for SBI RuPay Credit Card Online at MyBankingTips
1
Compare All 5 SBI RuPay Cards on This Page
Use the comparison table and individual card deep-dives above.
Pick the card that best matches your UPI habits — everyday
rewards (SimplySAVE), cashback (Cashback Card), fuel (BPCL
Octane), PhonePe (SELECT BLACK), or Tata brands (Tata Neu
Plus).
2
Free Eligibility Check — Zero CIBIL Impact
Click "Apply Now" and enter your income, employment type, and
city for an instant soft eligibility check. No impact
whatsoever on your CIBIL credit score.
3
Complete the SBI Card Online Application
Fill in your personal details — name, PAN, DOB, address — and
employment/income information on the official SBI Card or
partner portal. Takes under 5 minutes.
4
Upload KYC Documents via eKYC
Upload PAN card, Aadhaar, latest salary slips, and bank
statement digitally. SBI Card supports full Aadhaar OTP-based
eKYC for instant verification.
5
SBI Card Review & Approval
SBI Card processes your application and runs a CIBIL check.
Online approvals for eligible applicants can be near-instant
for pre-qualified profiles.
6
Card Delivery → Link to UPI → Start Earning!
Physical card arrives in 7–10 working days. Immediately link
it to Google Pay or PhonePe as a UPI credit source. Make your
first ₹2,000 spend within 60 days to unlock welcome bonus
points!
SBI Card Customer Care — Credit Card Helpline
| Channel |
Contact |
Availability |
| SBI Card Toll-Free Helpline |
1860-500-1290 / 1800-180-1290 |
24×7 |
| SBI Card App (YONO SBI Card) |
In-app chat and support |
24×7 |
| SBI Card Website Chat |
sbicard.com → Chat Now |
24×7 |
| Email Support |
customercare@sbicard.com |
Response within 48 hours |
| Twitter / X |
@SBICard_Connect |
Mon–Sat 8AM–8PM |
| Nearest SBI Branch |
22,000+ SBI branches across India |
Branch banking hours |
| MyBankingTips Expert |
business@mybankingtips.com |
Reply within 48 hours |
💡
For UPI-Specific Issues: If your SBI RuPay credit
card is not appearing in Google Pay or PhonePe, call the SBI Card
helpline at 1860-500-1290 and select "RuPay/UPI Credit Card"
option. The most common issues are: (1) incorrect card PIN entry,
(2) card not yet activated, or (3) UPI app cache needing a refresh
after linking.
Frequently Asked Questions — SBI RuPay Credit Cards
Which is the best SBI RuPay credit card in 2026?
It depends on your primary spending: Everyday dining, grocery,
movies → SimplySAVE UPI SBI Card (₹499 fee, 10X rewards). All
online spending → SBI Cashback Card RuPay (₹999 fee, 5% on ALL
online spends). Regular BPCL fuel users → BPCL SBI Octane RuPay
(₹1,499 fee, 7.25% value back). Daily PhonePe + utility bill
payers → PhonePe SBI SELECT BLACK (₹1,499 fee, 10X on PhonePe
bills). Tata ecosystem shoppers (BigBasket/1mg/Croma) → Tata Neu
Plus SBI (₹499 fee, 5-7% NeuCoins).
How do I link my SBI RuPay credit card to Google Pay for UPI
payments?
To link your SBI RuPay credit card to Google Pay: (1) Open
Google Pay app, (2) Tap on your profile photo → "Set up credit
card on UPI", (3) Select your bank/card provider, (4) Enter your
SBI RuPay credit card number and expiry, (5) Verify with OTP
sent to your registered mobile, (6) Set a 6-digit UPI PIN for
credit card transactions, (7) Card is now linked — select it as
payment source when scanning any merchant QR code. PhonePe
process is similar via Settings → Payment Methods.
Do I earn reward points on UPI payments made with SBI RuPay
credit cards?
Yes! This is the biggest advantage of RuPay credit cards over
Visa/Mastercard. SBI RuPay cards earn reward points on UPI QR
scan payments at merchants. However, the UPI reward rate may
differ from standard credit card spending rate — check your
specific card's terms. For example, SimplySAVE UPI earns 1X
points on UPI spends (vs 10X at dining), while PhonePe SBI
SELECT BLACK earns 1% on all UPI QR scans and up to 10% on
PhonePe utility payments. Note: P2P transfers (sending money to
friends/family) do NOT earn rewards.
What is the annual fee waiver condition for the SimplySAVE
UPI SBI Card?
The SimplySAVE UPI SBI Card charges ₹499 + GST as the annual
renewal fee (from the 2nd year onwards). This fee is
automatically reversed if your total annual spends (across all
categories including UPI payments) on the card in the previous
year equal or exceed ₹1,00,000. That works out to spending just
₹8,334/month — easily achievable for most cardholders who use
the card for everyday transactions and UPI payments.
Can I use SBI RuPay credit card internationally?
SBI RuPay credit cards have limited international acceptance.
NPCI has partnerships with Discover (USA), JCB (Japan), and
several other networks to enable RuPay acceptance in 200+
countries. However, in practice, acceptance at overseas physical
merchant terminals is still significantly lower than
Visa/Mastercard. Most Indian e-commerce international sites do
accept RuPay. If you travel internationally frequently, it's
advisable to carry a Visa or Mastercard credit card as backup
alongside your SBI RuPay card. Foreign transaction fee is 3.5% +
GST on all SBI RuPay cards.
What makes SBI RuPay cards different from SBI Visa/Mastercard
cards?
Key differences: (1) UPI Payments — RuPay cards can be linked to
UPI apps (Google Pay, PhonePe) to make credit payments at any QR
code merchant; Visa/MC cards cannot. (2) Made in India — RuPay
is NPCI's homegrown network; no international network fees for
domestic transactions, keeping costs lower. (3) International
Acceptance — Visa/MC have much wider international acceptance vs
RuPay. (4) The reward structures are identical within the same
card variant. Most cardholders should choose RuPay if they make
frequent UPI payments domestically, and Visa/MC if they travel
internationally often.
What Our Customers Say
★★★★★
"The SimplySAVE UPI SBI Card changed how I pay at my local
vegetable vendor! I link it to Google Pay, scan the QR code, and
earn reward points on every ₹50 purchase. My monthly reward
accumulation has gone up 3X since switching to this RuPay card!"
P
Priya Sharma
Software Engineer, Bengaluru
★★★★★
"BPCL SBI Octane RuPay is my go-to fuel card. 7.25% value back
at BPCL means I save ₹400+ every month on fuel. The quarterly
lounge access is a bonus — I've used it 6 times this year.
Applied via MyBankingTips and had it in 5 days. Excellent
service!"
R
Rahul Joshi
Sales Manager, Mumbai
★★★★☆
"SBI Cashback Card RuPay gives 5% on EVERY online purchase — not
just specific brands. My monthly online spending is ₹12,000 and
I get ₹600 cashback. Added the RuPay to PhonePe for grocery
runs. Best cashback card at this price point!"
A
Ananya Reddy
CA, Hyderabad
Related Articles & Guides
IndiGo and EazyDiner Devalue BluChip Earnings on Dining Spends
Updated on June 11, 2026
IndiGo Axis Bank Credit Cards Get Double Welcome Benefits Till June 30, 2026
Updated on June 08, 2026
What is Credit Card EMI? Meaning, Benefits & How It Works
Updated on May 29, 2026
Credit Card Against Fixed Deposit (FD): Complete Guide
Updated on May 29, 2026
How the Billing Cycle Works
Updated on May 29, 2026
How to Generate Your Credit Card PIN: Complete Step-by-Step Guide
Updated on May 29, 2026
What is Minimum Due on a Credit Card?
Updated on May 29, 2026
How to Know Your Credit Card Billing Date?
Updated on May 29, 2026
How to Get a Credit Card Without a Job in India?
Updated on May 29, 2026
Apply for SBI RuPay Credit Card Today
Free eligibility check · Zero CIBIL impact · Expert advisory ·
30-min callback from our SBI Card specialists. Earn rewards even
on your daily UPI scans!
Explore other Card Categories
Explore Cards from All Banks
⚠️ Disclaimer
MyBankingTips is a loan aggregator and is
authorized to provide services on behalf of its partners.
*Applicable for selected customers. SBI Card credit card features,
fees, interest rates, and reward programmes mentioned on this page
are indicative and subject to change at SBI Card's discretion. UPI
credit card features are subject to NPCI and SBI Card policies. All
applications and approvals are at the sole discretion of SBI Card
based on the applicant's creditworthiness. MyBankingTips does not
guarantee approval. Please read the Most Important Terms &
Conditions (MITC) document carefully before applying. This content
is for educational and informational purposes only and does not
constitute financial advice. RuPay® is a registered trademark of
NPCI. SBI Card® is a registered trademark of SBI Cards and Payment
Services Ltd.