Canara Bank

Canara Bank RuPay Select Credit Card

Airport Lounge Access

Cashback

Reward Points

MyBankingTips Rating

Joining Fee: ₹0* Plus Applicable Taxes

Renewal Fee: ₹0*Plus Applicable Taxes

Airport Lounge Access

Cashback

Reward Points

MyBankingTips Rating

Joining Fee: ₹0* + Tax

Renewal Fee: ₹0* + Tax

Airport Lounge Access

Canara Bank Rupay Select Credit Card offers 2 domestic lounge visits quarterly and 2 international visits yearly.

Cashback

Get 5% cashback on utility bills and dining with Canara RuPay Select, capped monthly.

Reward Points

2 reward points for every Rs. 100 spent

Welcome benefits:- N/A

Check your eligibility For This Card

About The Card Rewards Program Features & Benefits Fees & Charges Thinks We Know FAQs

About Canara Bank RuPay Select Credit Card

The Canara Bank RuPay Select Credit Card is a lifetime free credit card that helps you earn reward points on every transaction. It also offers extra benefits like complimentary lounge access, insurance coverage, interest-free credit period, and add-on cards for family members. This card is ideal if you are starting your credit journey and want to earn rewards while using your credit card. Read on to learn more about its features, benefits, and fees.

The Canara Bank RuPay Select Credit Card is a lifetime free card with no joining or annual fees. It comes with a credit limit of up to ₹25 lakh.

Other Features and Benefits

With the Canara Bank RuPay Select Credit Card, you get a variety of benefits across rewards, travel, and insurance. Key features include:

Reward Points: Earn 2 reward points for every ₹100 spent; 1 reward point = ₹0.25.
Lounge Access: Complimentary airport lounge access across India.
Credit Period: Interest-free period ranging from 20 to 50 days.
Revolving Facility: Pay a minimum of 5% of your bill or ₹100 and carry forward the balance at 2.5% monthly interest.
Cash Withdrawal: Withdraw up to 50% of your credit limit, maximum ₹50,000.
Add-on Cards: Get up to 4 add-on cards with no joining or annual fees.
Insurance Coverage: Rs. 10 lakh cover for personal accident or permanent disability.

Fees and Charges

Type of Fee or Charge	Amount
Joining Fee	Nil
Annual/ Renewal Fee	Nil
Finance Charges	2.5% p.m. (30% p.a.)
Late Payment Fee	Rs. 250 + GST
Inactivity Fee	Rs. 300 p.a. if the turnover is below Rs. 1 lakh per year
Cash Withdrawal Fee	3% of the transaction amount or a minimum of Rs. 30 for every Rs. 1,000 withdrawn

Things to Know Before you apply

Get this card if:

You are starting your credit journey and need a basic, entry-level credit card
You want a lifetime free card with no joining or annual fees
You want to earn reward points on your transactions
You want occasional travel benefits like complimentary lounge access
You prefer a card with relaxed eligibility criteria suitable for first-time cardholders

Eligibility Criteria

Age: 21 to 70 years
Occupation: Salaried or Self-employed
Credit Score: Should have a good credit history

Document Required For Canara Bank RuPay Select Credit Card

Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
Proof of Address: Aadhaar Card, Driver’s License, Passport
Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement

Canara Bank RuPay Select Credit Card Hilights

What do we like about this card?

Reward Points: 2 points for every ₹100 spent
Lounge Access: Complimentary access across India
Credit Period: Interest-free period of 20–50 days
Add-on Cards: Up to 4 without extra fees
Insurance: Rs. 10 lakh for personal accident or permanent disability

Pros

Lifetime free credit card with no joining or annual fee
Earn 2 reward points on every ₹100 spent
Complimentary lounge access across India
Up to 4 add-on cards without extra charges
Insurance cover up to Rs. 10 lakh for personal accidents

Cons

Low reward rate (0.5%) compared to other credit cards
Reward redemption value is limited (1 Reward Point = ₹0.25)
Basic travel and lifestyle benefits only

Canara Bank Credit Card Contact Details

Contact Address: Canara Bank Card Division, No. 29, K R Road, Basavanagudi, Bengaluru – 560004, Karnataka, India
Helpline (24x7): 1800 103 0011 (Toll-Free) 1800 208 3333 (Alternate Toll-Free) +91 80 2206 2222 (For chargeable/international calls)
Simply SMS: Send "CANRUPAY" to 56156 from your registered mobile number