The Canara Bank Visa Platinum Credit Card operates on the globally accepted and secure Visa network, making it ideal for shoppers and travelers. This card offers multiple benefits to enhance your spending experience.
Cardholders earn 2 Reward Points for every ₹100 spent on both Point of Sale and e-commerce transactions, which can be redeemed for cashback or products. You also get complimentary access to domestic airport lounges twice each quarter, along with insurance benefits such as air accident coverage and baggage protection.
With no annual or joining fees and a grace period of up to 50 days of interest-free credit, the Canara Bank Visa Platinum Credit Card is an affordable and practical option for managing your finances while enjoying rewards and travel perks.
Canara Bank Visa Platinum Credit Card Rewards Program
Reward Rate With the Canara Bank Visa Platinum Credit Card, you earn 2 Reward Points for every ₹100 spent on PoS and e-commerce transactions.
Reward Redemption Reward Points can be redeemed for cashback or products by visiting the CanaraRewardz website. Each Reward Point has a value of ₹0.25.
Other Features and Benefits
Airport Lounge Access
Enjoy complimentary access to domestic airport lounges twice every quarter.
Insurance Benefits
Protection against fraudulent charges up to ₹5,00,000.
Baggage insurance coverage up to ₹25,000 for losses or damages.
Purchase protection for items bought with the card, covering up to ₹25,000.
Air accident coverage: ₹8,00,000 for the cardholder and ₹4,00,000 for the spouse.
Non-air accident coverage: ₹4,00,000 for the cardholder and ₹2,00,000 for the spouse.
Other Benefits
Up to 50 days of interest-free credit.
Easy EMI conversion through the Canara ai1 app.
ATM cash withdrawal and other non-financial services.
Shop at PoS merchant outlets and online while enjoying discounts.
Domestic and international acceptance.
Zero annual, joining, and enrollment fees.
Earn reward points on every PoS and e-commerce transaction.
Complimentary domestic airport lounge access (2 per quarter for self).
Fees and Charges
Nature of Charge
Amount of Charge
Enrollment fee
NIL
Annual Fee
NIL
Card Inactivity Fee Applicable only if the card turnover during the card year is less than Rs. 50,000/-
₹200/-
Free Credit Period
Minimum of 20 to and maximum of 50 days
Things to Know Before you apply
Get this card if:
You are a frequent traveler and want access to domestic airport lounges.
You prefer a lifetime-free credit card with no joining or annual fees.
You want basic reward points on every PoS and e-commerce transaction.
You are looking for insurance coverage, including air accident, baggage, and purchase protection.
You need a credit card that offers up to 50 days of interest-free credit and easy EMI options.
You want a card accepted both domestically and internationally.
Eligibility Criteria
Age: 21 to 70 years
Occupation: Salaried or Self-employed
Credit Score: Should have a good credit history
Document Required For Canara Bank Visa Platinum Credit Card
Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
Proof of Address: Aadhaar Card, Driver’s License, Passport
Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
Canara Bank Visa Platinum Credit Card Hilights
What do we like about this card?
Complimentary domestic airport lounge access twice every quarter.
Fuel surcharge waiver of 1% on fuel transactions.
Lifetime-free card with no joining or renewal fees.
Pros
No joining or annual fees, making it affordable.
Insurance coverage provides added peace of mind.
Cons
Limited benefits beyond airport lounge access and insurance.
No spend-based fee waivers or additional rewards programs.
Canara Bank Credit Card Contact Details
Contact Address: Canara Bank Card Division, No. 29, K R Road, Basavanagudi, Bengaluru – 560004, Karnataka, India