Best Fuel Credit Cards in 2025
Fuel credit cards are specially designed to help you save money on fuel purchases. These cards are often launched in partnership with major fuel companies like Indian Oil, BPCL, and HPCL. They offer value-back through cashback or extra reward points on fuel spending. Some cards also give you more rewards on other spends like groceries, utility bills, and shopping at departmental stores, helping you save even more. Here, we’ve listed the best fuel credit cards in India from top banks like SBI Card, Axis Bank, HDFC Bank, ICICI Bank, and RBL Bank. Read on to explore their features and pick the one that suits you best.
Bank of Baroda Easy Credit Card
Joining Fee
₹500 + Tax
Renewal Fee
₹500 + Tax
- Earn up to 5 Reward Points per ₹100 spent on select categories.
- 0.5% cashback on credit card bill payments.
- Fuel surcharge waiver on fuel transactions.
- Insurance coverage up to ₹15 lakh.
- Annual fee waiver on spending ₹50,000 in a year.
- Interest-free period of up to 50 days.
- Up to 3 free add-on cards for family members.
Bank of Baroda ETERNA Credit Card
Joining Fee
₹2499 + Tax
Renewal Fee
₹2499 + Tax
Welcome Benefits
FitPass Pro Membership worth Rs. 15,000.
- Welcome gift: FitPass Pro Membership worth ₹15,000
- Earn up to 15 Reward Points on travel, international spends, dining, and online shopping
- Unlimited free domestic lounge access
- Low foreign exchange markup fee of 2%
- Buy 1 Get 1 free movie ticket via Paytm
- Up to 20,000 bonus reward points as milestone spend benefit
- Personal accidental death insurance coverage up to ₹1 crore
Bank of Baroda PRIME Credit Card
Joining Fee
₹0 + Tax
Renewal Fee
₹0 + Tax
Welcome Benefits
500 reward points on spending a min. of Rs. 5,000 within 60 days of card issuance
- Guaranteed Issuance: Card issued against a fixed deposit of ₹15,000 or more without income proof.
- Cashback: Earn 1% cashback on every transaction.
- Fuel Benefit: Zero fuel surcharge on eligible fuel transactions.
- Fees: No joining or annual fee for the first year.
SBI IRCTC Platinum Credit Card
Joining Fee
₹500 + Tax
Renewal Fee
₹500 + Tax
Welcome Benefits
Get 350 bonus reward points (worth Rs. 350) after your first successful transaction of Rs. 500 or more.
Enjoy Rs. 100 cashback on your first ATM cash withdrawal within 30 days of receiving the card.
- 350 bonus reward points on first transaction of Rs. 500+
- 10% value back on AC1, AC2, AC3, and AC Chair Car railway ticket bookings via IRCTC
- 4 complimentary railway lounge visits per year
- 1% fuel surcharge waiver on fuel spends between Rs. 500 and Rs. 3,000
- Balance transfer and Flexipay options available for easier payment management
Kotak NRI Royale Signature Credit Card
Joining Fee
₹0 + Tax
Renewal Fee
₹1000 + Tax
Bank of Baroda ICAI Exclusive Credit Card
Joining Fee
₹0 + Tax
Renewal Fee
₹0 + Tax
Welcome Benefits
Welcome Gift of FitPass Pro Membership worth Rs. 15,000 & 1,000 reward points.
- Welcome gift: FitPass Pro membership worth Rs. 15,000 and 1,000 reward points
- Earn up to 5 reward points per Rs. 100 on dining, online spends, and utility bills
- Earn 1,000 reward points every month
- 12 free airport lounge visits at select domestic airports (on spending min. Rs. 40,000 in the previous quarter)
- Low foreign exchange mark-up fee of 2%
- Earn 4,000 reward points every quarter on spending above your credit limit
- Insurance cover: Professional Indemnity, Air accidental death, and Non-air accidental death
HPCL Bank of Baroda ENERGIE Credit Card
Joining Fee
₹499 + Tax
Renewal Fee
₹499 + Tax
RBL Bank Insignia Preferred Banking World Card
Joining Fee
₹0 + Tax
Renewal Fee
₹0 + Tax
- Annual Fee: Nil
- Best Suited For: Premium travel & lifestyle
- Rewards: 5 RP/₹100 on domestic spends, 10 RP/₹100 on international spends
- Airport Lounges: Complimentary Priority Pass + 6 free visits/year
- Domestic Lounges: 2 free visits per quarter
- Movies: ₹500 off on BookMyShow tickets every month
- Golf: Free rounds every year, 1 free lesson/month, 50% discount on green fees
- Dedicated Service: Exclusive number to reach your relationship manager anytime
Patanjali RBL Bank Vishisht Credit Card
Joining Fee
₹499 + Tax
Renewal Fee
₹499 + Tax
RBL Bank Titanium Delight Card
Joining Fee
₹750 + Tax
Renewal Fee
₹750 + Tax
Welcome Benefits
2,000 Reward Points on the first swipe within 30 days.
- Welcome Bonus: Up to 3,000 Reward Points on initial spends.
- Mid-Week Delights: 1+1 free movie tickets, 5% value back on groceries, 10% on pizzas every Wednesday.
- Annual Spend Bonus: 4,000 Reward Points on spends of ₹1.2 lakh or more in a year.
- Rewards on Spends: 1 Reward Point per ₹100 spent across categories.
- Fuel Surcharge Waiver: 1% waiver on fuel transactions (₹500–₹4,000, max ₹100/month).
- Annual Fee Waiver: Waived on annual spends of ₹1,00,000+.
Standard Chartered Emirates World Credit Card
Joining Fee
₹3000 + Tax
Renewal Fee
₹3000 + Tax
- Earn 6 Skyward Miles for every Rs. 150 spent on Emirates transactions and 3 Skyward Miles for every Rs. 150 on other spends.
- 5% cashback on duty-free shopping (up to Rs. 1,000 per month).
- Complimentary access to 25 domestic lounges via Mastercard Lounge Program.
- 2 complimentary domestic and 2 international Priority Pass lounge visits per month (additional free visits on spending Rs. 10,000+).
- Complimentary golf access three times a year at 14 premium courses in India, plus 50% discount on green fees.
- Overseas insurance coverage up to Rs. 1 crore, including baggage loss and flight delay protection.
Bank of Baroda Vikram Credit Card
Joining Fee
₹0 + Tax
Renewal Fee
₹0 + Tax
Welcome Benefits
3 months subscription of Disney+ Hotstar
- Lifetime free card with no joining or annual fees
- 5 reward points per Rs. 100 on groceries, departmental stores, and movies (capped at 1,000/month)
- 1 reward point per Rs. 100 on all other spends
- Welcome Benefit: 3-month Disney+ Hotstar Super Plan subscription
- Accidental death insurance up to Rs. 20 lakh (Air/Non-Air)
- Fuel surcharge waiver: 1% on Rs. 400–5,000 (max Rs. 250/month)
- Smart EMI option for purchases of Rs. 2,500+ (6–36 months)
Assam Rifles The Sentinel BoB Credit Card
Joining Fee
₹0 + Tax
Renewal Fee
₹0 + Tax
Welcome Benefits
FITPASS Pro membership & 500 reward points.
- 10 reward points per Rs. 100 on movies & departmental stores (up to 1,000 points/month).
- 2 reward points per Rs. 100 on other categories, including UPI spends.
- Welcome benefits: 6 months FITPASS Pro membership & 500 reward points on spending Rs. 5,000 in 60 days.
- 12 months Amazon Prime on spending Rs. 1 lakh within 90 days.
- 8 complimentary domestic airport lounge visits per year (2 per quarter, min. spend Rs. 20,000).
- Personal accidental death cover up to Rs. 20 lakh & 1% fuel surcharge waiver (up to Rs. 250/month).
Spar SBI Card SELECT
Joining Fee
₹1499 + Tax
Renewal Fee
₹1499 + Tax
Welcome Benefits
Rs. 1,500 worth of bonus reward points as a welcome benefit
- Annual fee of ₹1,499.
- Earn ₹100 cashback on your first ATM withdrawal.
- Get ₹1,500 worth of bonus reward points as a welcome benefit.
- Earn up to 10 reward points per ₹100 spent at Landmark stores.
- Unlock up to 34,400 reward points through milestone benefits.
Yatra SBI Bank Credit Card
Joining Fee
₹499 + Tax
Renewal Fee
₹499 + Tax
Welcome Benefits
- ₹1,000 off on domestic flight bookings (minimum booking of ₹5,000)
- ₹4,000 off on international flight bookings (minimum booking of ₹40,000)
- ₹1,000 off on hotel bookings (minimum booking of ₹3,000)
- Valid only on bookings via Yatra.com
- Domestic flight discount is valid on bookings of Rs. 5,000 or more.
- International flight discount is valid on bookings of Rs. 40,000 or more.
- Hotel booking discount is valid on a minimum spend of Rs. 3,000, with a maximum discount of Rs. 2,000.
- Welcome benefits are applicable only after the first year’s annual fee is paid.
- Reward points are capped at 5,000 points per month for both international and select category spends.