Best Fuel Credit Cards in 2025

Fuel credit cards are specially designed to help you save money on fuel purchases. These cards are often launched in partnership with major fuel companies like Indian Oil, BPCL, and HPCL. They offer value-back through cashback or extra reward points on fuel spending. Some cards also give you more rewards on other spends like groceries, utility bills, and shopping at departmental stores, helping you save even more. Here, we’ve listed the best fuel credit cards in India from top banks like SBI Card, Axis Bank, HDFC Bank, ICICI Bank, and RBL Bank. Read on to explore their features and pick the one that suits you best.

SBI Reliance Credit Card

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Joining Fee 499 + Tax
Renewal Fee 499 + Tax
Welcome Benefits ₹500 Reliance Retail voucher on activation. Extra discount vouchers worth ₹3,200 for use at selected Reliance stores.

  • Can be redeemed only in general merchandise and fashion categories.
  • Milestone benefits are based only on spends at participating Reliance Retail stores.
  • Activation vouchers:
  1. Reliance Trends: Valid on apparel & footwear.
  2. Netmeds: Valid on online purchase of pharma/prescription products.
  • No rewards on fuel, property rental, or wallet reload transactions.
  • Fuel surcharge waiver applies to transactions between ₹500 and ₹4,000.

SPAR SBI Card PRIME

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Joining Fee 2999 + Tax
Renewal Fee 2999 + Tax
Welcome Benefits Get 12,000 bonus reward points valued at ₹3,000 upon payment of the annual fee.

  • Annual fee of ₹2,999.
  • Earn up to 15 reward points on retail spends.
  • Get 12,000 bonus reward points as a welcome gift.
  • Includes Priority Pass membership with 4 free visits annually.
  • Enjoy 8 free domestic lounge accesses per year.
  • Earn up to 58,000 reward points through milestone benefits.

HDFC Bank Freedom Credit Card

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Joining Fee 500 + Tax
Renewal Fee 500 + Tax
Welcome Benefits 500 CashPoints after the payment of joining and renewal fee.

  • 10X CashPoints on BigBasket, BookMyShow, OYO, Swiggy & Uber (up to 2,500 CashPoints/month)
  • 1 CashPoint/₹150 on other eligible spends
  • 500 CashPoints as welcome/renewal benefit
  • Annual Fee Waiver on spending ₹50,000 in a year
  • Dining Discounts: Up to 20% off via Swiggy Dineout
  • Fuel Surcharge Waiver: 1% on ₹400–₹5,000, max ₹250/month
  • Low Annual Fee: ₹500 + taxes

ICICI Bank HPCL Super Saver Credit Card

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Joining Fee 500 + Tax
Renewal Fee 500 + Tax
Welcome Benefits 2,000 reward points on card activation and payment of joining fee.

  • Welcome benefit: 2,000 reward points on paying joining fee and spending Rs. 5,000 in first 45 days.
  • Rs. 100 cashback on first purchase via HPPay wallet.
  • 5% savings on fuel at HPCL (4% cashback + 1% fuel surcharge waiver; cashback capped at Rs. 200/month).
  • Extra 1.5% cashback on HPCL fuel when using HP Pay app.
  • 5% cashback (as reward points) on utilities, groceries, and departmental store purchases.
  • 2 reward points per Rs. 100 on all other spends.
  • Complimentary 24×7 Roadside Assistance Service (RAS).
  • Complimentary domestic airport lounge access.
  • 25% off on movie tickets on BookMyShow and INOX (max Rs. 100 per transaction).
  • Discounts at partner restaurants through ICICI Bank Culinary Treats Program.

IndusInd Bank Legend Credit Card

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Joining Fee 0 + Tax
Renewal Fee 0 + Tax
Welcome Benefits Activation benefits from Luxe gift card, Montblanc, Post Card and vouchagram.

  • Rewards: Earn points on all spends, extra on weekends, and milestone bonuses.
  • Welcome Gifts: Activation benefits from Luxe, Montblanc, Post Card, and Vouchagram.
  • Travel & Lounge: Complimentary Priority Pass access to 600+ lounges, low 1.8% forex fee.
  • Movies & Lifestyle: Buy 1 Get 1 free movie tickets, discounts on food, concierge, and auto-assist services.
  • Protection: Personal air accident insurance up to ₹25 lakh and coverage for unauthorized transactions.
  • Fuel Waiver: 1% fuel surcharge waiver up to ₹100 per month.

IndusInd Bank Platinum Credit Card

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Joining Fee 0 + Tax
Renewal Fee 0 + Tax
Welcome Benefits Luxe Gift Card and vouchers of top brands, including The Postcard Hotel, Montblanc, Amazon, Flipkart, Apollo Pharmacy, Uber, Ola, Pantaloons, Bata, and more.

  • Lifetime free credit card
  • Earn reward points on all transactions, including UPI spends (RuPay variant)
  • Redeem points for cashback, airline miles, or rewards catalogue items
  • Fuel surcharge waiver on petrol purchases
  • Welcome gift vouchers from top brands
  • Travel insurance coverage up to ₹25 lakh

IndusInd Bank Pinnacle World Credit Card

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Joining Fee 15000 + Tax
Renewal Fee 0 + Tax

EazyDiner IndusInd Platinum Credit Card

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Joining Fee 0 + Tax
Renewal Fee 0 + Tax

RBL Bank Cookies Credit Card

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Joining Fee 100 + Tax
Renewal Fee 100 + Tax
Welcome Benefits Voucher worth Rs. 1,000 that is redeemable on Amazon, Myntra, Croma, Flipkart or Shoppers Stop.

  • Annual Fee: Rs. 500 (waived on spending Rs. 1 lakh annually)
  • Monthly Fee: Rs. 50 (waived on monthly spends of Rs. 5,000)
  • Cashback: 10% on Myntra, Zomato & Uber spends
  • Movie Benefits: Up to Rs. 300 off per month on BookMyShow (max Rs. 3,600 per year)
  • Milestone Benefits: Worth up to Rs. 6,000 annually
  • Rewards: 5X points online, 1X points offline (exclusions apply)
  • Reward Value: 1 RP = up to Rs. 0.20

Standard Chartered Platinum Rewards Credit Card

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Joining Fee 250 + Tax
Renewal Fee 250 + Tax
Welcome Benefits Joining fee waiver on spending Rs. 500 or more within 30 days of card issuance1

  • 5 reward points per Rs. 150 spent on dining and fuel, with no monthly cap
  • 1 reward point per Rs. 150 spent on other categories
  • Reward points redeemable at Rs. 0.25 per point
  • Joining fee of Rs. 250 waived on spending Rs. 500 within 30 days
  • Instant approval without documentation
  • Contactless card for faster and convenient payments

IRCTC BoB Rupay Credit Card

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Joining Fee 500 + Tax
Renewal Fee 300 + Tax
Welcome Benefits 1,000 bonus reward points on a single transaction of Rs. 1,000 or more within 45 days of card issuance

  • Joining Benefit: 1,000 bonus reward points on a transaction of Rs. 1,000+ within 45 days
  • Rewards: Up to 40 points per Rs. 100 on IRCTC bookings; 4 points per Rs. 100 on groceries; 2 points per Rs. 100 on other spends
  • Lounge Access: 4 railway lounges per year
  • EMI Option: Convert Rs. 2,500+ purchases into 6–36 month EMIs
  • Fuel Benefit: 1% surcharge waiver on fuel transactions Rs. 500–3,000 (max Rs. 100/month)
  • Add-On Cards: Up to 3 lifetime free cards
  • Zero Lost Card Liability: Immediate reporting ensures no fraud liability

Bank of Baroda Empower Credit Card

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Joining Fee 0 + Tax
Renewal Fee 500 + Tax
Welcome Benefits 500 reward points on spending Rs. 5,000 within 60 days of card issuance.

  • No joining fee
  • 1 reward point for every Rs. 100 spent
  • Reward points redeemable for cashback
  • Accidental death cover up to Rs. 15 lakh
  • 1% fuel surcharge waiver on fuel spends
  • Annual fee waived on meeting spend criteria

HDFC Bank Easy EMI Credit Card

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Joining Fee 500 + Tax
Renewal Fee 500 + Tax
Welcome Benefits 00 Cash Points (applicable only on payment of membership fee). Rs.1,000 worth gift vouchers on spends of Rs.1,00,000 and above in each calendar quarter, for the first year only.

  • Cashback: 5% on select online spends, 2.5% on other online spends, 1% on offline/wallet.
  • EasyEMI: Convert spends above Rs.10,000 into 9-month EMI.
  • Welcome Benefit: 500 CashPoints + Rs.1,000 gift vouchers on spending Rs.1,00,000 per quarter (first year).
  • Annual/Renewal Fee Waiver: Spend milestones (Rs.20,000 & Rs.50,000) waive fees.
  • Fuel Surcharge Waiver: 1% on transactions of Rs.400–Rs.5,000.
  • Redemption: CashPoints can be used against statement balance, flights, hotels, and rewards catalogue.

Air India SBI Platinum Credit Card

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Joining Fee 1499 + Tax
Renewal Fee 1499 + Tax
Welcome Benefits Enjoy 5,000 reward points as a welcome gift on joining. Points will be credited within 15 days of annual fee payment.

  • 15 Reward Points/₹100 on Air India tickets booked through airindia.in or mobile app
    5 Reward Points/₹100 on dining, groceries, fuel
    1 Reward Point/₹100 on other spends
    Reward Points can be converted into Flying Returns miles
    Foreign currency markup: 3.5%