Best Fuel Credit Cards in 2025

Fuel credit cards are specially designed to help you save money on fuel purchases. These cards are often launched in partnership with major fuel companies like Indian Oil, BPCL, and HPCL. They offer value-back through cashback or extra reward points on fuel spending. Some cards also give you more rewards on other spends like groceries, utility bills, and shopping at departmental stores, helping you save even more. Here, we’ve listed the best fuel credit cards in India from top banks like SBI Card, Axis Bank, HDFC Bank, ICICI Bank, and RBL Bank. Read on to explore their features and pick the one that suits you best.

IndusInd Nexxt Credit Card

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Joining Fee 10000 + Tax
Renewal Fee 0 + Tax
Welcome Benefits With the IndusInd Bank Nexxt Credit Card you can choose any one of the options from a select collection of welcome gifts for you. Merchants include – EazyDiner, Bata, Montblanc, Oberoi Hotels, Yatra, Vero Moda, Aldo, etc.

  • 1 Reward Point for every Rs. 150 spent; redeem for cash, KrisFlyer Miles, or via Rewards Portal.
  • Welcome gift from a curated list including luxury and lifestyle brands.
  • Buy 1 Get 1 free movie tickets (max 2/month).
  • Complimentary insurance: Lost Card Liability and Personal Air Accident cover up to Rs. 25 Lakh.
  • IndusInd Assistance for travel, bookings, and exclusive services.
  • 1% fuel surcharge waiver up to Rs. 250 per month on transactions between Rs. 500–3,000.

Bank of Baroda Select Credit Card

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Joining Fee 750 + Tax
Renewal Fee 750 + Tax

  • Lifetime free credit card with no joining or annual fee.
  • Earn 5x reward points on departmental stores, movies, and grocery spends (up to monthly cap).
  • 1 reward point on every Rs. 100 spent on other categories.
  • Redeem reward points for cashback or other available options.
  • Instant EMI facility on purchases of Rs. 2,500 and above.
  • 1% fuel surcharge waiver on transactions between Rs. 400–5,000.

SBI Bank SimplyClick Credit Card

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Joining Fee 499 + Tax
Renewal Fee 499 + Tax
Welcome Benefits Pay ₹499 + taxes annual fee and get a ₹500 Amazon.in gift card—enjoy instant value from day one.

  • 10X reward points on online partners: Amazon, BookMyShow, Cleartrip, Lenskart, Netmeds, UrbanClap (Urban Company)
  • 5X reward points on all other online spends
  • 1X reward point on offline spends
  • Spend ₹1 lakh annually to waive the renewal fee
  • Get a ₹2,000 e-voucher as a milestone reward on annual spends of ₹1 lakh

Cashback SBI Bank Credit Card

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Joining Fee 999 + Tax
Renewal Fee 999 + Tax
Welcome Benefits
  1. No specific welcome gift
  2. Immediate cashback benefits start from day one of usage

  • 5% cashback on all online spends (up to ₹10,000 cashback per month)
  • 1% cashback on all offline and utility bill spends
  • No merchant restrictions – works across all online platforms
  • Cashback is automatically credited to your statement within 2 days of bill generation
  • Renewal fee waiver on annual spends of ₹2 lakh
  • Supports contactless payments for faster and safer transactions

BPCL SBI Bank Octane Credit Card

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Joining Fee 1499 + Tax
Renewal Fee 1499 + Tax
Welcome Benefits Enjoy a welcome bonus of 6,000 reward points when you pay the annual membership fee.

  • Get 6,000 reward points as a welcome gift.
  • Earn up to 7.25% value back on fuel spends at BPCL petrol pumps.
  • Earn 25X reward points on BPCL fuel purchases (up to 2,500 points per month).
  • Enjoy 4 free visits to domestic airport lounges every year.
  • Get fraud protection cover up to ₹1 lakh.

Fabindia SBI Bank Credit Card

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Joining Fee 499 + Tax
Renewal Fee 499 + Tax
Welcome Benefits ₹500 Fabindia gift voucher on card activation Enrolment into Fabfamily Gold Tier loyalty program

Earn 10% value back (Fabfamily Rewards) on Fabindia spends
Earn 3 RP/₹100 on dining, movies, and grocery
Earn 2 RP/₹100 on all other spends
1% fuel surcharge waiver (₹500–₹3,000 per transaction)
Annual fee waived on ₹1L spend

HDFC Bank Teacher’s Platinum Credit Card

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Joining Fee 500 + Tax
Renewal Fee 500 + Tax

  • Earn 500 reward points every year on Teacher’s Day (5th September)
  • 2 reward points for every Rs. 150 spent on weekdays and 3X reward points on weekends
  • Renewal fee waived on spending Rs. 50,000 in an anniversary year
  • 1% fuel surcharge waiver on transactions between Rs. 400 and Rs. 5,000 (max Rs. 250 per statement cycle)
  • Up to 3 lifetime-free add-on credit cards

ICICI Amazon Pay Credit Card

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Joining Fee 0 + Tax
Renewal Fee 0 + Tax
Welcome Benefits Welcome rewards of Rs.1,700 along with three months free EazyDiner Prime Membership of Rs.1,095

  • Lifetime free card – no joining or annual fees.
  • Unlimited reward points on every spend, with no cap.
  • 5% cashback on Amazon purchases for Prime members
  • 3% cashback on Amazon purchases for Non-Prime members
  • Cashback applicable only on Amazon India (amazon.in) transactions
  • 2% cashback at 100+ Amazon Pay partner merchants
  • 1% cashback on all other retail spends
  • Reward points auto-converted to Amazon Pay balance (1 Point = ₹1)
  • No expiry on reward points once credited to Amazon Pay balance

Chennai Super Kings ICICI Bank Credit Card

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Joining Fee 500 + Tax
Renewal Fee 500 + Tax
Welcome Benefits 2,000 reward points after paying the joining fee and spending Rs. 5,000 within the first 45 days.

  • Welcome and renewal benefit of 2,000 Reward Points.
  • Up to 10 Reward Points for every Rs. 100 spent.
  • Complimentary domestic airport lounge access.
  • Top spenders each month receive autographed memorabilia from key CSK players.
  • Opportunity to meet CSK players.
  • Complimentary tickets to CSK matches during the season.
  • 25% discount (up to Rs. 100) on movie tickets via BookMyShow.
  • 1% fuel surcharge waiver at all HPCL fuel stations.
  • Annual fee waiver based on spending.

IndianOil RBL Bank XTRA Credit Card

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Joining Fee 1500 + Tax
Renewal Fee 1500 + Tax
Welcome Benefits 3,000 Fuel Points on making the first card transaction of at least Rs. 500 within 30 days of card issuance.

  • Welcome Benefit: 3,000 Fuel Points on first transaction of Rs. 500 or more within 30 days of issuance.
  • Reward Program: Earn 15 Fuel Points per Rs. 100 spent at IndianOil outlets, 2 Fuel Points on all other spends.
  • Fuel Savings: Save up to 8.5% on IOCL fuel spends (up to 250 litres free fuel annually).
  • Milestone Benefit: 1,000 Fuel Points on quarterly spends of Rs. 75,000.
  • Redemption Value: 1 Fuel Point = Rs. 0.50 at IOCL pumps / petrol vouchers.
  • Fuel Surcharge Waiver: 1% waiver (up to Rs. 200 per month) on transactions of Rs. 500–4,000.
  • Annual Fee Waiver: Spend Rs. 2.75 lakh in a year to get the fee waived.

RBL Bank Monthly Treats Credit Card

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Joining Fee 100 + Tax
Renewal Fee 100 + Tax

  • Monthly Fee: Rs. 75 (waived on Rs. 3,000 monthly spend).
  • Cashback: 10% on groceries, dining, movies & utilities (after monthly spends).
  • Reward Points: 2 RP on online spends, 1 RP on offline spends (fuel excluded).
  • Fuel Benefit: 1% surcharge waiver on Rs. 500–4,000 spends.
  • Best For: Regular grocery buyers, movie lovers, and online shoppers.

BoB Nainital Bank RENAISSANCE Credit Card

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Joining Fee 0 + Tax
Renewal Fee 250 + Tax
Welcome Benefits 500 bonus reward points on making Rs. 5,000 card spends within 60 days of card issuance.

  • Joining Benefit: 500 bonus reward points on Rs. 5,000 spend within 60 days
  • Rewards: 5X points on departmental stores/movies; 1 point per Rs. 100 on other spends
  • Annual Fee Reversal: Waived on Rs. 25,000 annual spend
  • Insurance Cover: Air accidental death Rs. 15 lakh; Non-air Rs. 5 lakh
  • Fuel Benefit: 1% surcharge waiver on fuel (up to Rs. 250/month)

FBB SBI STYLEUP Card

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Joining Fee 499 + Tax
Renewal Fee 499 + Tax

Kotak Biz Business Credit Card

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Joining Fee 299 + Tax
Renewal Fee 499 + Tax

RBL Platinum Delight Credit Card

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Joining Fee 1000 + Tax
Renewal Fee 1000 + Tax
Welcome Benefits 4,000 reward points on the payment of joining fee and on the first transaction within 30 days of card issuance.

  • Earn 2 reward points per ₹100 spent (4 points per ₹100 on weekends, capped at 1,000 points/month)
  • Welcome benefit: 4,000 reward points on first transaction within 30 days of card issuance
  • Milestone benefit: 1,000 reward points for 5 transactions of ₹1,000 each per month
  • 1% fuel surcharge waiver (up to ₹150/month on fuel spends ₹500–₹4,000)
  • Annual fee waiver on spending ₹2 Lakh in a year