Best Fuel Credit Cards in 2025

Fuel credit cards are specially designed to help you save money on fuel purchases. These cards are often launched in partnership with major fuel companies like Indian Oil, BPCL, and HPCL. They offer value-back through cashback or extra reward points on fuel spending. Some cards also give you more rewards on other spends like groceries, utility bills, and shopping at departmental stores, helping you save even more. Here, we’ve listed the best fuel credit cards in India from top banks like SBI Card, Axis Bank, HDFC Bank, ICICI Bank, and RBL Bank. Read on to explore their features and pick the one that suits you best.

IDFC HPCL First Power Plus Credit Card

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Joining Fee 499 + Tax
Renewal Fee 499 + Tax
Welcome Benefits ₹500 gift voucher on first HPCL fuel transaction and 5% cashback up to ₹1,000 on first EMI conversion.

  • Attractive introductory benefits with total value up to Rs. 1,650
  • Includes lifestyle privileges across travel, movies, and roadside assistance
  • 0% interest on cash withdrawals till the due date
  • Potential annual savings of up to Rs. 18,500 — equivalent to over 175 litres of fuel

IDFC FIRST WoW Credit Card

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Joining Fee 0 + Tax
Renewal Fee 0 + Tax

  • Lifetime free credit card with no joining or annual fees
  • Secured card issued against a fixed deposit of Rs. 20,000
  • Zero forex markup fee on international transactions
  • No income proof or credit history required to apply
  • Earn up to 4X reward points and 6.3% p.a. interest on your FD

IDFC Bank FIRST SWYP Credit Card

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Joining Fee 499 + Tax
Renewal Fee 499 + Tax
Welcome Benefits Get up to 3,000 reward points, Lenskart Gold membership, and EaseMyTrip coupons as welcome benefits.

  • All-in-one credit card with lifestyle, shopping, and travel benefits
  • Brand discounts on platforms like Zomato, Domino’s, Tata CLiQ & more
  • Great for frequent online shoppers
  • Optional UPI-linked RuPay card for extra rewards
  • Low annual fee makes it budget-friendly
  • Easy EMI conversion with no high interest charges
  • Reward points on regular card and UPI spends

Nature’s Basket SBI Bank Credit Card

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Joining Fee 1499 + Tax
Renewal Fee 1499 + Tax
Welcome Benefits ₹1,250 Nature’s Basket voucher on joining Instant activation on eligible spend

10% savings on groceries at Nature’s Basket stores and website
Complimentary domestic lounge access
2,000 bonus reward points on annual milestone spends
Fuel surcharge waiver on ₹500–₹3,000 transactions
5% savings on select online grocery platforms

HDFC IndianOil Credit Card

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Joining Fee 500 + Tax
Renewal Fee 500 + Tax
Welcome Benefits Get ₹250 fuel gift voucher and 100% cashback (up to ₹250) on first fuel transaction.

  • Earn up to 5% fuel points on IndianOil transactions
  • Additional fuel points on groceries and bill payments
  • 1% fuel surcharge waiver on IndianOil outlets
  • Easy EMI options and cashback redemption
  • Renewal fee waived on annual spends of ₹50,000
  • Accepted at over 50,000 IndianOil fuel stations

OLA Money SBI Credit Card

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Joining Fee 0 + Tax
Renewal Fee 499 + Tax

  • No joining fee for this card.
  • Earn 7% reward points on all Ola rides and Ola postpaid payments.
  • Earn 1% reward points on all other purchases.
  • Enjoy exclusive travel deals from Cleartrip.
  • Get a 1% waiver on fuel surcharge for all fuel purchases.

Kotak 811 #DreamDifferent Credit Card

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Joining Fee 0 + Tax
Renewal Fee 0 + Tax

  • No joining or annual fees
  • Earn 4 reward points per Rs. 100 on online spends; 1 reward point per Rs. 100 on other spends
  • UPI transactions enabled
  • Railway and fuel surcharge waivers
  • Interest-free cash withdrawals up to 48 days
  • Reward points never expire
  • Credit limit up to 90% of your fixed deposit
  • Exact credit limit is informed after card application

AU Bank Zenith Credit Card

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Joining Fee 7999 + Tax
Renewal Fee 7999 + Tax
Welcome Benefits Get ₹1,000 vouchers from partner brands on your first retail transaction.

  • 10,000 bonus reward points on spending ₹1 lakh within the first 60 days.
  • Earn 20 reward points per ₹100 spent on dining.
  • 4 complimentary domestic airport lounge visits every calendar quarter.
  • Air accident cover of ₹2 crore for enhanced travel protection.

Canara Bank RuPay Platinum Credit Card

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Joining Fee 0 + Tax
Renewal Fee 0 + Tax

  • Lost Card Liability: Liability limited to Rs. 1,000 from the time you report a lost card
  • International ATM Access: Use your card at ATMs worldwide
  • Reward Points: Earn 2 reward points for every Rs. 100 spent, including e-commerce transactions

  • Lifetime-free entry-level credit card (VISA Classic / MasterCard Standard).
  • 2 reward points for every Rs. 100 spent; redeemable at Rs. 0.25 per point.
  • Complimentary add-on cards and insurance benefits.
  • EMI conversion facility via Canara Bank credit card app.
  • 2.5% fuel surcharge waiver on all fuel transactions.
  • Lower interest rate of 2.5% per month on outstanding balances.
  • Widely accepted domestically and internationally, with fuel surcharge waiver and purchase protection.

Canara Bank Mastercard Platinum Credit Card

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Joining Fee 0 + Tax
Renewal Fee 0 + Tax

  • Lifetime-free credit card with no annual or joining fees.
  • 2 complimentary domestic lounge access per quarter.
  • Insurance coverage included for fraud, baggage loss, and accidents.

Federal Bank Scapia Credit Card

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Joining Fee 0 + Tax
Renewal Fee 0 + Tax

  • Earn 10% Scapia Coins on eligible online & offline spends
  • Redeem coins easily for flights, hotels, and buses (5 Coins = ₹1)
  • Zero joining & annual fees
  • Digital-first experience with instant virtual card activation
  • 1% fuel surcharge waiver up to ₹500/month
  • 24x7 app control & support

Apollo SBI Bank Credit Card

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Joining Fee 499 + Tax
Renewal Fee 499 + Tax
Welcome Benefits
  1. Apollo gift voucher worth ₹500 on card activation
  2. Complimentary Apollo Circle Membership for 1 year (worth ₹999)

  • 3X reward points on every Rs. 100 spent at Apollo services
  • Up to 10% instant discount on select Apollo services
  • Complimentary Apollo Gold Tier Membership
  • 1% fuel surcharge waiver at all petrol pumps (on transactions Rs. 500–3,000)
  • Annual fee waiver on spending Rs. 90,000 in a year

HDFC MoneyBack Credit Card

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Joining Fee 500 + Tax
Renewal Fee 500 + Tax
Welcome Benefits 500 CashPoints on spending ₹5,000 within 90 days of card issuance

  • 4 Reward Points on every ₹150 spent online
    2 Reward Points on every ₹150 spent offline
    Redeem rewards as cashback or gifts via SmartBuy
    Milestone benefit: ₹500 voucher on ₹50,000 annual spend
    Fuel surcharge waiver

HDFC Bank Platinum Edge Credit Card

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Joining Fee 1000 + Tax
Renewal Fee 1000 + Tax

  • Earn 2 reward points for every Rs. 150 spent.
  • Get 50% extra reward points on dining at premium restaurants.
  • Redeem reward points to pay credit card bills (100 points = Rs. 10).
  • Convert reward points to air miles or use them for vouchers and merchandise via HDFC Rewards Catalogue.
  • Fuel surcharge waiver up to Rs. 250 per billing cycle, unlimited transactions.
  • Annual fee of Rs. 500 waived on spending Rs. 50,000 in a year.