Best Fuel Credit Cards in 2025
Fuel credit cards are specially designed to help you save money on fuel purchases. These cards are often launched in partnership with major fuel companies like Indian Oil, BPCL, and HPCL. They offer value-back through cashback or extra reward points on fuel spending. Some cards also give you more rewards on other spends like groceries, utility bills, and shopping at departmental stores, helping you save even more. Here, we’ve listed the best fuel credit cards in India from top banks like SBI Card, Axis Bank, HDFC Bank, ICICI Bank, and RBL Bank. Read on to explore their features and pick the one that suits you best.
InterMiles HDFC Signature Credit Card
Joining Fee
₹2500 + Tax
Renewal Fee
₹2500 + Tax
Welcome Benefits
Enjoy complimentary InterMiles Silver Membership and get 8,000 InterMiles as a welcome benefit.
- 6 InterMiles on every ₹150 spent on InterMiles.com (flights, hotels)
- 3 InterMiles per ₹150 on all other spends
- 8 complimentary domestic lounge visits per year (2/quarter)
- Free InterMiles Silver Tier Membership (upgradeable with usage)
- Spend-linked milestone rewards and discounts on travel partners
Axis ACE Cashback Credit Card
Joining Fee
₹499 + Tax
Renewal Fee
₹499 + Tax
Axis Bank Rewards Credit Card
Joining Fee
₹1000 + Tax
Renewal Fee
₹1000 + Tax
Airtel Axis Bank Credit Card
Joining Fee
₹500 + Tax
Renewal Fee
₹500 + Tax
BPCL SBI Card
Joining Fee
₹499 + Tax
Renewal Fee
₹499 + Tax
Welcome Benefits
2,000 bonus Reward points worth Rs. 500 on payment of joining fee1
- Earn up to 13X reward points on fuel spends at BPCL petrol pumps with a fuel surcharge waiver of up to Rs. 100 per month.
- Get 5X reward points on groceries, dining, movies, and departmental store purchases.
- Enjoy a one-time annual fee of Rs. 499 with 2,000 bonus reward points worth Rs. 500 on joining.
- Instant reward redemption available at over 1,200 BPCL outlets with no minimum points threshold.
- Add-on cards available for family members with worldwide acceptance at over 24 million merchant outlets.
HDFC Solitaire Credit Cards
Joining Fee
₹500 + Tax
Renewal Fee
₹500 + Tax
- Earn 3 reward points for every Rs. 150 spent
- Get 50% extra reward points on dining and grocery spends
- Receive shopping vouchers worth Rs. 1,000 on spending Rs. 75,000 in six months
- Enjoy 1% fuel surcharge waiver at all fuel stations across India
MakeMyTrip ICICI Bank Signature Credit Card
Joining Fee
₹2500 + Tax
Renewal Fee
₹0 + Tax
Welcome Benefits
Rs. 1,500 worth My Cash; MMTBLACK exclusive membership
- Joining Fee: ₹2,500.
- Reward Points: Earn up to 4 MyCash on hotel/holiday bookings and 2 MyCash on flight bookings via MakeMyTrip.
- Welcome Benefits: ₹1,500 MyCash, ₹2,500 holiday voucher, and complimentary MMTBLACK membership.
- Lounge Access: 2 domestic lounges per quarter, 1 international lounge & 1 spa annually.
- Milestone Rewards: Bonus MyCash on annual spends of ₹2.5 lakh and ₹5 lakh.
- Other Benefits: Airtel international roaming pack, 1% fuel surcharge waiver, movie and dining discounts.
IndianOil Kotak Bank Credit Card
Joining Fee
₹499 + Tax
Renewal Fee
₹499 + Tax
Welcome Benefits
1,000 bonus reward points on spending Rs. 500 within 30 days of card issuance
- India’s No. 1 fuel credit card with maximum savings on IndianOil fuel
- Get up to 5% value back on fuel spends at IndianOil outlets
- Earn 2% value back on grocery and dining transactions
- Rewards available on UPI transactions with RuPay variant
- Annual fee waived on yearly spends of ₹50,000
Kotak Cashback+ Credit Card
Joining Fee
₹750 + Tax
Renewal Fee
₹750 + Tax
Kotak Corporate Platinum Credit Card
Joining Fee
₹0 + Tax
Renewal Fee
₹999 + Tax
American Express® Gold Credit Credit
Joining Fee
₹1000 + Tax
Renewal Fee
₹4500 + Tax
Welcome Benefits
4,000 bonus Membership Rewards Points on spending Rs. 10,000 within 90 days of card membership
- Earn 1 Membership Rewards® point on every spend, including fuel and utility payments.
- Redeem your points for premium items from the 18 and 24 Karat Gold Collection.
- Get 1,000 bonus points when you make six transactions of Rs.1,000 or more in a month.
American Express Membership Rewards® Credit Card
Joining Fee
₹1000 + Tax
Renewal Fee
₹4500 + Tax
Welcome Benefits
4,000 Membership Rewards Points on the payment of joining fee and on spending Rs. 15,000 in the first 90 days of cardmembership
- Earn 1 Membership Rewards Point for every ₹50 spent (except on fuel, insurance, utilities, cash transactions, and EMI conversions at POS).
- 100%: Spend ₹1,50,000 or more in a year to get the annual renewal fee of ₹4,500 waived completely.
- 50%: Spend between ₹90,000 and ₹1,49,999 in a year to get 50% off on the renewal fee.
InterMiles IndusInd Bank Odyssey Credit Card
Joining Fee
₹10000 + Tax
Renewal Fee
₹4000 + Tax
Welcome Benefits
Get Welcome gift containing a free one-way flight ticket from InterMiles.
- Get a welcome bonus of 15,000 InterMiles when you join.
- Earn an additional 5,000 InterMiles as a renewal benefit each year.
- Earn up to 4 InterMiles for every ₹100 spent on regular purchases.
- Enjoy 2.5X bonus InterMiles and up to 10% discount when booking tickets on Etihad Airways via InterMiles.com.
- Earn 2X InterMiles on flight bookings, Amazon purchases through InterMiles.com, and hotel stays via InterBook.InterMiles.com.
- Get two complimentary Visa airport lounge visits every quarter.
- Enjoy complimentary movie tickets and golf access.
- Save on fuel surcharge across all petrol pumps.
- Receive Priority Pass membership for you and a partner.
IndusInd Platinum Aura Edge Credit Card
Joining Fee
₹500 + Tax
Renewal Fee
₹0 + Tax
Welcome Benefits
Get vouchers from top brands like EaseMyTrip, Bath & Body Works, Ixigo, Domino’s, Marks & Spencer, Nykaa, MakeMyTrip, and more upon paying the joining fee.
- Choose your rewards plan: Shop, Home, Travel, or Party
- Earn up to 4 points per ₹100 on select spends; 0.5 points per ₹100 on others
- Redeem points for cash, KrisFlyer Miles, or “Pay with Points”
- Welcome vouchers from top brands like EaseMyTrip, Nykaa, Domino’s, MakeMyTrip
- 1% fuel surcharge waiver up to ₹100 per month on spends of ₹500–₹3,000
- Insurance cover for lost baggage, delayed baggage, lost ticket, missed connection, passport loss, and air accidents up to ₹25 lakh
- Lifetime free card with no joining or annual fee
IndusInd Bank Duo Credit Card
Joining Fee
₹249 + Tax
Renewal Fee
₹0 + Tax
- Dual functionality: Works as both credit and debit card with two EMV chips.
- Reward Points: Earn 1 reward point for every Rs. 150 spent; extra points on first transactions.
- Entertainment Benefits: Free movie tickets worth Rs. 3,000 per year and B1G1 offers on BookMyShow.
- Insurance Coverage: Air accident, personal accident, lost card liability, baggage, and passport cover up to Rs. 25 lakh.
- Fuel & Forex Benefits: 1% fuel surcharge waiver (up to Rs. 250/month) and 2% cross-currency mark-up fee.
- Concierge Service: 24×7 assistance for travel bookings, hotels, and exclusive experiences.