Axis Atlas Credit Card is a popular travel credit card in India that is not tied to any specific airline. Cardholders can earn accelerated EDGE Miles on travel spends and transfer them to 20+ airline and hotel partners at a 1:2 ratio. You can also redeem EDGE Miles directly on the Travel EDGE platform, where 1 EDGE Mile equals Rs. 1 for flight and hotel bookings. The card also follows a tier-based benefits system, offering bonus EDGE Miles and additional airport lounge visits when certain spending milestones are achieved.
However, the card has a few limitations. Transfer partners are divided into Group A and Group B with specific capping limits, and accelerated rewards on travel spends are capped at Rs. 2 Lakh per month, which may feel restrictive for heavy travellers. In addition, the card carries a high forex mark-up fee of 3.5%, which may reduce its value for frequent international travellers. Overall, the Axis Bank Atlas Credit Card is a good option for moderate spenders looking for strong travel rewards and lounge access.
5 EDGE Miles per Rs. 100 spent on travel (up to Rs. 2 Lakh per month)
2 EDGE Miles per Rs. 100 on travel spends above Rs. 2 Lakh per month
2 EDGE Miles per Rs. 100 on all other spends
Redeeming EDGE Miles:
Axis Travel EDGE: Use miles to book flights, hotels, and experiences at 1:1 ratio (1 EDGE Mile = Rs. 1)
Points-to-Miles Conversion: Convert EDGE Miles to partner airline or hotel loyalty points. Most partners: 1 EDGE Mile = 2 Partner Points; for Marriott Bonvoy: 2 EDGE Miles = 1 Point.
Redemption Limits:
Maximum 1.5 Lakh EDGE Miles per year
Group A partners: up to 30,000 EDGE Miles/year
Group B partners: up to 1,20,000 EDGE Miles/year
Other Features and Benefits
Welcome Benefit:
2,500 bonus EDGE Miles on first transaction within 37 days of card activation.
Travel Benefits – Tier-Based
The Axis ATLAS Credit Card offers tier-based travel benefits depending on your annual spending:
Silver Tier (Spend Rs. 3 Lakh)
4 complimentary international lounge visits per year
8 complimentary domestic lounge visits per year
2,500 EDGE Miles as milestone benefit
Gold Tier (Spend Rs. 7.5 Lakh)
6 complimentary international lounge visits per year
12 complimentary domestic lounge visits per year
2,500 EDGE Miles as milestone benefit + 2,500 EDGE Miles as annual benefit
Platinum Tier (Spend Rs. 15 Lakh)
12 complimentary international lounge visits per year
18 complimentary domestic lounge visits per year
5,000 EDGE Miles as milestone benefit + 5,000 EDGE Miles as annual benefit
Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
Proof of Address: Aadhaar Card, Driver’s License, Passport
Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
Axis Atlas Credit Card Hilights
What do we like about this card?
Enjoy a welcome bonus of up to 2,500 EDGE Miles.
Earn 5 EDGE Miles per ₹100 spent on travel (up to ₹2 lakh per month).
Get 2 EDGE Miles per ₹100 on spends beyond ₹2 lakh or across other categories.
Redeem your EDGE Miles on the Travel EDGE platform at a 1:1 ratio (1 EDGE Mile = ₹1).
Convert EDGE Miles to partner programs — 2 EDGE Miles = 2 Partner Points (or 2 EDGE Miles = 1 Marriott Bonvoy Point).
Access up to 12 international and 18 domestic airport lounges every year*.
Unlock milestone rewards of up to 5,000 bonus EDGE Miles annually*.
Pros
1:2 redemption value with partner airlines and hotels
Accelerated rewards (2.5X EDGE Miles) on travel spends
Milestone benefits up to 10,000 EDGE Miles annually
Multiple international and domestic lounge visits
Cons
High forex markup fee of 3.5%
Complex tier-based benefit structure
High annual fee of Rs. 5,000
Reward points cannot be redeemed for cashback
Axis Bank Credit Card Contact Details
Contact Address: Axis Bank Limited, Corporate Office, Axis House, Wadia International Centre, Pandurang Budhkar Marg, Worli, Mumbai – 400 025, Maharashtra, India. Helpline Numbers: 1860-419-5555, 1860-500-5555 (available from all major cities in India) Simply SMS Service: Send BAL <space> last 4 digits of your credit card to 56161600 or 8691000002 to get your credit card balance via SMS.
Everything you need to know about this credit card
This card is ideal for frequent travelers who want flexible rewards across all travel spends rather than brand-specific benefits.
You earn 5 EDGE Miles per Rs. 100 spent on travel up to Rs. 2 Lakh per month, and 2 EDGE Miles per Rs. 100 on travel above Rs. 2 Lakh and on other spends.
EDGE Miles can be redeemed via Axis Travel EDGE platform for flights, hotels, and experiences (1 EDGE Mile = Rs. 1) or converted to partner airline/hotel points at a 1:2 ratio.
Depending on your annual spend, you fall under Silver (Rs. 3 Lakh), Gold (Rs. 7.5 Lakh), or Platinum (Rs. 15 Lakh) tiers, which give additional lounge access and milestone EDGE Miles.
Silver: 4 international + 8 domestic lounges
Gold: 6 international + 12 domestic lounges
Platinum: 12 international + 18 domestic lounges
Yes, you receive 2,500 bonus EDGE Miles on the first transaction made within 37 days of card issuance.
Yes, the card has a forex markup fee of 3.5% on foreign transactions.
No, EDGE Miles cannot be converted to cashback; they can only be used for travel bookings or partner loyalty programs.
Axis
Airport Lounge Access
Reward
Travel
