Kotak League Platinum Credit Card

You have the opportunity to earn up to 8X reward points on your transactions, with special categories detailed below:

• 8 reward points per Rs. 150 spent on special categories*
• 4 reward points per Rs. 150 on all other expenses
• Once you reach an annual spending milestone of Rs. 2 lakh, you can earn 8 reward points across all your expenditures, regardless of the spending category.

Some of the other benefits that you can avail with Kotak League Platinum Credit Card are mentioned below:

• Welcome Benefits: Upon payment of the joining fee, you receive a movie ticket voucher worth Rs. 500.
• Multiple Milestone Benefits: Spend Rs. 1.25 lakh every 6 months to choose between either receiving 4 free PVR tickets or 10,000 bonus reward points. If you opt for the reward points, they will be credited to your credit card in the next billing cycle. For the PVR ticket benefit, you will receive a Star Pass Code, which can be redeemed online on PVR Cinema's official website (maximum ticket price Rs. 400).
• League Priority Attend: Access to an exclusive 'KASSIST' service for League Platinum cardholders. By sending the SMS 'KASSIST' to 5676788, a customer service representative will call you back within 30 minutes. Additionally, you can use this service for tasks such as utility bill payments and cheque collection.
• Fuel Surcharge Waiver: Enjoy a 1% fuel surcharge waiver on transactions between Rs. 500 to Rs. 3,000, with a maximum waiver of Rs. 3,500 in a calendar year.
• Railway Surcharge Waiver: Benefit from a railway surcharge waiver of up to Rs. 500 in a year when using your credit card for railway bookings.
• Complimentary Insurance Coverage: Receive Lost Card Liability Cover against fraudulent usage, providing coverage of up to Rs. 1.25 lakh for up to 7 days before reporting.

*Special categories include Airlines and Air Carriers, Travel Agencies & Tour Operators, Package Tour Operators, Electric Sales, Departmental Stores and Durable Goods.

The fees and charges applicable to this credit card are mentioned in the table below:

The table below shows the eligibility criteria for this credit card:

Some cards that offer benefits similar to Kotak League Platinum are mentioned in the table below:

The Kotak League Platinum Credit Card offers an excellent rewards rate and provides substantial value-back through milestone benefits. To fully leverage these benefits, you need to meet the specified spending milestones and use your credit card extensively. Additionally, the card provides a yearly allotment of complimentary PVR tickets. As a result, this card is most suitable for individuals who are big spenders and seek privileges in the form of reward points or movie-related perks.

Yes, Kotak Mahindra Bank credit cards offer an add-on card feature, allowing you to apply for additional cards for your family members. Furthermore, you have the flexibility to set spending limits on each add-on card and monitor their expenditures.

To avail of the free tickets, you must make your claim within three months after the program period concludes. After this three-month period, you will no longer be eligible for this benefit. For instance, if you received your card in January and reached the spending threshold of Rs. 1.25 lakh by July, you must claim the benefit by October, or else the opportunity expires.

The Kotak League Platinum Credit Card is ideal for people who primarily use their credit cards for expenses, as it offers generous rewards once they reach an annual spending milestone of Rs. 2 lakh.

Yes, you can use this credit card for international transactions. But keep in mind that there is a foreign exchange markup fee of 3.5% on transactions made in a foreign currency.

The welcome benefit is exclusively available with the variant that includes the joining fee. If you choose the variant where the joining fee is waived, you will not receive this benefit.