IndusInd Bank Indulge Credit Card

The IndusInd Indulge Credit Card is an exclusive credit card with a luxurious 22K inlay and no pre-set spending limit. It offers a range of premium benefits including rewards, gold benefits, travel and entertainment offers, and much more. Keep reading to learn about all the features and advantages this card provides.

Key Highlights of IndusInd Bank Indulge Credit Card

IndusInd Bank Indulge Credit Card
Best Suited for Travel, Entertainment
Joining Fee Rs. 2,00,000
Renewal Fee Nil
Movie Benefits Buy one and get one free offer on ticket bookings from BookMyShow.
Reward Benefits Get 1.5 reward points for every spending of Rs 100.
Best Feature Access to 600+ lounges across the globe with a complimentary Priority Pass.

*Terms and conditions apply.

Movie Offer

The details of the offer are as follows:

  • Buy One, Get One Free: Purchase one movie ticket and receive another one for free.
  • Monthly Usage: You can enjoy this offer for up to three free movie tickets in a single month.
  • Valid Across Major Cities: This offer is applicable in all theaters registered with BookMyShow across major cities.
  • Price Cap: The cost of the free ticket is capped at Rs. 200. If the ticket price exceeds Rs. 200, the cardholder will receive a Rs. 200 discount, and the remaining amount will be payable by the cardholder using their IndusInd Bank Indulge Credit Card.

Reward Points: Earn 1.5 reward points for every Rs 100 spent.

Also read: Best Rewards Credit Cards in India

Priority Pass Membership: You can now have access to over 600+ lounges worldwide with a complimentary Priority Pass. Additionally, you receive up to two free visits per calendar quarter.

Concierge Services: A 24×7 concierge service is provided to help you make dining reservations, flight bookings, hotel reservations and more.

Complimentary Travel Insurance: You also receive complimentary travel insurance coverage through IndusInd Bank's partner, ICICI Lombard General Insurance. This insurance protects you against incidents such as lost baggage, delayed baggage, lost tickets, missed connections, and more. Additionally, you are entitled to a complimentary Personal Air Accident insurance cover of Rs. 2.5 Crores.

Fuel Surcharge Waiver: Cardholders can benefit from a 2.5% surcharge waiver when refueling at petrol stations across the country. Monthly cap at Rs. 200 equal to yearly savings of Rs. 2,400.

Also read: Best Fuel Credit Cards in India

Golf Privileges: Get access to some of the leading golf clubs in partnership with Apexlynx. Additionally, you can also enjoy complimentary golfing lessons at golf courses in Delhi-NCR, Ahmedabad, Bengaluru, Chennai and others.

Add-on Credit Cards: With the Total Protect benefit, you get full liability coverage for both your primary credit card and any additional credit cards, equal to 100% of your credit limit.

Here the fee and charges of Indulge credit card:

Type of Fee/ Charge Amount
Joining Fee Rs. 2,00,000
Annual/ Renewal Fee Nil
Add-on card Fee Rs. 10,000
Interest Free Period Up to 50 days, only when the perious amount is paid in full
Cash Advance Fee 2.5% of the advance amount with subject to change of minimum of Rs.300
Late Payment Charges For Outstanding Amount-
  • Below Rs. 100- Nil
  • Between Rs. 101 to Rs. 500- Rs. 100
  • Between Rs. 501 to Rs. 1,000- Rs. 350
  • Between Rs. 1,001 to Rs. 10,000- Rs. 550
  • Between Rs. 10,001 to Rs. 25,000- Rs. 800
  • Between Rs. 25,001 to Rs. 50,000- Rs. 1,100
  • Above Rs. 50,000- Rs. 1,300

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Eligibility - To be eligible for the IndusInd Bank Indulge Credit Card, you must meet the following criteria:

Your income/ITR should be:

  • For salaried individuals: Rs.48 lakh per annum
  • For self-employed: Rs.60 lakh per annum


  • KYC Documents: Pan card, Aadhaar card and photograph is mandatory.
  • Other acceptable address proofs, in case your communication address varies from Aadhaar Card, are voter’s ID, driving license, passport, etc.
  • Income Documents

For salaried individuals:

  • Last 3 month’s bank statement
  • Last 3 month’s salary slip or other bank’s credit card details.

For self-employed individuals:

  • Latest copy of ITR or other bank’s credit card details.

Note: All the above documents need to be self-attested by the applicant. For any further assistance on credit card documentation, you can reach the bank’s help desk at 1860 267 7777.

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You have the option to compare and apply for IndusInd Credit Cards conveniently online through MybankingTips. Here are the steps to do so:

  • Visit MybankingTips IndusInd Credit Card Section.
  • Select Your Ideal Credit Card.
  • Click on the ‘ Apply Now’ tab.
  • Fill in the required details to find out if you are eligible to apply for the card.
  • Once you have entered all the necessary information, click on ‘Submit’.
  • After you have successfully provided all the required information, you will receive a message with your application ID.

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1. How can i pay my credit card bill?

You can pay your credit card bill with the following ways:

1. SwiftPay 2. Cash / Cheque 3. Standing Instruction 4. NEFT 5. RTGS

2. What should be done in case the card is lost/stolen?

If you find yourself in such a situation, it's important to get in touch with the bank's customer care within the initial 24 hours while also providing written confirmation to the bank.

3. Does the IndusInd Bank Indulge Credit Card offers any welcome gift?

The card does not offer any welcome benefit.

4. What is the credit free period on the card?

The card offers a credit free period of up to 50 days.

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To conveniently handle your IndusInd Bank Credit Cards, you can simply click on the following links: