Best Airport Lounge Access Credit Cards in 2025

Standard Chartered Emirates World Credit Card

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Joining Fee 3000 + Tax
Renewal Fee 3000 + Tax

  • Earn 6 Skyward Miles for every Rs. 150 spent on Emirates transactions and 3 Skyward Miles for every Rs. 150 on other spends.
  • 5% cashback on duty-free shopping (up to Rs. 1,000 per month).
  • Complimentary access to 25 domestic lounges via Mastercard Lounge Program.
  • 2 complimentary domestic and 2 international Priority Pass lounge visits per month (additional free visits on spending Rs. 10,000+).
  • Complimentary golf access three times a year at 14 premium courses in India, plus 50% discount on green fees.
  • Overseas insurance coverage up to Rs. 1 crore, including baggage loss and flight delay protection.

Indian Coast Guard Rakshamah BoB Credit Card

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Joining Fee 0 + Tax
Renewal Fee 0 + Tax
Welcome Benefits Complimentary 6 months FITPASS Pro membership & 500 reward points.

  • 5X reward points on movies & departmental stores (capped at 1,000/month)
  • 2 reward points on other spends, including UPI transactions
  • Welcome Benefits: 6 months FITPASS Pro + 500 bonus points
  • Milestone Benefit: 12-month Amazon Prime membership on Rs. 1 lakh spend in first 90 days
  • 8 complimentary domestic airport lounge visits per year (2 per quarter, on Rs. 20,000 spend)
  • 24×7 concierge services for domestic & international support
  • Accidental death insurance: up to Rs. 20 lakh
  • Fuel surcharge waiver: 1% on Rs. 400–5,000 (max Rs. 250/month)
  • Lifetime free card with no annual fee

Assam Rifles The Sentinel BoB Credit Card

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Joining Fee 0 + Tax
Renewal Fee 0 + Tax
Welcome Benefits FITPASS Pro membership & 500 reward points.

  • 10 reward points per Rs. 100 on movies & departmental stores (up to 1,000 points/month).
  • 2 reward points per Rs. 100 on other categories, including UPI spends.
  • Welcome benefits: 6 months FITPASS Pro membership & 500 reward points on spending Rs. 5,000 in 60 days.
  • 12 months Amazon Prime on spending Rs. 1 lakh within 90 days.
  • 8 complimentary domestic airport lounge visits per year (2 per quarter, min. spend Rs. 20,000).
  • Personal accidental death cover up to Rs. 20 lakh & 1% fuel surcharge waiver (up to Rs. 250/month).

SBI Bank Prime Credit Card

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Joining Fee 2999 + Tax
Renewal Fee 2999 + Tax
Welcome Benefits Receive a ₹3,000 welcome e-gift voucher from Yatra, Pantaloons, Shoppers Stop, Bata, and more brands.

  • SBI PRIME Credit Card is a premium credit card ideal for frequent travelers and online shoppers.
  • Get a welcome e-gift voucher worth ₹3,000 on card activation.
  • Enjoy a rewarding PRIME Reward Points system for everyday and lifestyle spends.
  • Spend ₹50,000 in a quarter and get a Pizza Hut voucher worth ₹1,000.
  • Spend ₹3 lakh or more in a year and get your annual fee waived.

SBI Bank Elite Credit Card

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Joining Fee 4999 + Tax
Renewal Fee 4999 + Tax
Welcome Benefits Get a welcome e-gift voucher worth ₹5,000
Redeemable across top travel and lifestyle brands like Yatra, Hush Puppies/Bata, Pantaloons, Aditya Birla Fashion, and Shoppers Stop.

  • Get an e-Gift Voucher worth ₹5,000 on paying the annual fee
  • Enjoy free movie tickets worth ₹6,000 every year
  • Earn up to 50,000 bonus reward points worth ₹12,500 annually through milestone spends
  • Get complimentary Priority Pass membership (worth $99) for international lounge access

SBI Bank Aurum Credit Card

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Joining Fee 9999 + Tax
Renewal Fee 9999 + Tax
Welcome Benefits
  1. Get 40,000 Reward Points Worth ₹10,000
  2. Club Marriott Membership Exclusive discounts on stays, dining, and spa services at Club Marriott hotels across India
  3. Complimentary Digital Subscriptions Access Mint and The Wall Street Journal online with your free digital membership

  • Complimentary Zomato Pro & Club Marriott Membership
  • Unlimited Domestic & International Airport Lounge Access
  • 24x7 Luxury Concierge Services
  • Comprehensive Insurance Coverage
  • Premium Metal Card Design for Elite Appearance
  • High Reward Point Value (1 RP = ₹0.25)

InterMiles HDFC Signature Credit Card

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Joining Fee 2500 + Tax
Renewal Fee 2500 + Tax
Welcome Benefits Enjoy complimentary InterMiles Silver Membership and get 8,000 InterMiles as a welcome benefit.

  • 6 InterMiles on every ₹150 spent on InterMiles.com (flights, hotels)
  • 3 InterMiles per ₹150 on all other spends
  • 8 complimentary domestic lounge visits per year (2/quarter)
  • Free InterMiles Silver Tier Membership (upgradeable with usage)
  • Spend-linked milestone rewards and discounts on travel partners

Axis Magnus Premium Credit Card

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Joining Fee 12500 + Tax
Renewal Fee 12500 + Tax

Axis ACE Cashback Credit Card

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Joining Fee 499 + Tax
Renewal Fee 499 + Tax

Axis Bank Rewards Credit Card

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Joining Fee 1000 + Tax
Renewal Fee 1000 + Tax

Axis Bank Vistara Credit card

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Joining Fee 1500 + Tax
Renewal Fee 1500 + Tax

Airtel Axis Bank Credit Card

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Joining Fee 500 + Tax
Renewal Fee 500 + Tax

Axis Bank Horizon Credit Card

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Joining Fee 3000 + Tax
Renewal Fee 3000 + Tax

Reliance SBI Card Prime

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Joining Fee 2999 + Tax
Renewal Fee 2999 + Tax
Welcome Benefits Reliance Retail voucher worth ₹3,000 on activation, plus additional discount vouchers worth ₹11,999 from participating Reliance stores.

  • Cashback on JioMart – Can be used only for general merchandise and fashion categories.
  • Milestone vouchers – Calculated only on spends at participating Reliance Retail Stores.
  • Extra vouchers on activation:
    1. Reliance Trends: Discount valid on apparel & footwear.
    2. Reliance Jewels: 2% off on gold making charges and 2% off on diamond invoice value (only for select SKUs).
    3. AJIO: Discount applies after all other offers.
  • Rewards exclusions – No rewards for fuel, property rent, or wallet top-ups.
  • Fuel surcharge waiver – Available for transactions between ₹500 and ₹4,000.

Titan SBI Credit Card

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Joining Fee 2999 + Tax
Renewal Fee 2999 + Tax
Welcome Benefits Get 12,000 reward points worth Rs. 3,000 when you pay the joining fee.

  • 12,000 Reward Points (Rs. 3,000 value) as welcome benefit on annual fee payment
  • 3% value back on Tanishq purchases and 5% cashback on Mia, Caratlane, and Zoya
  • Annual fee waiver on spending Rs. 3 lakh in a year
  • Milestone benefits up to Rs. 15,000 on annual spends of Rs. 5 lakh and Rs. 10 lakh
  • 8 complimentary domestic and 4 international airport lounge visits per year with Priority Pass membership