Best Airport Lounge Access Credit Cards in 2025

Indian Army Yoddha BoB Credit Card

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Joining Fee 0 + Tax
Renewal Fee 0 + Tax
Welcome Benefits 1000 reward points on card activation within 30 days.

  • Welcome Benefit: 1,000 reward points on activation within 30 days
  • Rewards: 10 points per Rs. 100 on groceries/departmental stores, 2 points per Rs. 100 elsewhere
  • Milestone Benefit: Amazon Prime for 12 months on spending Rs. 1 lakh in 90 days
  • Complimentary Membership: FITPASS Pro for 6 months
  • Lounge Access: 8 airport lounges/year with quarterly limits
  • Insurance: Accidental death cover of Rs. 20 lakh
  • Fuel Surcharge Waiver: 1% up to Rs. 250/month

Indian Navy Varunah BoB Credit Card

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Joining Fee 2499 + Tax
Renewal Fee 2499 + Tax

AU Bank Zenith Plus Credit Card

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Joining Fee 4999 + Tax
Renewal Fee 4999 + Tax
Welcome Benefits Welcome benefit of 10,000 bonus reward points on spending ₹1 lakh in the first 60 days

  • Welcome benefit of 10,000 bonus reward points on spending ₹1 lakh in the first 60 days
  • Earn 20 reward points per ₹100 spent on dining
  • 2X rewards on dining, travel, and international spends
  • 1X reward point on every ₹100 spent on other categories
  • 1 reward point equals ₹1 in redemption value
  • 16 complimentary domestic and 16 international airport lounge visits per year

Axis Privilege Visa Credit Card

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Joining Fee 1500 + Tax
Renewal Fee 1500 + Tax

Kotak White Credit Card

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Joining Fee 3000 + Tax
Renewal Fee 3000 + Tax

Bank of Baroda CMA One Credit Card

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Joining Fee 1 + Tax
Renewal Fee 0 + Tax
Welcome Benefits Free 6 months FitPass Pro membership worth Rs.15,000 as welcome gift.

  • Joining Fee: Re. 1 | Annual Fee: Nil
  • Rewards: 5 points per Rs. 100 on dining, online, and utility bill payments
  • Bonus Rewards: 1,000 points on 5 transactions of Rs. 1,000 or more per month
  • Lounge Access: 12 free domestic airport lounges per year (spend Rs. 40,000 in the previous quarter)
  • Forex Benefit: Low mark-up fee of 2% on international spends
  • Welcome Benefit: Free 6-month FitPass Pro membership worth Rs. 15,000
  • Add-On Cards: Up to 3 lifetime free add-on cards

SBI Platinum Corporate Credit Card

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Joining Fee 0 + Tax
Renewal Fee 0 + Tax

  • Advanced spend management with Visa IntelliLink / SmartData Gen2 for detailed expense tracking
  • Web-based interface with customized reports, e-statements, and compliance monitoring
  • Multilayer spend control with category and limit restrictions
  • Fraud and travel insurance coverage including air accidental death and lost card liability
  • Emergency card replacement worldwide within 72 hours, free of delivery charges
  • 24x7 dedicated customer support with emergency cash disbursement

Kotak Corporate Wealth Signature Credit Card

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Joining Fee 0 + Tax
Renewal Fee 0 + Tax

Standard Chartered Ultimate Credit Card

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Joining Fee 5000 + Tax
Renewal Fee 5000 + Tax
Welcome Benefits 6,000 bonus reward points worth Rs. 6,000 on card activation.

  • 5 reward points for every Rs. 150 spent; 3 reward points for Rs. 150 on utilities, supermarkets, insurance, property management, schools & government payments
  • 1 reward point = Rs. 1, redeemable via Standard Chartered 360° Rewards portal
  • Welcome benefit: 6,000 bonus reward points on card activation; Renewal benefit: 5,000 bonus reward points
  • Low forex mark-up of 2% on international spends
  • 5% cashback on duty-free purchases (up to Rs. 1,000 per statement cycle)
  • Lounge access: 1 free visit per month (on Rs. 20,000 spends), 4 complimentary domestic lounge visits per quarter, Priority Pass membership worth $99
  • Golf benefits: 1 complimentary golf game per month at premier golf courses in India

Axis Vistara Signature Credit Card

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Joining Fee 3000 + Tax
Renewal Fee 3000 + Tax
Welcome Benefits Get 1 Vistara Premium Economy Ticket & Club Vistara Silver Membership.

  • Up to 5 complimentary Premium Economy tickets per year (welcome + milestone benefits)
  • 4 CV Points per Rs. 200 spent across all eligible categories
  • Complimentary Club Vistara Silver membership
  • Lounge access: 2 domestic visits per quarter on minimum spends
  • Dining discounts: 25% off up to Rs. 800 via EazyDiner
  • 3 complimentary golf rounds per year
  • Travel insurance coverage on purchases, lost card, baggage, and travel delays

SBI Shaurya Select Card

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Joining Fee 0 + Tax
Renewal Fee 1499 + Tax

  • 10X reward points on every ₹100 spent on departmental stores, dining, groceries, and movies.
  • Extra reward points based on spending.
  • Complimentary ₹10 lakh Personal Accident Cover.
  • 1% fuel surcharge waiver.
  • 24x7 concierge services.

ICICI Sapphiro Premium Credit Card

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Joining Fee 6500 + Tax
Renewal Fee 3500 + Tax
Welcome Benefits Get shopping and travel vouchers worth ₹9,000 as a welcome benefit.

  • Joining Benefits – Shopping & travel vouchers worth ₹9,000+.
  • 4 Reward Points per ₹100 on international spends.
  • 2 Reward Points per ₹100 on domestic spends.
  • 1 Reward Point per ₹100 on insurance & utility spends.
  • Milestone Rewards – Earn up to 20,000 bonus Reward Points annually.
  • Movie Benefits – Enjoy Buy 1 Get 1 Free (BOGO) on BookMyShow.
  • Lounge Access – Complimentary domestic & international lounge access.
  • Golf Privileges – Up to 4 complimentary golf sessions per month at premium golf courses worldwide.

SBI Bank Pulse Credit Card

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Joining Fee 1499 + Tax
Renewal Fee 1499 + Tax
Welcome Benefits Get Exclusive Benefits Worth ₹7,999 with Noise ColorFit Pulse 4 Pro Smartwatch

  • Free Smartwatch: Get a Noise ColorFit Pulse Smartwatch worth ₹4,999 on joining.
  • Health Memberships: Enjoy 1-year free access to NetMeds and FITPASS PRO.
  • Reward Points: Earn 10 points per ₹100 on pharmacy, dining, and entertainment spends.
  • Lounge Access: Get 8 free domestic airport lounge visits per year (2 per quarter).
  • Annual Fee Waiver: No renewal fee if you spend ₹2 lakh in a year.
  • Insurance Cover: Get ₹1 lakh fraud protection and ₹50 lakh air accident cover.

Axis Bank Pride Signature Credit Card

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Joining Fee 0 + Tax
Renewal Fee 500 + Tax

Axis Bank Reserve Credit Card

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Joining Fee 50000 + Tax
Renewal Fee 50000 + Tax