Best Airport Lounge Access Credit Cards in 2025

BPCL SBI Bank Octane Credit Card

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Joining Fee 1499 + Tax
Renewal Fee 1499 + Tax
Welcome Benefits Enjoy a welcome bonus of 6,000 reward points when you pay the annual membership fee.

  • Get 6,000 reward points as a welcome gift.
  • Earn up to 7.25% value back on fuel spends at BPCL petrol pumps.
  • Earn 25X reward points on BPCL fuel purchases (up to 2,500 points per month).
  • Enjoy 4 free visits to domestic airport lounges every year.
  • Get fraud protection cover up to ₹1 lakh.

Axis SELECT Credit Card

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Joining Fee 3000 + Tax
Renewal Fee 3000 + Tax
Welcome Benefits Get 20,000 EDGE Reward Points on card activation (on payment of joining fee).

  • Earn 10 EDGE points/Rs. 200; 2X on retail spends.
  • Discounts on BigBasket, Swiggy, and movies.
  • Priority Pass & lounge access, travel perks.
  • Welcome & milestone rewards up to 10,000 points.
  • Complimentary golf rounds and dining offers.
  • 1% fuel surcharge waiver on Rs. 400–4,000 spends.

Axis Bank Atlas Credit Card

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Joining Fee 5000 + Tax
Renewal Fee 5000 + Tax
Welcome Benefits 2,500 bonus EDGE Miles as card activation benefit on making the first transaction within 37 days of card setup.

  • Earn 5 EDGE Miles per ₹100 on travel spends (up to ₹2 Lakh/month)
  • 2 EDGE Miles per ₹100 on other spends and travel above ₹2 Lakh
  • Redeem via Axis Travel EDGE or convert to partner airline/hotel points
  • Tier-based benefits: Silver, Gold, Platinum with extra lounge access & bonus EDGE Miles
  • Welcome benefit: 2,500 EDGE Miles on first transaction within 37 days

Axis Bank Vistara Infinite Credit Card

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Joining Fee 10000 + Tax
Renewal Fee 10000 + Tax

Axis Bank My Wings Credit Card

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Joining Fee 0 + Tax
Renewal Fee 1200 + Tax

HDFC Diners Club Black Credit Card

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Joining Fee 10000 + Tax
Renewal Fee 10000 + Tax
Welcome Benefits Complimentary Annual memberships* of Club Marriott, Times Prime, Amazon Prime, MMT BLACK Elite Tier and three-month Swiggy One on spending Rs. 1.5 Lakh within the first 90 days or upon first-year fee realization.

  • Complimentary annual memberships like Amazon Prime, Times Prime, Club Marriott, Swiggy One, and MMT Black Elite as welcome benefits, renewed on annual spends of ₹8 Lakh.
  • Vouchers from Ola, TataCliQ, BookMyShow, or cult.fit on monthly spends of ₹80,000 or more.
  • Earn 5 Reward Points per ₹150 spent (≈3.3% back), 10X points on SmartBuy/partner brands, and 2X on weekend dining.
  • 6 complimentary golf games per quarter at premium global courses.
  • Unlimited airport lounge access at 1,000+ domestic and international lounges.
  • Low forex markup fee of 2% on international transactions.
  • Extensive travel insurance, including air accident cover worth ₹2 Crore.

Manchester United Platinum Credit Card

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Joining Fee 499 + Tax
Renewal Fee 499 + Tax
Welcome Benefits The new users get a Manchester United branded football as a welcome gift. The football is given only if they have made 3 transactions of minimum Rs. 1,000 each within the first 3 months after the card issuance.

  • Earn 2 Reward Points on every Rs. 100 spent on domestic and international transactions.
  • Earn 3 Reward Points per Rs. 100 spent on Manchester United match days.
  • Get a complimentary Manchester United branded football as a welcome gift.
  • Enjoy 1 complimentary domestic lounge access per quarter.
  • Avail exclusive dining discounts at partner restaurants through the ICICI Bank Culinary Treats program.

Kotak Biz Business Credit Card

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Joining Fee 299 + Tax
Renewal Fee 499 + Tax

RBL World Prime Credit Card

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Joining Fee 2999 + Tax
Renewal Fee 2999 + Tax
Welcome Benefits You can avail 12,000 reward points on paying the joining fee and making an expenditure of Rs.2000 in the first 60 days of card issuance.

  • Joining Fee: ₹2,500 + taxes
  • Welcome Benefit: 12,000 Reward Points on first spend of ₹2,000 within 60 days
  • Reward Points: 1 RP/₹100 on regular spends, 2x RP on online spends, 10,000 bonus RP on annual spend of ₹1.5 lakh
  • Movie Discount: 1+1 free ticket up to ₹200 via BookMyShow, twice a month
  • Airport Lounge Access: 8 free domestic lounges per year

Bank of Baroda ETERNA Credit Card

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Joining Fee 2499 + Tax
Renewal Fee 2499 + Tax
Welcome Benefits FitPass Pro Membership worth Rs. 15,000.

  • Welcome gift: FitPass Pro Membership worth ₹15,000
  • Earn up to 15 Reward Points on travel, international spends, dining, and online shopping
  • Unlimited free domestic lounge access
  • Low foreign exchange markup fee of 2%
  • Buy 1 Get 1 free movie ticket via Paytm
  • Up to 20,000 bonus reward points as milestone spend benefit
  • Personal accidental death insurance coverage up to ₹1 crore

Patanjali RBL Bank Swarn Credit Card

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Joining Fee 1499 + Tax
Renewal Fee 1499 + Tax

Bank of Baroda ICAI Exclusive Credit Card

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Joining Fee 0 + Tax
Renewal Fee 0 + Tax
Welcome Benefits Welcome Gift of FitPass Pro Membership worth Rs. 15,000 & 1,000 reward points.

  • Welcome gift: FitPass Pro membership worth Rs. 15,000 and 1,000 reward points
  • Earn up to 5 reward points per Rs. 100 on dining, online spends, and utility bills
  • Earn 1,000 reward points every month
  • 12 free airport lounge visits at select domestic airports (on spending min. Rs. 40,000 in the previous quarter)
  • Low foreign exchange mark-up fee of 2%
  • Earn 4,000 reward points every quarter on spending above your credit limit
  • Insurance cover: Professional Indemnity, Air accidental death, and Non-air accidental death

HPCL Bank of Baroda ENERGIE Credit Card

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Joining Fee 499 + Tax
Renewal Fee 499 + Tax

American Express Platinum ReserveSM Credit Card

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Joining Fee 10000 + Tax
Renewal Fee 10000 + Tax
Welcome Benefits 11,000 bonus Membership Rewards Points on the payment of first year’s annual fee and on spending Rs. 30,000 within 90 days of card membership

  • Complimentary hotel memberships (Taj Epicure & Accor Plus)
  • Free domestic & international lounge access
  • Golf privileges at select courses
  • Monthly milestone vouchers on ₹50,000+ spend
  • 3X reward points on select brands
  • Dining discounts at partnered restaurants
  • 24×7 concierge service for travel & lifestyle needs

RBL Bank Insignia Preferred Banking World Card

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Joining Fee 0 + Tax
Renewal Fee 0 + Tax

  • Annual Fee: Nil
  • Best Suited For: Premium travel & lifestyle
  • Rewards: 5 RP/₹100 on domestic spends, 10 RP/₹100 on international spends
  • Airport Lounges: Complimentary Priority Pass + 6 free visits/year
  • Domestic Lounges: 2 free visits per quarter
  • Movies: ₹500 off on BookMyShow tickets every month
  • Golf: Free rounds every year, 1 free lesson/month, 50% discount on green fees
  • Dedicated Service: Exclusive number to reach your relationship manager anytime