Best Airport Lounge Access Credit Cards in 2025

AU Bank Xcite Ace Credit Card

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Joining Fee 0 + Tax
Renewal Fee 0 + Tax

  • Lifetime free credit card
  • Up to 3% cashback on all spends
  • Complimentary railway lounge access every year
  • Complimentary airport lounge access every year
  • Save up to 30% on dining
  • 1% fuel surcharge waiver on all fuel purchases
  • Free device protection plan and extended warranty

Canara Bank RuPay Select Credit Card

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Joining Fee 0 + Tax
Renewal Fee 0 + Tax

  • Reward Points: 2 points for every ₹100 spent
  • Lounge Access: Complimentary access across India
  • Credit Period: Interest-free period of 20–50 days
  • Add-on Cards: Up to 4 without extra fees
  • Insurance: Rs. 10 lakh for personal accident or permanent disability

Canara Bank Visa Platinum Credit Card

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Joining Fee 0 + Tax
Renewal Fee 0 + Tax

  • Complimentary domestic airport lounge access twice every quarter.
  • Fuel surcharge waiver of 1% on fuel transactions.
  • Lifetime-free card with no joining or renewal fees.

IDFC FIRST Bank Private Credit Card

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Joining Fee 50000 + Tax
Renewal Fee 50000 + Tax
Welcome Benefits Get 1,00,000 bonus reward points worth Rs. 25,000, plus complimentary Club ITC Culinaire Select and Accor Plus Explorer memberships.

  • 0% forex markup on international transactions
  • Unlimited lounge and spa access for primary, add-on cardholders, and accompanying guests
  • 1,00,000 bonus reward points worth ₹25,000 with premium hotel memberships
  • Up to ₹18,000 off yearly on BookMyShow entertainment bookings
  • Visa Infinite benefits like travel insurance, limo transfers, and golf access

IDFC First Bank Ashva Metal Credit Card

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Joining Fee 2999 + Tax
Renewal Fee 2999 + Tax
Welcome Benefits Get ₹2,000 cashback and 2,500 bonus reward points on initial spends with the Ashva Credit Card.

  • ₹2,000 cashback + 2,500 bonus reward points as welcome benefits
  • Up to 16 domestic lounge/spa and 8 international lounge visits annually
  • 1% low forex markup + free trip cancellation cover up to ₹25,000
  • 24 complimentary golf rounds/lessons per year + BOGO movie tickets
  • Premium Visa Infinite lifestyle, travel, and dining privileges

Nature’s Basket SBI Bank Credit Card

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Joining Fee 1499 + Tax
Renewal Fee 1499 + Tax
Welcome Benefits ₹1,250 Nature’s Basket voucher on joining Instant activation on eligible spend

10% savings on groceries at Nature’s Basket stores and website
Complimentary domestic lounge access
2,000 bonus reward points on annual milestone spends
Fuel surcharge waiver on ₹500–₹3,000 transactions
5% savings on select online grocery platforms

ICICI Coral Credit Card

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Joining Fee 500 + Tax
Renewal Fee 500 + Tax

  • Earn 1 reward point for every Rs. 100 spent on utilities and insurance.
  • Earn 2 reward points for every Rs. 100 spent on other purchases (excluding fuel).
  • Get up to 10,000 bonus reward points each year through the Milestone Program.
  • Enjoy 1 complimentary domestic airport lounge visit per quarter.
  • Get 1 complimentary railway lounge pass per quarter.
  • Save up to 25% on movie tickets at BookMyShow and INOX.
  • Avail exclusive dining discounts through the ICICI Bank Culinary Treats Programme.

IndusInd Bank Crest Credit Card

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Joining Fee 75000 + Tax
Renewal Fee 10000 + Tax

IndusInd Bank Celesta Credit Card

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Joining Fee 25000 + Tax
Renewal Fee 5000 + Tax

Canara Bank Mastercard Platinum Credit Card

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Joining Fee 0 + Tax
Renewal Fee 0 + Tax

  • Lifetime-free credit card with no annual or joining fees.
  • 2 complimentary domestic lounge access per quarter.
  • Insurance coverage included for fraud, baggage loss, and accidents.

Federal Bank Scapia Credit Card

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Joining Fee 0 + Tax
Renewal Fee 0 + Tax

  • Earn 10% Scapia Coins on eligible online & offline spends
  • Redeem coins easily for flights, hotels, and buses (5 Coins = ₹1)
  • Zero joining & annual fees
  • Digital-first experience with instant virtual card activation
  • 1% fuel surcharge waiver up to ₹500/month
  • 24x7 app control & support

IDFC FIRST Bank Millennia Credit Card

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Joining Fee 0 + Tax
Renewal Fee 0 + Tax
Welcome Benefits Enjoy Rs. 500 welcome vouchers on spending Rs. 15,000 and 5% cashback on your first EMI within 90 days of card issuance.

  • Earn 10X reward points on all spends made on your birthday
  • Get 25% off on movie tickets (up to ₹100) once every month
  • Avail up to 20% discount at 1,500+ partner restaurants across India

IDFC FIRST Bank Wealth Credit Card

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Joining Fee 0 + Tax
Renewal Fee 0 + Tax
Welcome Benefits Welcome benefits include Rs. 500 gift vouchers on Rs. 15,000 spend and 5% cashback (up to Rs. 1,000) on first EMI transaction within 90 days of card setup.

  • Get 10X reward points on spends above Rs. 20,000 in a month and on your birthday
  • Earn 3X reward points on spends up to Rs. 20,000 in a statement cycle
  • Earn 1 reward point per Rs. 100 spent on all other transactions

InterMiles ICICI Bank Sapphiro Credit Card

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Joining Fee 5000 + Tax
Renewal Fee 5000 + Tax
Welcome Benefits Exclusive flight discount voucher worth Rs. 750 and hotel discount voucher worth Rs.1,500 as welcome benefit.

  • 10,000 Welcome Bonus InterMiles
  • 5,000 Renewal Bonus InterMiles
  • Free movie tickets
  • 15% discount on dining at partner restaurants
  • Complimentary golf rounds
  • 1% fuel surcharge waiver at all fuel stations
  • Complimentary DragonPass membership for airport lounges
  • Earn up to 12.5 InterMiles for every Rs. 100 spent
  • 24×7 premium concierge service via i-Assist

RBL Bank Icon Credit Card

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Joining Fee 5000 + Tax
Renewal Fee 5000 + Tax
Welcome Benefits 20,000 reward points on first retail spend within 30 days.

  • Welcome Bonus: 20,000 reward points on first retail spend within 30 days
  • Milestone Rewards: Up to 45,000 reward points on annual spends of Rs. 3L, 5L, and 8L
  • Movies Offer: Buy 1 Get 1 free ticket on BookMyShow, twice per month
  • Golf Benefits: 12 complimentary lessons per year + 4 free rounds and 50% off beyond
  • Lounge Access: Up to 8 domestic airport lounge visits per year
  • Concierge Services: Assistance with reservations, events, golf, spa, and dining
  • Fuel Benefit: 1% fuel surcharge waiver (up to Rs. 200/month on spends Rs. 500–4,000)