Best Travel Credit Cards in 2025
Travel credit cards are made for people who travel often. These cards help you save money on flight tickets, hotel bookings, and other travel expenses. With these cards, you can get free flight tickets, earn air miles, enjoy discounts on travel websites, access airport lounges for free, get travel insurance, and more. Some cards are partnered with airlines or travel websites, while others give you rewards or air miles on your spending. To help you choose the best one, here is a list of the top travel credit cards in India.
Kotak White Credit Card
Joining Fee
₹3000 + Tax
Renewal Fee
₹3000 + Tax
HDFC Business Regalia Credit Card
Joining Fee
₹2500 + Tax
Renewal Fee
₹2500 + Tax
- Earn 4 reward points per ₹150 spent online (excludes fuel, EMI, wallet reloads).
- Bonus reward points on annual spends: 10,000 on ₹5L, 5,000 on ₹8L.
- Redeem points for cash credit, flights, or hotels.
- 5% cashback on essential business spends (capped at ₹500/month).
- Complimentary Priority Pass membership with 6 international & 12 domestic lounge visits.
- Low forex markup fee of 2%.
- Complimentary insurance: air accident, overseas hospitalization, flight delay, and missed connecting flight.
- 1% fuel surcharge waiver (max ₹500/month).
Standard Chartered Ultimate Credit Card
Joining Fee
₹5000 + Tax
Renewal Fee
₹5000 + Tax
Welcome Benefits
6,000 bonus reward points worth Rs. 6,000 on card activation.
- 5 reward points for every Rs. 150 spent; 3 reward points for Rs. 150 on utilities, supermarkets, insurance, property management, schools & government payments
- 1 reward point = Rs. 1, redeemable via Standard Chartered 360° Rewards portal
- Welcome benefit: 6,000 bonus reward points on card activation; Renewal benefit: 5,000 bonus reward points
- Low forex mark-up of 2% on international spends
- 5% cashback on duty-free purchases (up to Rs. 1,000 per statement cycle)
- Lounge access: 1 free visit per month (on Rs. 20,000 spends), 4 complimentary domestic lounge visits per quarter, Priority Pass membership worth $99
- Golf benefits: 1 complimentary golf game per month at premier golf courses in India
SBI Signature Corporate Card
Joining Fee
₹0 + Tax
Renewal Fee
₹499 + Tax
- Enjoy priority services with the Signature credit card.
- Get a free Priority Pass membership with the card.
- Employees receive travel insurance coverage up to Rs. 1 crore.
- Concierge services are available with the credit card.
- Complimentary insurance protects against employee fraud.
- The card offers multilayer spend control and detailed spend analysis.
Kotak Veer Platinum Credit Card
Joining Fee
₹0 + Tax
Renewal Fee
₹299 + Tax
Welcome Benefits
500 reward points on spending Rs. 500 within the first 30 days of card issuance.
- Welcome Bonus: 500 reward points on spending Rs. 500 in the first 30 days
- Reward Points: 6 points per Rs. 200 on dining, movies, grocery, and departmental stores; 2 points per Rs. 200 on other spends; 1 point = Rs. 0.20
- Fuel Surcharge Waiver: 1% waiver at fuel stations across India
- Railway Surcharge Waiver: 1.8% on IRCTC and 2.5% at Indian Railways counters
- Add-on Card: Free add-on card with same benefits
- Security: EMV chip and 6-digit PIN for safe transactions
- Card Insurance: Cover of Rs. 1,25,000 against fraud if reported within 7 days
IRCTC SBI Premier Credit Card
Joining Fee
₹1499 + Tax
Renewal Fee
₹1499 + Tax
Welcome Benefits
- Get 1500 RP equivalent to Rs. 1500 on payment of first annual fee.
- Customers gets welcome gift more than the cost of joining fee.
- 1,500 reward points as a welcome gift (worth ₹1,500).
- Up to 10% value back on IRCTC train ticket bookings.
- Milestone rewards on annual travel spends (up to 7,500 points).
- Complimentary rail accident insurance cover of up to ₹10 lakh.
- 1% fuel surcharge waiver on eligible fuel spends.
- 8 complimentary railway lounge visits per year (max 2 per quarter).
Axis Bank Reserve Credit Card
Joining Fee
₹50000 + Tax
Renewal Fee
₹50000 + Tax
Etihad Guest SBI Card
Joining Fee
₹1499 + Tax
Renewal Fee
₹1499 + Tax
Welcome Benefits
2,500 Bonus Etihad Guest Miles within 30 days of joining fee payment
Complimentary Etihad Guest Silver Tier Status1
1 free WiFi voucher on your first Etihad Airways flight booking
- Etihad Guest membership lets you earn both Tier Miles and Guest Miles, with a cap of 20,000 Tier Miles per year.
- No Guest Miles are earned on financial charges, balance transfers, rent payments, fuel, or government transactions.
- You can get a fuel surcharge waiver of up to ₹250 per statement cycle.
Etihad Guest SBI Premier Card
Joining Fee
₹4999 + Tax
Renewal Fee
₹4999 + Tax
Welcome Benefits
5,000 Bonus Etihad Guest Miles within 30 days of joining fee payment
Complimentary Etihad Guest Gold Tier Status1
2 free WiFi vouchers on your first Etihad Airways flight booking
- Earn Etihad Guest Miles plus Tier Miles (up to 40,000 Tier Miles annually)
- No miles earned on financial charges, balance transfers, rent payments, fuel, and government transactions
- Fuel surcharge waiver of up to ₹250 per statement cycle
IRCTC HDFC Bank Credit Card
Joining Fee
₹500 + Tax
Renewal Fee
₹500 + Tax
Welcome Benefits
Gift voucher of Rs. 500 on activating the card within 30 days of card issuance.
- Earn 5 reward points per ₹100 spent on Rail Connect app and IRCTC website; 1 RP per ₹100 on other spends.
- Redeem points against train bookings via SmartBuy at 1 RP = ₹1.
- 8 complimentary IRCTC railway lounge visits per year (max 2 per quarter).
- 1% transaction charge waiver on IRCTC bookings (up to ₹1,000/month).
- Welcome gift voucher of ₹500 on activating the card within 30 days.
- Milestone benefit: ₹500 gift voucher on spending ₹30,000 in a quarter.
- 1% fuel surcharge waiver on transactions between ₹400–₹5,000 (max ₹250/month).
- Annual fee waiver on spending ₹1.5 lakh in a year.
- Additional 5% cashback on IRCTC bookings via HDFC SmartBuy.
Marriott Bonvoy HDFC Credit Card
Joining Fee
₹3000 + Tax
Renewal Fee
₹3000 + Tax
Welcome Benefits
1 Free Night Award (up to a value of 15,000 Marriott Bonvoy Points) on making the first eligible transaction1 or on levy of joining fee.
- 1 Free Night Award as a welcome benefit, valid for 1 year at participating Marriott hotels
- Complimentary Marriott Bonvoy Silver Elite status
- Earn 8 Marriott Bonvoy Points at Marriott hotels, 4 points on travel, dining & entertainment, 2 points on other spends
- Up to 3 bonus Free Night Awards on reaching spend milestones
- 12 complimentary domestic and international lounge visits per year
- 2 complimentary golf course access and golf lessons per quarter worldwide
- Insurance coverage including air accident, credit shield, and loss liability
Emirates Skywards ICICI Bank Sapphiro
Joining Fee
₹5000 + Tax
Renewal Fee
₹5000 + Tax
Welcome Benefits
Complimentary Emirates Silver Tier Membership & 5,000 Skywards Miles on the payment of joining fee
- Welcome benefit: 5,000 bonus Skywards Miles
- Complimentary Emirates Skywards Silver Tier membership
- Earn up to 2 Skywards Miles per Rs. 100 spent
- Complimentary domestic and international airport lounge access
- Buy 1 Get 1 Free movie tickets via BookMyShow
- Discounts on dining bills through the ICICI Culinary Treats Programme
- 1% fuel surcharge waiver
Adani One ICICI Platinum Credit Card
Joining Fee
₹750 + Tax
Renewal Fee
₹750 + Tax
Welcome Benefits
Flight voucher worth Rs. 2,000 on spending Rs. 10,000 within 60 days of card activation.
- Get exclusive airport privileges at all Adani-managed airports.
- Complimentary domestic airport lounge access.
- Earn up to 3 Adani reward points for every ₹100 spent on Adani One ecosystem.
- Redeem rewards across flights, hotels, cab services, train/bus bookings, duty-free purchases, porter services, car parking, and more.
- Welcome benefits: Hotel voucher worth ₹1,000 and flight voucher worth ₹2,000 on spending ₹10,000 within 60 days.
- 1% fuel surcharge waiver on transactions up to ₹4,000 at all fuel stations.
- Annual fee waiver on spending ₹3 Lakh in a year.
- Premium airport-linked services: Lounge upgrades, valet parking, and premium car parking.
- Affordable joining and annual fee of ₹750 + GST.
Kotak League Platinum Credit Card
Joining Fee
₹499 + Tax
Renewal Fee
₹499 + Tax
Welcome Benefits
Reward points worth Rs. 500 after the payment of joining fee.
- Earn 8 reward points on every Rs. 150 spent.
- Welcome bonus of 5,000 reward points worth Rs. 500 on joining.
- Fuel surcharge waiver up to Rs. 3,500 per year.
- Railway surcharge waiver up to Rs. 500 per year.
- Milestone benefits: 4 free PVR tickets or 10,000 reward points on spending Rs. 1.25 lakh every six months.
Kotak Royale Signature Credit Card
Joining Fee
₹1499 + Tax
Renewal Fee
₹999 + Tax
- 2X Rewards: Earn 4 points per Rs. 150 on travel, dining, and shopping spends
- Milestone Benefits: Up to 30,000 bonus reward points on annual spends of Rs. 4 Lakh & 8 Lakh
- Lounge Access: Up to 8 complimentary domestic lounge visits per year
- Annual Fee Waiver: Waive annual fee on spending Rs. 1 Lakh in a year
- Surcharge Waivers: 1% fuel surcharge (up to Rs. 3,500/year) and railway surcharge waiver (up to Rs. 500/year)