Best Travel Credit Cards in 2025

Travel credit cards are made for people who travel often. These cards help you save money on flight tickets, hotel bookings, and other travel expenses. With these cards, you can get free flight tickets, earn air miles, enjoy discounts on travel websites, access airport lounges for free, get travel insurance, and more. Some cards are partnered with airlines or travel websites, while others give you rewards or air miles on your spending. To help you choose the best one, here is a list of the top travel credit cards in India.

Yatra SBI Bank Credit Card

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Joining Fee 499 + Tax
Renewal Fee 499 + Tax
Welcome Benefits
  1. ₹1,000 off on domestic flight bookings (minimum booking of ₹5,000)
  2. ₹4,000 off on international flight bookings (minimum booking of ₹40,000)
  3. ₹1,000 off on hotel bookings (minimum booking of ₹3,000)
  4. Valid only on bookings via Yatra.com

  • Domestic flight discount is valid on bookings of Rs. 5,000 or more.
  • International flight discount is valid on bookings of Rs. 40,000 or more.
  • Hotel booking discount is valid on a minimum spend of Rs. 3,000, with a maximum discount of Rs. 2,000.
  • Welcome benefits are applicable only after the first year’s annual fee is paid.
  • Reward points are capped at 5,000 points per month for both international and select category spends.

InterMiles HDFC Signature Credit Card

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Joining Fee 2500 + Tax
Renewal Fee 2500 + Tax
Welcome Benefits Enjoy complimentary InterMiles Silver Membership and get 8,000 InterMiles as a welcome benefit.

  • 6 InterMiles on every ₹150 spent on InterMiles.com (flights, hotels)
  • 3 InterMiles per ₹150 on all other spends
  • 8 complimentary domestic lounge visits per year (2/quarter)
  • Free InterMiles Silver Tier Membership (upgradeable with usage)
  • Spend-linked milestone rewards and discounts on travel partners

Axis Magnus Premium Credit Card

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Joining Fee 12500 + Tax
Renewal Fee 12500 + Tax

Axis Bank Horizon Credit Card

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Joining Fee 3000 + Tax
Renewal Fee 3000 + Tax

Tata Neu Infinity HDFC Bank Credit Cards

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Joining Fee 1499 + Tax
Renewal Fee 1499 + Tax
Welcome Benefits 1,499 NeuCoins on Tata Neu App on making the first transaction within 30 days of card issuance.

  • Earn a welcome bonus of 1,499 NeuCoins on first transaction.
  • Get 10% NeuCoins on purchases via Tata Neu app.
  • Earn 5% NeuCoins on Tata partner brand spends and 1.5% NeuCoins on all other transactions.
  • Enjoy complimentary domestic and international lounge access.
  • Benefit from a low foreign currency markup fee of 2%.
  • Avail 1% fuel surcharge waiver, up to Rs. 500 per month.
  • Waive the annual fee by meeting the required spend threshold.

MakeMyTrip ICICI Bank Signature Credit Card

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Joining Fee 2500 + Tax
Renewal Fee 0 + Tax
Welcome Benefits Rs. 1,500 worth My Cash; MMTBLACK exclusive membership

  • Joining Fee: ₹2,500.
  • Reward Points: Earn up to 4 MyCash on hotel/holiday bookings and 2 MyCash on flight bookings via MakeMyTrip.
  • Welcome Benefits: ₹1,500 MyCash, ₹2,500 holiday voucher, and complimentary MMTBLACK membership.
  • Lounge Access: 2 domestic lounges per quarter, 1 international lounge & 1 spa annually.
  • Milestone Rewards: Bonus MyCash on annual spends of ₹2.5 lakh and ₹5 lakh.
  • Other Benefits: Airtel international roaming pack, 1% fuel surcharge waiver, movie and dining discounts.

ICICI Bank Emeralde Credit Card

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Joining Fee 12000 + Tax
Renewal Fee 12000 + Tax

  • Get a ₹5,000 Tata CliQ voucher on your birthday (AmEx variant only) to shop at www.tatacliq.com.
  • Enjoy unlimited domestic and international airport lounge access.
  • Save up to ₹750 on the second ticket onwards (max 4 tickets/month) on BookMyShow for movies and non-movie events.
  • Complimentary golf round or lesson for every ₹50,000 spent in the previous month (up to 4 per month).
  • Low foreign currency markup of 1.5% and 1.99% interest on cash withdrawals.
  • Refund of cancellation charges up to ₹12,000 on 2 transactions per year for flight, hotel, or movie bookings.
  • Flexible card membership: choose between monthly or annual plans.
  • Earn up to 4 reward points for every ₹100 spent.

Emirates Skywards ICICI Bank Emeralde

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Joining Fee 10000 + Tax
Renewal Fee 10000 + Tax
Welcome Benefits Complimentary Emirates Silver Tier Membership & 10,000 Skywards Miles on payment of joining fee

  • Complimentary Emirates Skywards Silver Tier membership
  • 10,000 bonus Skywards Miles as a joining benefit
  • Earn 2.5 Skywards Miles for every ₹100 spent
  • Unlimited complimentary access to domestic and international lounges
  • Upgrade to Skywards Gold Tier membership on milestone spends
  • Exclusive dining offers under ICICI Bank Culinary Treats Programme
  • Buy 1 Get 1 Free on movie tickets, up to 4 times every month
  • 1% fuel surcharge waiver on fuel transactions

Kotak IndiGo Ka-ching 6E Rewards XL Credit Card

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Joining Fee 1500 + Tax
Renewal Fee 1500 + Tax
Welcome Benefits Welcome ticket worth Rs. 3,000 on card activation1-3

  • Complimentary IndiGo air tickets can be redeemed for base fare after completing three transactions each month for the first three months.
  • Tickets will be credited to the customer’s IndiGo membership account within 30 days of meeting the eligibility.
  • Welcome benefits are issued only after paying the joining fee and are not applicable if the fee is waived.
  • No reward points will be earned on Utility, Education, Wallet Load, Fuel, Rent, Government, Insurance, and Online Gaming spends from June 1, 2025.

Kotak Solitaire Credit Card

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Joining Fee 0 + Tax
Renewal Fee 25000 + Tax

American Express® Gold Credit Credit

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Joining Fee 1000 + Tax
Renewal Fee 4500 + Tax
Welcome Benefits 4,000 bonus Membership Rewards Points on spending Rs. 10,000 within 90 days of card membership

  • Earn 1 Membership Rewards® point on every spend, including fuel and utility payments.
  • Redeem your points for premium items from the 18 and 24 Karat Gold Collection.
  • Get 1,000 bonus points when you make six transactions of Rs.1,000 or more in a month.

IndusInd Bank Indulge Credit Card

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Joining Fee 75000 + Tax
Renewal Fee 10000 + Tax

  • Premium card with 22K gold inlay and no pre-set spending limit.
  • 1.5% reward points on all spends, redeemable 1:1 for cashback.
  • Low forex markup fee of 1.8% on international transactions.
  • Unlimited golf games and lessons, plus 4 premium golf games per month.
  • Buy 1 Get 1 offer on BookMyShow tickets, plus extra discounts on F&B.
  • Dining discounts up to ₹6,000 per year via EazyDiner.
  • 4 complimentary international lounge visits per quarter.
  • 1% fuel surcharge waiver on petrol transactions.
  • Annual fee waiver on spending ₹10 lakh or more in a year.
  • Additional VISA benefits: fast-track immigration, airport limo discounts, and more.

IndusInd Bank Avios Visa Infinite Credit Card

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Joining Fee 10000 + Tax
Renewal Fee 5000 + Tax

Standard Super Value Titanium Credit Card

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Joining Fee 750 + Tax
Renewal Fee 750 + Tax

  • 5% cashback on fuel spends up to Rs. 2,000 (max Rs. 100 per transaction; Rs. 200 per month)
  • 5% cashback on utility bill payments of Rs. 750 or more (max Rs. 100 per month)
  • 5% cashback on phone bill payments above Rs. 750 (max Rs. 100 per month)
  • 1 reward point for every Rs. 150 spent on other categories
  • Reward points redeemable via Standard Chartered Bank’s Rewards Catalogue
  • Complimentary Super Value Titanium for Premium Banking customers

Indian Navy Varunah BoB Credit Card

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Joining Fee 2499 + Tax
Renewal Fee 2499 + Tax