Best Travel Credit Cards in 2025
Travel credit cards are made for people who travel often. These cards help you save money on flight tickets, hotel bookings, and other travel expenses. With these cards, you can get free flight tickets, earn air miles, enjoy discounts on travel websites, access airport lounges for free, get travel insurance, and more. Some cards are partnered with airlines or travel websites, while others give you rewards or air miles on your spending. To help you choose the best one, here is a list of the top travel credit cards in India.
Kotak IndiGo 6E Rewards Credit Card
Joining Fee
₹700 + Tax
Renewal Fee
₹700 + Tax
IndusInd Bank Platinum Credit Card
Joining Fee
₹0 + Tax
Renewal Fee
₹0 + Tax
Welcome Benefits
Luxe Gift Card and vouchers of top brands, including The Postcard Hotel, Montblanc, Amazon, Flipkart, Apollo Pharmacy, Uber, Ola, Pantaloons, Bata, and more.
- Lifetime free credit card
- Earn reward points on all transactions, including UPI spends (RuPay variant)
- Redeem points for cashback, airline miles, or rewards catalogue items
- Fuel surcharge waiver on petrol purchases
- Welcome gift vouchers from top brands
- Travel insurance coverage up to ₹25 lakh
WorldMiles Credit Card
Joining Fee
₹15000 + Tax
Renewal Fee
₹0 + Tax
Standard Chartered Rewards Credit Card
Joining Fee
₹0 + Tax
Renewal Fee
₹1000 + Tax
- Up to 8X reward points on retail spends (4X base + 4X bonus on spends above Rs. 20,000/month)
- 1X reward point on insurance and government payments
- Bonus 4X rewards capped at 2,000 points per month
- 4 complimentary domestic airport lounge visits per year (1 per quarter)
- 1% fuel surcharge waiver up to Rs. 400 per month on fuel spends of Rs. 400–2,000
- Renewal fee reversal on spending Rs. 1.5 lakh in the previous year
Standard Chartered Priority Visa Infinite Credit Card
Joining Fee
₹0 + Tax
Renewal Fee
₹0 + Tax
- 5 reward points per Rs. 100 on international and retail spends
- 2 reward points per Rs. 100 on other categories
- 4 complimentary domestic lounge visits per quarter
- 2 complimentary international lounge visits per month via Priority Pass
- Overseas air accident cover up to Rs. 1 Crore
- Medical insurance coverage worth USD 25,000
- Lifetime free for Priority Banking customers
Standard Chartered DigiSmart Credit Card
Joining Fee
₹49 + Tax
Renewal Fee
₹49 + Tax
- Ola: 15% cashback (up to ₹600/month) on cab rides.
- Myntra: 20% discount (up to ₹700/month).
- Grofers (Blinkit): 10% off (up to ₹1,000/month) with code DIGISMART.
- Zomato: 10% discount (up to ₹150/transaction, 5 transactions/month) with code DIGISMART.
- INOX: Buy 1 Get 1 free movie tickets on weekends (2 times/month, max ₹200/transaction).
- Yatra: Up to 25% off on travel and hotel bookings.
IRCTC BoB Rupay Credit Card
Joining Fee
₹500 + Tax
Renewal Fee
₹300 + Tax
Welcome Benefits
1,000 bonus reward points on a single transaction of Rs. 1,000 or more within 45 days of card issuance
- Joining Benefit: 1,000 bonus reward points on a transaction of Rs. 1,000+ within 45 days
- Rewards: Up to 40 points per Rs. 100 on IRCTC bookings; 4 points per Rs. 100 on groceries; 2 points per Rs. 100 on other spends
- Lounge Access: 4 railway lounges per year
- EMI Option: Convert Rs. 2,500+ purchases into 6–36 month EMIs
- Fuel Benefit: 1% surcharge waiver on fuel transactions Rs. 500–3,000 (max Rs. 100/month)
- Add-On Cards: Up to 3 lifetime free cards
- Zero Lost Card Liability: Immediate reporting ensures no fraud liability
Emirates Skywards Rubyx Credit Card
Joining Fee
₹1000 + Tax
Renewal Fee
₹1000 + Tax
Welcome Benefits
Complimentary Emirates Blue Tier Membership on joining.
- Earn up to 1.5 Skywards Miles on every Rs. 100 spent
- Redeem Skywards Miles for flights and travel bookings on Emirates.com
- Complimentary domestic airport lounge access
- 25% off on movie tickets via BookMyShow
- Enjoy exclusive dining discounts and offers
- 1% fuel surcharge waiver on all fuel transactions