Best Travel Credit Cards in 2025
Travel credit cards are made for people who travel often. These cards help you save money on flight tickets, hotel bookings, and other travel expenses. With these cards, you can get free flight tickets, earn air miles, enjoy discounts on travel websites, access airport lounges for free, get travel insurance, and more. Some cards are partnered with airlines or travel websites, while others give you rewards or air miles on your spending. To help you choose the best one, here is a list of the top travel credit cards in India.
IDFC FIRST Bank Private Credit Card
Joining Fee
₹50000 + Tax
Renewal Fee
₹50000 + Tax
Welcome Benefits
Get 1,00,000 bonus reward points worth Rs. 25,000, plus complimentary Club ITC Culinaire Select and Accor Plus Explorer memberships.
- 0% forex markup on international transactions
- Unlimited lounge and spa access for primary, add-on cardholders, and accompanying guests
- 1,00,000 bonus reward points worth ₹25,000 with premium hotel memberships
- Up to ₹18,000 off yearly on BookMyShow entertainment bookings
- Visa Infinite benefits like travel insurance, limo transfers, and golf access
IDFC First Bank Ashva Metal Credit Card
Joining Fee
₹2999 + Tax
Renewal Fee
₹2999 + Tax
Welcome Benefits
Get ₹2,000 cashback and 2,500 bonus reward points on initial spends with the Ashva Credit Card.
- ₹2,000 cashback + 2,500 bonus reward points as welcome benefits
- Up to 16 domestic lounge/spa and 8 international lounge visits annually
- 1% low forex markup + free trip cancellation cover up to ₹25,000
- 24 complimentary golf rounds/lessons per year + BOGO movie tickets
- Premium Visa Infinite lifestyle, travel, and dining privileges
IDFC HPCL First Power Plus Credit Card
Joining Fee
₹499 + Tax
Renewal Fee
₹499 + Tax
Welcome Benefits
₹500 gift voucher on first HPCL fuel transaction and 5% cashback up to ₹1,000 on first EMI conversion.
- Attractive introductory benefits with total value up to Rs. 1,650
- Includes lifestyle privileges across travel, movies, and roadside assistance
- 0% interest on cash withdrawals till the due date
- Potential annual savings of up to Rs. 18,500 — equivalent to over 175 litres of fuel
IDFC FIRST WoW Credit Card
Joining Fee
₹0 + Tax
Renewal Fee
₹0 + Tax
- Lifetime free credit card with no joining or annual fees
- Secured card issued against a fixed deposit of Rs. 20,000
- Zero forex markup fee on international transactions
- No income proof or credit history required to apply
- Earn up to 4X reward points and 6.3% p.a. interest on your FD
Flipkart Axis Bank Credit Card
Joining Fee
₹500 + Tax
Renewal Fee
₹500 + Tax
Welcome Benefits
Flipkart voucher worth ₹250 on first transaction within 30 days and 50% off (up to ₹100) for new Swiggy users with code “AXISFKNEW”
- Cashback up to 7.5% on Myntra
- 5% cashback on Flipkart & Cleartrip
- 4% cashback on partner merchants (cult.fit, PVR, Swiggy, Uber)
- 1% base cashback on other spends
- Welcome benefits: Flipkart voucher Rs. 250 & 50% off on Swiggy for new users
- Fuel surcharge waiver: 1% on transactions ₹400–₹4,000
- Dining discounts: Up to 15% at 10,000+ partner restaurants
- EMI conversion on transactions above ₹2,500
InterMiles IndusInd Voyage Credit Card
Joining Fee
₹2000 + Tax
Renewal Fee
₹2000 + Tax
Axis Bank Atlas Credit Card
Joining Fee
₹5000 + Tax
Renewal Fee
₹5000 + Tax
1. Earn 2.5X EDGE Miles on all travel spending.2. Enjoy up to 12 international and 18 domestic lounge visits per year.Welcome Benefits
2,500 bonus EDGE Miles as card activation benefit on making the first transaction within 37 days of card setup.
- Earn 5 EDGE Miles per ₹100 on travel spends (up to ₹2 Lakh/month)
- 2 EDGE Miles per ₹100 on other spends and travel above ₹2 Lakh
- Redeem via Axis Travel EDGE or convert to partner airline/hotel points
- Tier-based benefits: Silver, Gold, Platinum with extra lounge access & bonus EDGE Miles
- Welcome benefit: 2,500 EDGE Miles on first transaction within 37 days
Axis Bank Vistara Infinite Credit Card
Joining Fee
₹10000 + Tax
Renewal Fee
₹10000 + Tax
HDFC Diners Club Black Credit Card
Joining Fee
₹10000 + Tax
Renewal Fee
₹10000 + Tax
Welcome Benefits
Complimentary Annual memberships* of Club Marriott, Times Prime, Amazon Prime, MMT BLACK Elite Tier and three-month Swiggy One on spending Rs. 1.5 Lakh within the first 90 days or upon first-year fee realization.
- Complimentary annual memberships like Amazon Prime, Times Prime, Club Marriott, Swiggy One, and MMT Black Elite as welcome benefits, renewed on annual spends of ₹8 Lakh.
- Vouchers from Ola, TataCliQ, BookMyShow, or cult.fit on monthly spends of ₹80,000 or more.
- Earn 5 Reward Points per ₹150 spent (≈3.3% back), 10X points on SmartBuy/partner brands, and 2X on weekend dining.
- 6 complimentary golf games per quarter at premium global courses.
- Unlimited airport lounge access at 1,000+ domestic and international lounges.
- Low forex markup fee of 2% on international transactions.
- Extensive travel insurance, including air accident cover worth ₹2 Crore.
IndusInd Bank Samman RuPay Credit Card
Joining Fee
₹0 + Tax
Renewal Fee
₹199 + Tax
American Express SmartEarn™ Credit Card
Joining Fee
₹495 + Tax
Renewal Fee
₹495 + Tax
Welcome Benefits
Rs. 500 cashback on spending Rs. 10,000 in the first 90 days
- Get a welcome bonus of ₹500 cashback on spending ₹10,000 within the first 3 months.
- Earn 10X reward points on Flipkart, BookMyShow, Ajio, Nykaa, Uber, and other partners.
- Get 5X reward points on purchases from Amazon.
- Renewal fee waived on annual spends of over ₹40,000.
- Earn 1 reward point for every ₹50 spent on other purchases.
SBI IRCTC Platinum Credit Card
Joining Fee
₹500 + Tax
Renewal Fee
₹500 + Tax
Welcome Benefits
Get 350 bonus reward points (worth Rs. 350) after your first successful transaction of Rs. 500 or more.
Enjoy Rs. 100 cashback on your first ATM cash withdrawal within 30 days of receiving the card.
- 350 bonus reward points on first transaction of Rs. 500+
- 10% value back on AC1, AC2, AC3, and AC Chair Car railway ticket bookings via IRCTC
- 4 complimentary railway lounge visits per year
- 1% fuel surcharge waiver on fuel spends between Rs. 500 and Rs. 3,000
- Balance transfer and Flexipay options available for easier payment management
Kotak NRI Royale Signature Credit Card
Joining Fee
₹0 + Tax
Renewal Fee
₹1000 + Tax
American Express Platinum ReserveSM Credit Card
Joining Fee
₹10000 + Tax
Renewal Fee
₹10000 + Tax
Welcome Benefits
11,000 bonus Membership Rewards Points on the payment of first year’s annual fee and on spending Rs. 30,000 within 90 days of card membership
- Complimentary hotel memberships (Taj Epicure & Accor Plus)
- Free domestic & international lounge access
- Golf privileges at select courses
- Monthly milestone vouchers on ₹50,000+ spend
- 3X reward points on select brands
- Dining discounts at partnered restaurants
- 24×7 concierge service for travel & lifestyle needs
SBI Bank Prime Credit Card
Joining Fee
₹2999 + Tax
Renewal Fee
₹2999 + Tax
Welcome Benefits
Receive a ₹3,000 welcome e-gift voucher from Yatra, Pantaloons, Shoppers Stop, Bata, and more brands.
- SBI PRIME Credit Card is a premium credit card ideal for frequent travelers and online shoppers.
- Get a welcome e-gift voucher worth ₹3,000 on card activation.
- Enjoy a rewarding PRIME Reward Points system for everyday and lifestyle spends.
- Spend ₹50,000 in a quarter and get a Pizza Hut voucher worth ₹1,000.
- Spend ₹3 lakh or more in a year and get your annual fee waived.