Credit Card Documents Required

Updated on April 20, 2026

Author: MybankingTips Team

As the demand for credit cards rises, banks and financial institutions are offering cards with various features and benefits. However, when applying for a credit card, you need to submit specific documents for verification. The documents and eligibility criteria can vary between banks and different types of cards. Below are some common documents typically required:

Documents Required For Students

Proof of Age	Birth certificate, Passport, Voter ID card, 10th standard school certificate
Proof of Enrollment	Admission Slip, College ID Card, Study certificate from the respective college or university
Proof of Address	Passport, Driving License, Voter’s ID Card, Ration Card, Utility Bills (not more than 3 months old)
Proof of Identity	Aadhaar Card, PAN Card, Passport, Voter’s ID Card, Driving License

Documents for Resident Self-employed Businessmen / Professionals

Proof of Identity	Aadhaar Card, Passport, Voter’s ID Card, Driving License, Ration Card, PAN Card, Arms License, Freedom Fighter’s ID Card or any other photo ID proof duly signed by a Gazetted Officer and legally accepted in the country
Proof of Income	Bank Statement (last 6 months), Salary Slip (last 3 months), Form-16, ITR, Certified financial documents, Proof of business continuity
Proof of Address	Aadhaar, Passport, Driving License, Lease/Rent Agreement, Property Documents, Voter’s ID Card, Ration Card, Utility Bills (not more than 3 months old), any other address proof legally accepted in the country

Find The Credit Card With The Best Benefits for You

Documents for Resident Salaried Individuals

Proof of Identity	Aadhaar Card, PAN Card, Voter’s ID Card, Driving License, Ration Card, Passport, Arms License, Freedom Fighter’s ID Card or any other photo ID proof duly signed by a Gazetted Officer and legally accepted in the country
Proof of Address	Aadhaar, Voter’s ID Card, Ration Card, Passport, Driving License, Lease/Rent Agreement, Property Documents, Utility Bills (not more than 3 months old), any other address proof legally accepted in the country
Proof of Income	Bank Statement (last 6 months), Salary Slip (last 3 months), Form-16, ITR, etc.

Credit Card Eligibility Criteria for Different Banks

Credit Card Eligibility for Top Providers
SBI Credit Card Eligibility	RBL Bank Credit Card Eligibility	ICICI Credit Card Eligibility
Kotak Mahindra Credit Card Eligibility	PNB Credit Card Eligibility	YES Bank Credit Card Eligibility
Axis Bank Credit Card Eligibility	HSBC Credit Card Eligibility	Standard Chartered Credit Card Eligibility
HDFC Credit Card Eligibility	American Express Credit Card Eligibility	Citibank Credit Card Eligibility

Frequently Asked Questions

Birth certificates, passports, voter ID cards, and Class X mark sheets are all acceptable forms of identification. Customers can choose any one of these documents to submit to the bank for verification purposes.

FATF stands for Financial Action Task Force. If an NRI customer resides in a country that is a member of FATF, they have the convenience of attesting their documents through an overseas banker licensed to operate in that country. This is an added benefit for customers in FATF countries. However, in non-FATF affiliated countries, all customer documents, including originals, must be attested by a foreign notary or an Indian Consulate