As the demand for credit cards rises, banks and financial institutions are offering cards with various features and benefits. However, when applying for a credit card, you need to submit specific documents for verification. The documents and eligibility criteria can vary between banks and different types of cards. Below are some common documents typically required:
| Proof of Age | Birth certificate, Passport, Voter ID card, 10th standard school certificate |
| Proof of Enrollment | Admission Slip, College ID Card, Study certificate from the respective college or university |
| Proof of Address | Passport, Driving License, Voter’s ID Card, Ration Card, Utility Bills (not more than 3 months old) |
| Proof of Identity | Aadhaar Card, PAN Card, Passport, Voter’s ID Card, Driving License |
| Proof of Identity | Aadhaar Card, Passport, Voter’s ID Card, Driving License, Ration Card, PAN Card, Arms License, Freedom Fighter’s ID Card or any other photo ID proof duly signed by a Gazetted Officer and legally accepted in the country |
| Proof of Income | Bank Statement (last 6 months), Salary Slip (last 3 months), Form-16, ITR, Certified financial documents, Proof of business continuity |
| Proof of Address | Aadhaar, Passport, Driving License, Lease/Rent Agreement, Property Documents, Voter’s ID Card, Ration Card, Utility Bills (not more than 3 months old), any other address proof legally accepted in the country |
| Proof of Identity | Aadhaar Card, PAN Card, Voter’s ID Card, Driving License, Ration Card, Passport, Arms License, Freedom Fighter’s ID Card or any other photo ID proof duly signed by a Gazetted Officer and legally accepted in the country |
| Proof of Address | Aadhaar, Voter’s ID Card, Ration Card, Passport, Driving License, Lease/Rent Agreement, Property Documents, Utility Bills (not more than 3 months old), any other address proof legally accepted in the country |
| Proof of Income | Bank Statement (last 6 months), Salary Slip (last 3 months), Form-16, ITR, etc. |
Yes, these documents serve to confirm your identity, income, and residential address. Banks require these documents to ensure compliance and will not proceed with applications from individuals who fail to provide the necessary verification.
Birth certificates, passports, voter ID cards, and Class X mark sheets are all acceptable forms of identification. Customers can choose any one of these documents to submit to the bank for verification purposes.
FATF stands for Financial Action Task Force. If an NRI customer resides in a country that is a member of FATF, they have the convenience of attesting their documents through an overseas banker licensed to operate in that country. This is an added benefit for customers in FATF countries. However, in non-FATF affiliated countries, all customer documents, including originals, must be attested by a foreign notary or an Indian Consulate.
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