Top Online Shopping Credit Cards in India for 2026

As more people prefer online shopping instead of visiting stores, the need for online shopping credit cards is growing. Whether it’s gadgets, groceries, or daily essentials, shoppers now want rewards for their online spending. To meet this demand, top credit card companies offer special cards with great benefits for online purchases. Some of these cards give extra rewards on partner websites, while others offer cashback or points on all online spending. To help you find the right one, here is a list of the best online shopping credit cards in India.

SBI Prime Credit Card

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Joining Fee

₹2999 + GST

Annual Fee

₹2999 + GST

Rewards Type

Both

Best For

Travel | Shopping | Reward

Reward Key Benefits

Earn 20 reward points per ₹100 on birthday spends
Earn 10 reward points per ₹100 on dining, groceries, departmental stores and movies
Earn 2 reward points per ₹100 on other spends (excluding fuel)

SBI PRIME Credit Card is a premium credit card ideal for frequent travelers and online shoppers.
Get a welcome e-gift voucher worth ₹3,000 on card activation.
Enjoy a rewarding PRIME Reward Points system for everyday and lifestyle spends.
Spend ₹50,000 in a quarter and get a Pizza Hut voucher worth ₹1,000.
Spend ₹3 lakh or more in a year and get your annual fee waived.

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Best Shopping Credit Cards in India for 2026

Here is list of top Shopping credit cards along with detailed benefits and fees & charges.

1. SBI Prime Credit Card

Joining Fee: Rs. 2999 + GST

Annual Fee: Rs. 2999 + GST

Key Features and Benefits:

Earn 20 reward points per ₹100 on birthday spends
Earn 10 reward points per ₹100 on dining, groceries, departmental stores and movies
Earn 2 reward points per ₹100 on other spends (excluding fuel)
Get a ₹3,000 welcome voucher from brands like Bata, Hush Puppies, Yatra, Pantaloons and Shoppers Stop
Get complimentary Club Vistara Silver membership
Enjoy 4 international and 8 domestic lounge visits per year (max 2 per quarter)
Earn 9 Club Vistara points per ₹100 on Vistara flight bookings

Note: SBI Card PRIME is a premium credit card best suited for high spenders who frequently shop in lifestyle categories and travel often. With 5X reward points on dining, movies, groceries, and departmental store spends, along with milestone benefits worth up to ₹11,000 and complimentary lounge access, it offers solid value for users who spend ₹5 lakh or more annually.

Explore Other Shopping Credit Cards