Best Dining Credit Cards in 2025
If you love eating out or are a foodie, a dining credit card can help you save more on your restaurant bills. The right card can get you discounts, free memberships, and special dining offers at partner restaurants. But with so many options available, choosing the best one can be confusing. To make it easier for you, here is a list of the best dining credit cards in India that offer great value and savings on your dining expenses.
Bank of Baroda Select Credit Card
Joining Fee
₹750 + Tax
Renewal Fee
₹750 + Tax
- Lifetime free credit card with no joining or annual fee.
- Earn 5x reward points on departmental stores, movies, and grocery spends (up to monthly cap).
- 1 reward point on every Rs. 100 spent on other categories.
- Redeem reward points for cashback or other available options.
- Instant EMI facility on purchases of Rs. 2,500 and above.
- 1% fuel surcharge waiver on transactions between Rs. 400–5,000.
Axis Bank My Wings Credit Card
Joining Fee
₹0 + Tax
Renewal Fee
₹1200 + Tax
ICICI Amazon Pay Credit Card
Joining Fee
₹0 + Tax
Renewal Fee
₹0 + Tax
Welcome Benefits
Welcome rewards of Rs.1,700 along with three months free EazyDiner Prime Membership of Rs.1,095
- Lifetime free card – no joining or annual fees.
- Unlimited reward points on every spend, with no cap.
- 5% cashback on Amazon purchases for Prime members
- 3% cashback on Amazon purchases for Non-Prime members
- Cashback applicable only on Amazon India (amazon.in) transactions
- 2% cashback at 100+ Amazon Pay partner merchants
- 1% cashback on all other retail spends
- Reward points auto-converted to Amazon Pay balance (1 Point = ₹1)
- No expiry on reward points once credited to Amazon Pay balance
Manchester United Platinum Credit Card
Joining Fee
₹499 + Tax
Renewal Fee
₹499 + Tax
Welcome Benefits
The new users get a Manchester United branded football as a welcome gift. The football is given only if they have made 3 transactions of minimum Rs. 1,000 each within the first 3 months after the card issuance.
- Earn 2 Reward Points on every Rs. 100 spent on domestic and international transactions.
- Earn 3 Reward Points per Rs. 100 spent on Manchester United match days.
- Get a complimentary Manchester United branded football as a welcome gift.
- Enjoy 1 complimentary domestic lounge access per quarter.
- Avail exclusive dining discounts at partner restaurants through the ICICI Bank Culinary Treats program.
Axis Magnus Premium Credit Card
Joining Fee
₹12500 + Tax
Renewal Fee
₹12500 + Tax
Swiggy HDFC Credit Card
Joining Fee
₹500 + Tax
Renewal Fee
₹500 + Tax
Welcome Benefits
Complimentary 3 months Swiggy One membership on card activation.
- 10% Cashback on Swiggy: Food, Instamart, Dineout, and Genie (monthly cap ₹1,500).
- 5% Cashback on Online Spends: Across select online categories (monthly cap ₹1,500).
- 1% Cashback on Other Purchases: Including offline spends (monthly cap ₹500).
- Complimentary Swiggy One: 3-month membership on activation.
- Travel Discount: 6% off on flights and intercity bus bookings via Paytm Travel.
- Golf Benefits (Mastercard): 4 complimentary green fees + 12 lessons per year; 50% off extra rounds.
- Annual Fee Waiver: Spend ₹2 lakh/year to waive fee (excludes cash, balance transfers).
- Zero Lost Card Liability: Report lost card to avoid fraudulent charges.
PVR INOX Kotak Credit Card
Joining Fee
₹0 + Tax
Renewal Fee
₹499 + Tax
Kotak Cashback+ Credit Card
Joining Fee
₹750 + Tax
Renewal Fee
₹750 + Tax
American Express Membership Rewards® Credit Card
Joining Fee
₹1000 + Tax
Renewal Fee
₹4500 + Tax
Welcome Benefits
4,000 Membership Rewards Points on the payment of joining fee and on spending Rs. 15,000 in the first 90 days of cardmembership
- Earn 1 Membership Rewards Point for every ₹50 spent (except on fuel, insurance, utilities, cash transactions, and EMI conversions at POS).
- 100%: Spend ₹1,50,000 or more in a year to get the annual renewal fee of ₹4,500 waived completely.
- 50%: Spend between ₹90,000 and ₹1,49,999 in a year to get 50% off on the renewal fee.
EazyDiner IndusInd Bank Signature Credit Card
Joining Fee
₹1999 + Tax
Renewal Fee
₹1999 + Tax
RBL Bank BankBazaar SaveMax Credit Card
Joining Fee
₹0 + Tax
Renewal Fee
₹0 + Tax
RBL Bank Savemax Pro Credit Card
Joining Fee
₹1499 + Tax
Renewal Fee
₹1499 + Tax
TVS Credit RBL Bank Gold Credit Card
Joining Fee
₹1500 + Tax
Renewal Fee
₹1500 + Tax
Welcome Benefits
6,000 bonus RP on the first transaction within 30 days from card issuance.
- Joining Fee: ₹1,500 + taxes
- Welcome Benefit: 6,000 Reward Points on first transaction (1 RP = ₹0.25)
- Reward Rate: 10 RP/₹100 on international spends, 2 RP/₹100 on domestic/everyday spends
- Milestone Benefits: 6,000 RP on annual spend of ₹2.5 lakh; quarterly vouchers on ₹50,000 spend
- Dining Perks: 5% cashback on EazyDiner transactions, capped at ₹250/month
- Airport Lounge Access: Domestic and international lounges based on quarterly spend
- Fuel Surcharge Waiver: 1% on ₹400–₹5,000, max ₹100/month
Zomato Edition Classic Credit Card
Joining Fee
₹500 + Tax
Renewal Fee
₹500 + Tax
Welcome Benefits
500 Edition Cash credited instantly + complimentary Zomato Pro membership.
- 500 Edition Cash as welcome benefit + complimentary annual Zomato Pro membership
- Earn 5 Edition Cash/₹100 on Zomato & Blinkit, 1 Edition Cash/₹100 on other spends
- Redeem Edition Cash on Zomato app/website or against card statement balance
- 2,000 bonus Edition Cash on achieving annual milestone spend
Axis Privilege Visa Credit Card
Joining Fee
₹1500 + Tax
Renewal Fee
₹1500 + Tax