Best Dining Credit Cards in 2025
If you love eating out or are a foodie, a dining credit card can help you save more on your restaurant bills. The right card can get you discounts, free memberships, and special dining offers at partner restaurants. But with so many options available, choosing the best one can be confusing. To make it easier for you, here is a list of the best dining credit cards in India that offer great value and savings on your dining expenses.
Axis Vistara Signature Credit Card
Joining Fee
₹3000 + Tax
Renewal Fee
₹3000 + Tax
Welcome Benefits
Get 1 Vistara Premium Economy Ticket & Club Vistara Silver Membership.
- Up to 5 complimentary Premium Economy tickets per year (welcome + milestone benefits)
- 4 CV Points per Rs. 200 spent across all eligible categories
- Complimentary Club Vistara Silver membership
- Lounge access: 2 domestic visits per quarter on minimum spends
- Dining discounts: 25% off up to Rs. 800 via EazyDiner
- 3 complimentary golf rounds per year
- Travel insurance coverage on purchases, lost card, baggage, and travel delays
SBI SimplySAVE Credit Card
Joining Fee
₹499 + Tax
Renewal Fee
₹499 + Tax
Welcome Benefits
Get 2,000 bonus reward points on spending ₹2,000 or more within 60 days of card issuance.
- Earn 10X reward points on dining, movies, groceries & department store spends
- Get 1 reward point for every ₹100 spent on other purchases
- Receive 2,000 bonus points on spending ₹2,000 in the first 60 days
- Spend ₹1 lakh in a year to waive the renewal fee
- Use the card at over 24 million outlets worldwide
Axis Neo Credit Card
Joining Fee
₹250 + Tax
Renewal Fee
₹250 + Tax
Welcome Benefits
Get 100% cashback up to ₹300 on your first utility bill payment within 30 days.
- ₹250 joining fee
- Exclusive partner offers on Amazon, Zomato, Blinkit, Myntra
- Free Zee5 subscription
- Axis Bank dining delights – 15% off on select restaurants
- 1% fuel surcharge waiver on spends between ₹400 and ₹4,000
Axis Bank AURA Credit Card
Joining Fee
₹749 + Tax
Renewal Fee
₹749 + Tax
Axis Bank Pride Platinum Credit Card
Joining Fee
₹0 + Tax
Renewal Fee
₹250 + Tax
Axis Bank Pride Signature Credit Card
Joining Fee
₹0 + Tax
Renewal Fee
₹500 + Tax
HDFC Bank Freedom Credit Card
Joining Fee
₹500 + Tax
Renewal Fee
₹500 + Tax
Welcome Benefits
500 CashPoints after the payment of joining and renewal fee.
- 10X CashPoints on BigBasket, BookMyShow, OYO, Swiggy & Uber (up to 2,500 CashPoints/month)
- 1 CashPoint/₹150 on other eligible spends
- 500 CashPoints as welcome/renewal benefit
- Annual Fee Waiver on spending ₹50,000 in a year
- Dining Discounts: Up to 20% off via Swiggy Dineout
- Fuel Surcharge Waiver: 1% on ₹400–₹5,000, max ₹250/month
- Low Annual Fee: ₹500 + taxes
Manchester United Signature Credit Card
Joining Fee
₹2499 + Tax
Renewal Fee
₹2499 + Tax
Welcome Benefits
New users are provided with a welcome gift in the form of a Manchester United branded football and holdall bag.
- Welcome Gift: Manchester United branded holdall and football.
- Earn up to 5 Reward Points on every Rs. 100 spent.
- 2 complimentary domestic lounge accesses per quarter.
- Top 18 spenders enjoy the exclusive “Manchester United Experience.”
- 25% off (up to Rs. 150) on movie tickets at BookMyShow & INOX.
- 15%+ discount on dining at partner restaurants.
- 1% fuel surcharge waiver at HPCL fuel stations.
- Annual fee waiver based on spending.
Kotak Royale Signature Credit Card
Joining Fee
₹1499 + Tax
Renewal Fee
₹999 + Tax
- 2X Rewards: Earn 4 points per Rs. 150 on travel, dining, and shopping spends
- Milestone Benefits: Up to 30,000 bonus reward points on annual spends of Rs. 4 Lakh & 8 Lakh
- Lounge Access: Up to 8 complimentary domestic lounge visits per year
- Annual Fee Waiver: Waive annual fee on spending Rs. 1 Lakh in a year
- Surcharge Waivers: 1% fuel surcharge (up to Rs. 3,500/year) and railway surcharge waiver (up to Rs. 500/year)
EazyDiner IndusInd Platinum Credit Card
Joining Fee
₹0 + Tax
Renewal Fee
₹0 + Tax
RBL Bank Cookies Credit Card
Joining Fee
₹100 + Tax
Renewal Fee
₹100 + Tax
Welcome Benefits
Voucher worth Rs. 1,000 that is redeemable on Amazon, Myntra, Croma, Flipkart or Shoppers Stop.
- Annual Fee: Rs. 500 (waived on spending Rs. 1 lakh annually)
- Monthly Fee: Rs. 50 (waived on monthly spends of Rs. 5,000)
- Cashback: 10% on Myntra, Zomato & Uber spends
- Movie Benefits: Up to Rs. 300 off per month on BookMyShow (max Rs. 3,600 per year)
- Milestone Benefits: Worth up to Rs. 6,000 annually
- Rewards: 5X points online, 1X points offline (exclusions apply)
- Reward Value: 1 RP = up to Rs. 0.20
Standard Chartered Platinum Rewards Credit Card
Joining Fee
₹250 + Tax
Renewal Fee
₹250 + Tax
Welcome Benefits
Joining fee waiver on spending Rs. 500 or more within 30 days of card issuance1
- 5 reward points per Rs. 150 spent on dining and fuel, with no monthly cap
- 1 reward point per Rs. 150 spent on other categories
- Reward points redeemable at Rs. 0.25 per point
- Joining fee of Rs. 250 waived on spending Rs. 500 within 30 days
- Instant approval without documentation
- Contactless card for faster and convenient payments
Standard Chartered DigiSmart Credit Card
Joining Fee
₹49 + Tax
Renewal Fee
₹49 + Tax
- Ola: 15% cashback (up to ₹600/month) on cab rides.
- Myntra: 20% discount (up to ₹700/month).
- Grofers (Blinkit): 10% off (up to ₹1,000/month) with code DIGISMART.
- Zomato: 10% discount (up to ₹150/transaction, 5 transactions/month) with code DIGISMART.
- INOX: Buy 1 Get 1 free movie tickets on weekends (2 times/month, max ₹200/transaction).
- Yatra: Up to 25% off on travel and hotel bookings.
ICICI Platinum Chip Credit Card
Joining Fee
₹0 + Tax
Renewal Fee
₹0 + Tax
Welcome Benefits
Earn PAYBACK Points on every transaction with your ICICI Bank Platinum Chip Credit Card.
- Earn 2 Reward Points for every Rs. 100 spent on retail transactions.
- Earn 1 Reward Point for every Rs. 100 spent on insurance and utility payments.
- 1% fuel surcharge waiver at HPCL petrol pumps on fuel transactions of Rs. 400 to Rs. 4,000.
- Enjoy up to 15% discount on dining through the ICICI Bank Culinary Treats Programme.
- Annual fee waiver available on meeting spend criteria.
Axis My Zone Credit Card
Joining Fee
₹500 + Tax
Renewal Fee
₹500 + Tax
Welcome Benefits
Get complimentary 1-year SonyLIV Premium subscription on card activation within 30 days of issuance.
- ₹500 annual fee
- Buy 1 Get 1 free movie ticket (up to ₹200/month via District by Zomato)
- Rs. 120 off on Swiggy orders (twice a month)
- Complimentary SonyLIV Premium annual subscription
- Fuel surcharge waiver (1% on transactions ₹400–₹4,000)
- 15% off on dining via Axis Bank Dining Delights (up to ₹500/month)