Best Airport Lounge Access Credit Cards in 2025

• 1% fuel surcharge waiver on all fuel purchases at any fuel station in India
• 3X reward points on all international spends
• 2 complimentary international lounge visits per year
• Up to 15% discount at partner hotels under the FedDelights program
• 3X reward points on travel spends

• Lifetime free or low annual fee credit card
• Earn reward points on selected categories: 3X on Health & Grocery, 2X on Utilities, 1X on all other spends
• Welcome benefit: Amazon Pay e-voucher worth Rs. 400 on spending Rs. 5,000 within 30 days
• Milestone benefits: Big Basket vouchers on quarterly spends of Rs. 50,000
• Fuel benefit: 1% fuel surcharge waiver at all fuel stations in India
• Entertainment benefit: Buy 1 Get 1 free INOX movie ticket

• 10X reward points on all birthday transactions
• 1 reward point for every ₹100 spent
• Complimentary domestic airport lounge access
• Up to 20% discount at 1,500+ restaurants across India

• Get 5,000 reward points on payment of the joining fee.
• Earn ₹1,000 cashback up to 4 times on transactions above ₹1,000 within 60 days of virtual card setup (joining fee must be paid).
• Zero forex mark-up fee on international transactions.
• Earn 5X reward points on monthly spends below ₹20,000.
• Earn 10X reward points on monthly spends above ₹20,000 or on your birthday.

• Earn 30 Reward Points per ₹100 on Air India bookings made via airindia.in or the Air India app
• 4 complimentary domestic airport lounge visits per quarter
• Lounge access at select MasterCard & Visa lounges across India
• Convert reward points to Air India Flying Returns miles
• Low 1.99% foreign currency markup on international transactions

• Earn 4 Reward Points on every ₹150 spent (1 RP = 1 Air Mile or ₹0.50)
• Redeem points with leading airlines like British Airways, InterMiles, KrisFlyer, and Club Vistara
• Enjoy 6 complimentary airport lounge visits at 1,000+ lounges worldwide
• Get up to 15% discount at 1,400+ premium restaurants globally
• Convert reward points into air miles for easy travel redemptions
• Annual fee waived on spends of ₹1 lakh in a calendar year
• Travel concierge service for flight, hotel, and dining bookings
• Insurance coverage including ₹1 crore air accident cover, ₹25 lakh emergency medical cover, ₹9 lakh credit liability, and ₹50,000 baggage delay cover

• Welcome benefit of 10,000 Membership Reward Points (redeemable for travel vouchers).
• Travel milestone benefits – Taj voucher worth ₹10,000 on annual spends of ₹4 Lakh.
• Value-back on spends through Membership Reward Points.
• Redeem points for flights, hotels, or shopping via Amex Travel portal.
• Domestic travel-focused benefits, ideal for frequent Indian travelers.
• Complimentary access to airport lounges in India.
• Annual fee offset with milestone rewards and travel vouchers.
• Additional rewards on reaching higher annual spending thresholds.

• Welcome gift: Rs. 3,000 MakeMyTrip voucher.
• Rewards: 2X on regular spends, 5X on travel.
• Lounge Access: 2 domestic + 2 international Priority Pass visits.
• Milestone rewards up to Rs. 10,000 gift cards and 25,000 bonus points.
• 0% forex markup fee.
• Fuel surcharge waiver: Rs. 250/month.
• Travel insurance included.

• ₹3,000 MakeMyTrip voucher as welcome benefit
• 10 RP/₹100 on international spends, 5 RP/₹100 on domestic spends
• Milestone perks: 10,000 bonus points at ₹5L spends, +10,000 travel points at ₹8L spends
• 2 free domestic airport lounge visits/quarter
• 6 free international lounge visits/year via Priority Pass
• 2 free railway lounge visits/quarter
• 4 complimentary golf rounds/year + 1 free lesson/month

• 15 reward points on dining, travel, and international spends; 3 points on other purchases
• Joining fee waived on Rs. 25,000 spend in 60 days; annual fee waived on Rs. 2.5 lakh spend
• 1% fuel surcharge waiver (up to Rs. 250/month)
• Free memberships: Amazon Prime, Disney+ Hotstar, Gaana Plus, Swiggy One, Fitpass Pro
• Low 2% forex fees
• Unlimited domestic lounge access
• Quarterly discounts on Nykaa, Flipkart, Myntra, BookMyShow, BigBasket, and Lakmé Salon
• Complimentary women’s health packages

• Lifetime free credit card
• Get up to 10X reward points on online & offline spends
• Complimentary Amazon Prime, ZEE5 & Cult Fit (based on feature chosen)
• Up to 4 free domestic lounge visits per quarter (based on plan)
• 1% fuel surcharge waiver on spends of ₹400–₹5,000 (with ₹49 quarterly plan)
• 1 reward point = ₹0.25 (redeemable via rewards catalogue)
• Maximum 25,000 reward points per billing cycle (excluding utility spends)

• Earn 10 reward points on every Rs. 100 spent on utility bill payments.
• Enjoy a credit shield cover of up to Rs. 2 lakh.
• Avail 1 complimentary airport lounge access every calendar quarter through the Priority Pass Program at partner lounges.
• Get a one-year Zomato Pro Membership on spending Rs. 50,000 in any calendar month.

500 points on your first purchase within 30 days.
2 points for every ₹100 spent on shopping, utilities, and insurance.
Extra 500 points for spending ₹25,000 and another 500 for ₹50,000 in a quarter.
Use points for travel, shopping, or vouchers.
Minimal annual fee with good value.

• 0% forex markup fee, but lacks other international travel benefits.
• Limited value for overseas holiday bookings.
• Best suited for frequent domestic travelers booking via Ixigo.
• Offers savings through discounts and reward points on Indian travel.

• Lifetime free, entry-level upgrade card.
• Up to 15 Reward Points per ₹100 on groceries, dining, movies, and departmental stores.
• Double points on retail spends from 1st–5th each month.
• Complimentary railway lounge access – 8 visits per year.
• Device protection plan and 1-year extended warranty on electronics.
• 1% fuel surcharge waiver on ₹400–₹5,000 fuel transactions.
• Interest rate: 3.49% per month; cash advance fee: 2.5% or ₹100 (whichever is higher).