Axis Bank Launches Vistara Signature Credit Card for Frequent Flyers

Axis Bank, one of India’s leading private sector banks, has launched a new co-branded travel credit card in collaboration with Club Vistara, India’s premium full-service airline.

The new Axis Bank Vistara Signature Credit Card is designed specifically for frequent flyers and travel enthusiasts, combining the benefits of air miles, flight rewards, and luxury travel experiences into one powerful card.

With this launch, Axis Bank aims to strengthen its position in the premium travel credit card segment, offering an alternative to cards like HDFC Regalia and SBI Air India Signature. The partnership with Club Vistara provides cardholders direct access to India’s most trusted airline loyalty program, making it easier to earn and redeem points for free flight tickets, upgrades, and premium lounge access.

Why Axis Bank Partnered with Vistara

Air travel in India has grown exponentially, and frequent flyers are increasingly looking for cards that turn travel spending into real rewards — not just generic cashback.

Vistara, a joint venture between Tata Sons and Singapore Airlines, has built a reputation for top-tier hospitality and reliability, making it an ideal airline partner for a premium travel credit card.

Through this partnership, Axis Bank is providing a complete travel lifestyle solution — from earning points on everyday spends to redeeming them directly for flight tickets and upgrades on Club Vistara.

According to Axis Bank officials, the card is designed to “reward travel and simplify the journey for customers who live out of a suitcase.”

Key Features and Benefits

The Axis Bank Vistara Signature Credit Card comes packed with features that frequent travelers will love — from complimentary flights to lounge access and elite membership privileges.

1. Complimentary Flight Tickets

  • Get one complimentary Premium Economy ticket as a welcome gift upon joining.
  • Receive up to four complimentary flight tickets every year on achieving spending milestones.
    • ₹1.25 lakh spend: 1 ticket
    • ₹2.5 lakh spend: 1 ticket
    • ₹5 lakh spend: 1 ticket
    • ₹7.5 lakh spend: 1 ticket

That’s a total of five free Premium Economy tickets annually, making it one of the most rewarding travel cards in India.

2. Club Vistara Points (CV Points)

  • Earn 4 CV Points for every ₹200 spent on all transactions (except fuel and wallet loads).
  • CV Points can be redeemed for flights, seat upgrades, and excess baggage on Vistara flights.
  • Points never go to waste — they can also be transferred for partner airline bookings.

As Vistara expands its global network with Tata’s Air India merger, these points are expected to gain even more value in future international routes.

3. Travel and Lounge Benefits

  • 8 complimentary domestic airport lounge visits per year.
  • Access to Priority Pass for international lounge entry.
  • Complimentary airport pickup and drop services in select cities.
  • Travel insurance coverage of up to ₹2.5 crore, including medical emergencies and flight delays.

These perks make the travel experience smooth from start to finish.

4. Milestone Rewards and Spending Benefits

Axis Bank has structured the card to reward consistent spending throughout the year.

  • ₹1.25 lakh annual spend → 1 Premium Economy ticket
  • ₹2.5 lakh annual spend → Another Premium Economy ticket
  • ₹5 lakh annual spend → 1 more free ticket
  • ₹7.5 lakh annual spend → Final ticket + bonus CV Points

That’s worth over ₹40,000 in free flights — more than enough to offset the annual fee.

5. Dining and Lifestyle Privileges

  • Up to 20% off at partner restaurants under the Axis Bank Dining Delights program.
  • Access to EazyDiner Prime membership for exclusive table reservations and discounts.

Complimentary access to golf lessons and rounds at select premium courses in India.

6. Fuel and Utility Savings

  • 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000 across all petrol pumps.
  • Automatic utility bill cashback offers through Axis SmartPay when linked to recurring payments.

7. Insurance and Security

  • Air accident cover: ₹2.5 crore.
  • Lost card liability: ₹3 lakh.
  • Credit shield cover: In case of unforeseen events.

Eligibility and Fees

The Axis Bank Vistara Signature Credit Card targets mid-to-high income professionals and frequent domestic travelers.

Eligibility:

  • Salaried: Minimum annual income ₹9 lakh.
  • Self-employed: Minimum annual income ₹12 lakh.
  • Good credit score (above 750) preferred.

Fees:

  • Joining Fee: ₹3,000 + GST.
  • Annual Fee: ₹3,000 + GST.
  • Welcome Gift: 1 Premium Economy flight ticket + complimentary Club Vistara Silver Tier.

Considering the flight vouchers and reward potential, the fee is well justified for regular flyers.

Reward Redemption

Club Vistara’s reward system is one of the most transparent in India.

Cardholders can redeem CV Points easily via the Club Vistara website or app for:

  • Flight tickets on all Vistara routes.
  • Seat upgrades from Economy to Premium Economy or Business Class.
  • Partner airline bookings (coming soon with Air India integration).

Every CV Point is worth around ₹0.70 to ₹1, depending on the flight route and class.

Club Vistara Silver Tier Benefits

All new cardholders get Club Vistara Silver Membership automatically.

This tier includes:

  • 9 kg extra baggage allowance.
  • Priority check-in and boarding.
  • One-class upgrade voucher.

Bonus points on every flight.

This membership alone makes travel more comfortable, especially for frequent domestic flyers.

Axis Bank Rewards Integration

The card is part of Axis Bank’s Edge Rewards ecosystem, meaning users can link and view their CV Points along with other Axis cards through one interface.

Features include:

  • Real-time points tracking.
  • SmartPay integration for automated payments.
  • Easy access through the Axis Mobile App or Internet Banking.

The technology ensures a seamless digital experience, aligning with Axis Bank’s “One Card, One App” vision.

Design and Technology

The card features a sleek black design with silver accents and dual branding — Axis Bank and Club Vistara.

It supports Visa Signature platform benefits, including:

  • Global acceptance across 200+ countries.
  • Contactless payment support.
  • Fraud protection and tokenized security.

Additionally, users get access to Visa Concierge Services, offering assistance with travel, dining, and event bookings worldwide.

Comparison with Similar Travel Cards

Feature Axis Vistara Signature HDFC Regalia Gold SBI Air India Signature Axis Atlas

Airline Partner

Vistara

None

Air India

Multiple (Airlines & Hotels)

Free Tickets

Up to 5

None

1

None

Lounge Access

8 Domestic

12

8

12

Annual Fee

₹3,000

₹2,500

₹4,999

₹5,000

Rewards Focus

Flights

Cashback/Travel

Miles

Edge Miles

Membership

Club Vistara Silver

None

Flying Returns Silver

None

Clearly, the Vistara Signature Card stands out as the most airline-specific and rewarding option for domestic and regional travelers.

Ideal for Whom

This card is ideal for:

  • Frequent domestic travelers who prefer Vistara flights.
  • Corporate professionals flying multiple times a year.
  • Families who take annual vacations and can use milestone flight vouchers.
  • Existing Axis Bank customers wanting better travel-focused value.

If you spend ₹60,000–₹80,000 monthly across categories, this card offers exceptional returns.

Axis Bank’s Travel Credit Card Strategy

Axis Bank continues to strengthen its travel and rewards portfolio with strategic partnerships.

The Atlas, Vistara Infinite, and now the Vistara Signature Card all serve different traveler segments:

This layered approach ensures Axis can cater to every type of traveler, from budget flyers to luxury globetrotters.

Expert Opinions

Industry analysts note that the Axis–Vistara partnership has been one of the most successful co-branded card programs in India.

With the Indian airline industry rebounding and Vistara’s integration with Air India on the horizon, cardholders may soon enjoy expanded redemption options and global connectivity.

Experts also point out that the milestone-based ticket rewards offer a tangible return — something most cashback or rewards cards lack.

Real Value Estimation

Spend Type Annual Spend CV Points Value (₹)

Flights & Travel

₹3 lakh

6,000

₹4,200

Dining & Lifestyle

₹2 lakh

4,000

₹2,800

Shopping & Bills

₹3 lakh

6,000

₹4,200

Milestone Tickets

4 tickets

₹24,000+

Total Value

₹35,000+ / year

For a ₹3,000 annual fee, that’s an effective 10x value for active flyers.

Future Outlook

With Tata Group’s plans to merge Air India and Vistara into one global airline brand, Axis Bank cardholders could soon enjoy broader flight networks and more redemption flexibility.

The bank may also integrate the Vistara Signature Card into the Axis TravelEdge platform, offering unified reward management for frequent travelers.

Final Thoughts

The Axis Bank Vistara Signature Credit Card offers one of the best value propositions for domestic flyers in India.

From complimentary tickets and lounge access to elite privileges and milestone bonuses, the card transforms frequent travel into tangible rewards.

It’s perfect for those who prefer comfort, convenience, and consistent travel benefits — all without the ultra-premium price tag.

With Axis Bank’s strong digital platform and Vistara’s growing network, this card is set to become a favorite among India’s frequent flyers looking to elevate their travel experience.