ICICI Bank Launches Luxury Rewards Card with Marriott Bonvoy Partnership

ICICI Bank, one of India’s top private sector banks, has introduced a new premium credit card in collaboration with Marriott Bonvoy, the global hospitality loyalty program by Marriott International.

The new ICICI Bank Marriott Bonvoy Credit Card is designed for travelers and luxury lifestyle seekers, combining the global reach of Marriott’s hotel network with ICICI Bank’s strong rewards and digital banking platform.

This launch marks a major step in India’s premium credit card segment, offering cardholders reward points that directly convert into hotel nights, elite status upgrades, dining offers, and travel perks at more than 30 Marriott brands worldwide.

Why This Partnership Matters

The collaboration between ICICI Bank and Marriott Bonvoy signals the growing demand for experience-based banking products in India.

As Indian travelers become more global, there is an increasing appetite for premium credit cards that combine financial flexibility with lifestyle benefits.

With over 200 Marriott properties in India and 8,000+ hotels worldwide, Marriott Bonvoy’s network allows Indian travelers to use their points seamlessly for free stays, upgrades, and exclusive experiences.

According to ICICI Bank, the partnership aims to “bring luxury and convenience together in one powerful card,” making it ideal for frequent flyers, business travelers, and those who enjoy world-class hospitality.

Key Features and Benefits

The ICICI Bank Marriott Bonvoy Credit Card is crafted for people who value travel comfort, reward flexibility, and global privileges.

Let’s explore its standout benefits:

1. Reward Points that Matter

• Earn 10 Marriott Bonvoy Points per ₹100 spent at participating Marriott hotels in India and abroad.
• Earn 3 Points per ₹100 spent on international spends.
• Earn 2 Points per ₹100 spent on other retail purchases.
• 1 Point = 1 Marriott Bonvoy point, redeemable for free nights, room upgrades, or dining experiences.

Cardholders can also transfer points to 40+ global airline partners, making it one of the most versatile premium reward programs.

2. Free Hotel Nights & Upgrades

• Receive two free Marriott Bonvoy hotel nights as a welcome gift upon card activation.
• Get one free night every year upon card renewal.
• Fast-track to Marriott Bonvoy Silver Elite status, offering late check-outs, bonus points, and exclusive room access.
• Spend ₹10 lakh annually to upgrade to Gold Elite status, unlocking room upgrades, priority check-in, and enhanced benefits.

3. Luxury Travel Perks

• Complimentary international and domestic airport lounge access — 12 visits annually.
• Priority Pass membership for cardholders and add-on users.
• Complimentary airport transfer services in select cities.
• Travel insurance coverage up to ₹1 crore, including medical emergencies and trip cancellations

These features ensure that every journey feels premium and stress-free.

4. Dining and Lifestyle Privileges

• Up to 25% off at Marriott restaurants and bars across India.
• Access to ICICI Bank Culinary Treats Program offering fine-dining discounts at over 2,500 restaurants.
• Invitations to exclusive food festivals and private dining events organized by Marriott and ICICI.

Access to Marriott Moments, where members can redeem points for once-in-a-lifetime experiences like concerts, sporting events, and luxury retreats.

5. Forex and International Spend Benefits

• Low foreign exchange markup of just 1.5%.
• Special offers on luxury shopping abroad at select duty-free and brand outlets.
• 24/7 Global Concierge Assistance for travel bookings, event access, or reservations.

6. Insurance and Protection Benefits

• Air accident cover worth ₹1 crore.
• Lost card liability protection up to ₹10 lakh.
• Purchase protection against theft or accidental damage for 90 days.

Eligibility and Fees

The ICICI Bank Marriott Bonvoy Credit Card is targeted at high-income professionals and premium travelers.

Eligibility:

• Salaried: Minimum annual income ₹15 lakh.
• Self-employed: Minimum annual income ₹20 lakh.
• Good credit score and existing ICICI relationship preferred.

Fees:

• Joining Fee: ₹12,000 + GST.
• Annual Fee: ₹12,000 + GST (waived on spends above ₹8 lakh per year).
• Welcome Gift: 10,000 Marriott Bonvoy Points + 2 complimentary stay vouchers.

For frequent travelers, the welcome package itself can offset the first-year cost easily.

Reward Redemption Options

The card’s biggest advantage is its direct integration with the Marriott Bonvoy ecosystem, which allows users to redeem points for a wide range of experiences:

1. Hotel Stays: Redeem at over 8,000 properties globally, including Ritz-Carlton, JW Marriott, W Hotels, St. Regis, and Le Méridien.
2. Room Upgrades: Enjoy suite upgrades, late checkouts, and member-only floors.
3. Airline Miles: Transfer points to popular airlines like Emirates, Singapore Airlines, Vistara, and Lufthansa.
4. Exclusive Events: Use points for sports events, concerts, or curated travel adventures through the “Marriott Moments” program.

This redemption flexibility is what sets the card apart from standard cashback or travel cards.

Design and Technology

The card features a sleek metal-inspired design with the Marriott Bonvoy and ICICI Bank branding.

It’s built on the Visa Infinite platform, ensuring global acceptance and premium benefits.

Digital-first features include:

• Instant virtual card issuance upon approval.
• Access and control via the iMobile Pay app.
• Spending insights, category tracking, and real-time notifications.
• Contactless payments for ease and safety.

Security remains top-notch, with tokenization, instant card lock/unlock, and AI-based fraud detection.

Comparison with Other Premium Travel Cards

Here’s how the ICICI Marriott Bonvoy card stacks up against its major competitors:

Clearly, the Marriott Bonvoy Card leads in terms of travel experience value and global flexibility, especially for frequent hotel users.

Who Should Get This Card

The card is ideal for:

• Frequent travelers who prefer Marriott properties for stays.
• Business professionals traveling internationally multiple times a year.
• Luxury lifestyle enthusiasts who value experiences over cashback.
• People seeking to accumulate global reward points with high redemption potential.

If your monthly spends include travel, dining, and international shopping, this card delivers significant long-term value.

ICICI Bank’s Premium Strategy

This launch strengthens ICICI Bank’s position in India’s premium card segment. The bank has been expanding its lifestyle-based cards to compete with HDFC, Axis, and Amex.

Recent launches like:

• ICICI Emeralde Credit Card,
• Amazon Pay ICICI Card, and
• MakeMyTrip ICICI Platinum

already serve various customer segments.

The Marriott Bonvoy partnership takes ICICI into a higher league — offering a global luxury lifestyle card built for frequent travelers and experience-seekers.

Expert Insights

Industry experts see this as a strategic alliance that benefits both brands:

• For ICICI Bank, it enhances its image as a global premium banking player.
• For Marriott, it builds loyalty among Indian travelers who are among the fastest-growing inbound customer base.

The launch also highlights a larger market shift — from traditional cashback cards to experience-driven reward ecosystems.

Real Value for Cardholders

Let’s estimate the card’s potential annual value:

With additional perks like free stays, status upgrades, and lounge access, the card’s real annual return easily exceeds its annual fee for regular travelers.

Future Outlook

ICICI Bank plans to expand this partnership by integrating the card into the ICICI Rewards+ ecosystem and enabling instant point transfers to Marriott Bonvoy accounts.

More benefits such as co-branded hotel vouchers, luxury concierge packages, and limited-time global promotions are expected in the future.

This positions the card as a long-term lifestyle investment for India’s rising affluent segment.

Final Thoughts

The ICICI Bank Marriott Bonvoy Credit Card perfectly blends banking convenience with global luxury.

It offers a powerful suite of privileges — from free hotel nights and elite status upgrades to airport lounge access and concierge support.

For travelers who love staying at top hotels, this card is not just a payment tool — it’s a passport to exclusive travel, comfort, and rewards that grow with your lifestyle.

Backed by ICICI’s trusted service and Marriott’s world-class hospitality, this co-branded card sets a new standard for luxury credit cards in India.