ICICI Bank Rolls Out Co-Branded Card with Zomato for Food Lovers

ICICI Bank Partners with Zomato to Launch a Card for India’s Foodies

ICICI Bank, one of India’s leading private sector banks, has announced an exciting upgrade to its partnership with Zomato — the launch of a new co-branded credit card designed especially for food lovers and frequent diners.

The ICICI Bank Zomato Credit Card, powered by Visa, brings cashback rewards on food delivery, dining, and entertainment spends, offering an all-in-one lifestyle benefit for India’s growing base of food enthusiasts.

This new launch strengthens ICICI Bank’s position in the lifestyle credit card category while enhancing Zomato’s ecosystem of loyal customers, giving them additional incentives to order more frequently and dine smartly.

What the ICICI Bank Zomato Credit Card Offers

The new co-branded credit card is built to deliver maximum value for people who love eating out, ordering food online, and exploring restaurants. It also supports digital-first features, with instant issuance and card management through the Zomato and ICICI Bank apps.

Key Highlights of the Card

1. Up to 10% Cashback on Zomato Orders
   • Earn up to 10% cashback on food orders made through the Zomato app using this card.
   • Cashback is directly credited as Zomato Credits that can be redeemed for food delivery, dining, or grocery purchases via Zomato Everyday and Blinkit.
2. 5% Cashback on Dining Spends
   • Enjoy 5% cashback at partner restaurants across India, including popular chains like Barbeque Nation, Social, and Biryani Blues.
   • Ideal for people who dine out frequently or use Zomato Pay at restaurants.
3. 2% Cashback on Online Food Platforms
   • Earn 2% cashback on food spends made on other platforms such as Swiggy, Domino’s, or Starbucks app payments.
4. Zomato Pro Plus Membership Free for 1 Year
   • Complimentary Zomato Pro Plus membership, providing free deliveries, no surge fees, and priority service.
   • Users renewing the card annually can continue to enjoy membership benefits based on their spending milestones.
5. 1% Cashback on All Other Spends
   • All other purchases — grocery, shopping, travel, or bills — earn 1% cashback, making this a full-fledged daily use credit card.

Joining Fees and Renewal

The joining fee is often waived during promotional campaigns for Zomato app users who sign up digitally, making it accessible to younger users and students.

A Digital-First Experience

The ICICI Bank Zomato Credit Card is issued as a digital-first card, meaning:

• You can apply directly through the Zomato app or ICICI Bank website.
• Card approval is almost instant, with a virtual card activated within minutes.
• Physical card delivery happens later, but users can immediately start spending online.

Cardholders can also track rewards, view transactions, and redeem cashback directly in the Zomato app, offering a seamless, app-based experience — a key draw for the younger, digitally active generation.

Why ICICI Bank and Zomato Partnered

The partnership between ICICI Bank and Zomato first began in 2020, with the initial version of the card proving to be a major success. Since then, both brands have expanded their customer bases significantly.

With this new version of the co-branded card, the companies are doubling down on India’s booming food delivery market, which continues to grow rapidly among urban millennials and Gen Z consumers.

This launch aligns perfectly with Zomato’s ecosystem — connecting delivery, dining, grocery (Blinkit), and entertainment through one rewards-driven financial product.

Cashback Structure Overview

Zomato Credits can be used for:

• Food delivery and takeaway orders
• Dine-out payments
• Blinkit grocery purchases
• Selected entertainment bookings

Unlike traditional points, credits offer real cash value, making redemption simple and transparent.

Cards for Every Food Lover

The Zomato ICICI Bank Credit Card primarily targets students, young professionals, and families who order or dine out frequently.

Ideal for You If You:

• Use Zomato or Blinkit multiple times a month.
• Prefer cashless dining and quick payments.
• Want free food delivery and exclusive restaurant offers.
• Like earning cashback on your everyday cravings!

Not Ideal If You:

• Rarely order food online.
• Want travel or luxury rewards instead of dining benefits.
• Prefer reward points or air miles over cashback.

Comparison: ICICI Zomato Card vs Axis Neo & HDFC Millennia

The ICICI Bank Zomato Card clearly stands out for food-related rewards, offering one of the highest cashbacks on dining and food delivery among Indian credit cards.

How to Apply for the Zomato ICICI Bank Credit Card

You can apply in a few simple steps:

1. Open the Zomato App → Go to “Your Account” → Tap on “ICICI Bank Credit Card.”
2. Click on “Apply Now.”
3. Verify your details using PAN and Aadhaar.
4. Receive instant approval (subject to credit eligibility).
5. Your digital card is ready to use instantly within the Zomato app.

Alternatively, you can apply through the ICICI Bank website or branch.

Expert View: A Smart Lifestyle Move

Industry experts see this co-branded launch as a strategic collaboration that brings together fintech and food tech — two rapidly growing consumer sectors in India.

“This partnership works because both ICICI Bank and Zomato understand young urban users. By rewarding dining and delivery — two of the most common expenses — this card creates daily relevance and higher engagement,” says Ankit Bansal, Fintech Analyst at CardTrack India.

Moreover, ICICI’s integration with Zomato’s platform allows instant tracking and real-time rewards, something that many traditional cards still lack.

Consumer Response

Early feedback from users and social media reveals strong interest in the upgraded Zomato Credit Card. Customers appreciate the instant cashback structure and the transparency of earning Zomato Credits instead of complex point systems.

Common highlights from early users include:

• “Finally a card that rewards foodies!”
• “Perfect for daily Zomato orders.”
• “Love the instant credit visibility inside the app.”

With rising interest among young adults, this card could easily become one of India’s top lifestyle cards in the ₹500 annual fee category.

The Bigger Picture: Lifestyle Banking Meets Food Tech

The ICICI-Zomato collaboration goes beyond credit cards. It reflects how banks are partnering with digital lifestyle platforms to engage the next generation of users.

By integrating financial products into consumer platforms like Zomato, users get an embedded finance experience — banking that fits seamlessly into their daily habits.

For ICICI Bank, this partnership also helps it reach younger, tech-driven audiences who prefer online experiences over branch banking.

Final Thoughts

The ICICI Bank Zomato Credit Card perfectly blends convenience, lifestyle, and rewards for the modern Indian consumer. Whether you’re ordering food at midnight, grabbing dinner out, or paying for your streaming subscriptions — this card gives you something back every time.

If you’re someone who spends regularly on Zomato, Blinkit, or dining out, this card offers unmatched value with:

• 10% cashback on Zomato orders
• 5% on dining spends
• Free Zomato Pro Plus membership
• No complicated reward conversions

By combining ease of use with real-world benefits, ICICI Bank and Zomato have built India’s most rewarding card for food lovers.