YES Bank Card Bill Payment

Yes, you can use the NEFT/IMPS/RTGS facility from any other bank account. Add your YES Bank credit card as a beneficiary with the IFSC code YESB0CMSNOC and your 16-digit credit card number as the account number.

Yes, you can set up automatic payment instructions through YES PayNow. For that, you would need to submit written instructions at your nearest YES Bank branch to automatically debit a predetermined portion of your monthly outstanding balance from your savings or current account to your credit card account.

Yes in some cases the bank might charge a processing fee for cash payments made at YES Bank branches. You should carefully consider these charges before the bill payment and then make decisions.

If you experience any difficulties, contact YES Bank customer service or visit your nearest branch for assistance.

YES Bank charges a reward redemption fee of ₹99 per redemption request. This fee applies when you choose to redeem your accumulated reward points across various categories such as bookings, e-gift vouchers, or cash credit.

Yes, certain YES Bank credit cards offer foreign currency markup fees below the standard 3%. For instance, the YES Bank RESERV Credit Card has a preferential foreign currency markup fee of 1.75%, and the YES PRIVATE Credit Card offers an even lower rate of 0.50% on international transactions.

While a stable income is a common requirement for most credit cards, YES Bank does offer secured credit cards against fixed deposits. This means you can obtain a credit card by opening a fixed deposit with the bank, even if you don't have a regular income or ITR.