Weekend Spending Made Rewarding With AU Fi MagniFi Credit Card

Weekend shopping, dining, and entertainment often push monthly expenses higher than expected. A little extra saving during these spends can make a noticeable difference. The AU Fi MagniFi Credit Card is designed with this exact behaviour in mind, offering higher rewards on weekend spending along with lifestyle-focused benefits.

Launched by AU Small Finance Bank in partnership with Fi, this credit card targets users who frequently spend on food delivery, shopping platforms, and entertainment, especially over weekends.

What Is AU Fi MagniFi Credit Card

The AU Fi MagniFi Credit Card is a co-branded, lifetime free credit card with no joining fee, no annual charges, and no minimum spending requirement. It focuses on rewarding users for both weekend and weekday transactions, with higher returns on weekend spends.

The card also supports contactless payments and allows add-on cards, enabling family members to enjoy the same benefits.

Cashback and Discounts Offered

The card comes with a mix of instant discounts and cashback rewards across popular lifestyle categories.

Twenty percent discount on select lifestyle brands such as BookMyShow, Zepto, Amazon, and Zomato
Discount capped at one hundred rupees per month
Minimum transaction value required to avail the brand discount
Five percent cashback on eligible weekend spending across supported categories
Cashback applicable on both online and in store purchases
Zero point five percent cashback on weekday spending from Monday to Friday

These benefits are structured to match typical spending habits, where discretionary spends are higher during weekends.

Things to Keep in Mind

While the card offers attractive benefits, there are certain limitations users should be aware of before applying.

Brand discount is limited to a small monthly cap
Higher cashback applies only during weekends
Reward value is realised only after redeeming Fi Points
Unredeemed points may expire based on Fi app terms

Understanding these conditions helps users maximise the value offered by the card.

Who Should Consider This Card

The AU Fi MagniFi Credit Card is suitable for users who:

Spend frequently on food delivery and entertainment apps
Shop online or visit malls on weekends
Prefer a lifetime free card without annual fee pressure
Want simple and visible cashback instead of complex reward structures

Bottom Line

The AU Fi MagniFi Credit Card positions itself as a lifestyle-focused credit card that rewards real world spending habits. With higher cashback on weekends, brand based discounts, and a lifetime free structure, it offers decent value for users who want savings without long term fee commitments.

For individuals whose spending peaks over weekends, this card can be a practical addition to their wallet.

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