Best Reward Points Credit Cards in 2025

• ₹2,000 cashback + 2,500 bonus reward points as welcome benefits
• Up to 16 domestic lounge/spa and 8 international lounge visits annually
• 1% low forex markup + free trip cancellation cover up to ₹25,000
• 24 complimentary golf rounds/lessons per year + BOGO movie tickets
• Premium Visa Infinite lifestyle, travel, and dining privileges

• Lifetime free credit card with no joining or annual fees
• Secured card issued against a fixed deposit of Rs. 20,000
• Zero forex markup fee on international transactions
• No income proof or credit history required to apply
• Earn up to 4X reward points and 6.3% p.a. interest on your FD

• All-in-one credit card with lifestyle, shopping, and travel benefits
• Brand discounts on platforms like Zomato, Domino’s, Tata CLiQ & more
• Great for frequent online shoppers
• Optional UPI-linked RuPay card for extra rewards
• Low annual fee makes it budget-friendly
• Easy EMI conversion with no high interest charges
• Reward points on regular card and UPI spends

10% savings on groceries at Nature’s Basket stores and website
Complimentary domestic lounge access
2,000 bonus reward points on annual milestone spends
Fuel surcharge waiver on ₹500–₹3,000 transactions
5% savings on select online grocery platforms

• Welcome Benefit: 500 CashPoints on card activation.
• EMI Rewards: Earn 5X CashPoints on EMI payments at select merchant stores.
• Everyday Spends: Get 2 CashPoints per ₹150 spent (excluding fuel, wallet reloads, vouchers, and prepaid card reloads).
• Partner Brands: Enjoy 10X CashPoints on purchases at Amazon, Flipkart, BigBasket, Swiggy, and Reliance Smart SuperStore.
• Dining Offers: Up to 15% discount at 2,000+ partner restaurants across India.

• Buy 1 Get 1 Free movie tickets (up to ₹250/month) via BookMyShow
• Up to 25% off on dining bills at select restaurants via Dineout or partner networks
• Exclusive lifestyle discounts (spa, salon, shopping)
• Spend-based renewal fee waiver
• Accepted widely across India for lifestyle purchases

• No joining fee for this card.
• Earn 7% reward points on all Ola rides and Ola postpaid payments.
• Earn 1% reward points on all other purchases.
• Enjoy exclusive travel deals from Cleartrip.
• Get a 1% waiver on fuel surcharge for all fuel purchases.

• Earn 1 reward point for every Rs. 100 spent on utilities and insurance.
• Earn 2 reward points for every Rs. 100 spent on other purchases (excluding fuel).
• Get up to 10,000 bonus reward points each year through the Milestone Program.
• Enjoy 1 complimentary domestic airport lounge visit per quarter.
• Get 1 complimentary railway lounge pass per quarter.
• Save up to 25% on movie tickets at BookMyShow and INOX.
• Avail exclusive dining discounts through the ICICI Bank Culinary Treats Programme.

• No joining or annual fees
• Earn 4 reward points per Rs. 100 on online spends; 1 reward point per Rs. 100 on other spends
• UPI transactions enabled
• Railway and fuel surcharge waivers
• Interest-free cash withdrawals up to 48 days
• Reward points never expire
• Credit limit up to 90% of your fixed deposit
• Exact credit limit is informed after card application

• 10,000 bonus reward points on spending ₹1 lakh within the first 60 days.
• Earn 20 reward points per ₹100 spent on dining.
• 4 complimentary domestic airport lounge visits every calendar quarter.
• Air accident cover of ₹2 crore for enhanced travel protection.

• Lost Card Liability: Liability limited to Rs. 1,000 from the time you report a lost card
• International ATM Access: Use your card at ATMs worldwide
• Reward Points: Earn 2 reward points for every Rs. 100 spent, including e-commerce transactions

• Lifetime-free entry-level credit card (VISA Classic / MasterCard Standard).
• 2 reward points for every Rs. 100 spent; redeemable at Rs. 0.25 per point.
• Complimentary add-on cards and insurance benefits.
• EMI conversion facility via Canara Bank credit card app.
• 2.5% fuel surcharge waiver on all fuel transactions.
• Lower interest rate of 2.5% per month on outstanding balances.
• Widely accepted domestically and internationally, with fuel surcharge waiver and purchase protection.