Best Reward Points Credit Cards in 2025
Reward points are one of the most popular features of credit cards. You earn these points every time you use your card for payments. Later, you can redeem the points for various options like gift vouchers, products, partner loyalty points, or even cash credit—depending on your card and the bank. Once you collect a certain number of points, such as 2,000 or more, you can start using them for exciting rewards and offers.
TVS Credit RBL Bank Credit Card
Joining Fee
₹500 + Tax
Renewal Fee
₹500 + Tax
Welcome Benefits
2,000 bonus RP on the first transaction within 30 days from card issuance.
- 2,000 Reward Points as welcome benefit (1 RP = ₹0.25)
- 2 RP/₹100 on online spends, 1 RP/₹100 on offline spends
- Milestone benefit: 2,000 RP on ₹1.5 lakh annual spend
- Buy-1-get-1-free offer on BookMyShow tickets (after monthly spend of ₹10,000)
- Railway lounge access: 1 free visit/quarter
- 1% fuel surcharge waiver up to ₹100/month
- Tap-and-pay via NCMC, UPI-enabled
TVS Credit RBL Bank Gold Credit Card
Joining Fee
₹1500 + Tax
Renewal Fee
₹1500 + Tax
Welcome Benefits
6,000 bonus RP on the first transaction within 30 days from card issuance.
- Joining Fee: ₹1,500 + taxes
- Welcome Benefit: 6,000 Reward Points on first transaction (1 RP = ₹0.25)
- Reward Rate: 10 RP/₹100 on international spends, 2 RP/₹100 on domestic/everyday spends
- Milestone Benefits: 6,000 RP on annual spend of ₹2.5 lakh; quarterly vouchers on ₹50,000 spend
- Dining Perks: 5% cashback on EazyDiner transactions, capped at ₹250/month
- Airport Lounge Access: Domestic and international lounges based on quarterly spend
- Fuel Surcharge Waiver: 1% on ₹400–₹5,000, max ₹100/month
RBL Bank DMI Finance Credit Card
Joining Fee
₹499 + Tax
Renewal Fee
₹499 + Tax
Welcome Benefits
2,000 Reward Points & BookMyShow voucher On activating the card and making a valid retail transaction within the first 30 days.
- Joining Fee: ₹499 + taxes
- Earn Up to 2,000 RPs + BookMyShow voucher
- Rewards: 2 RPs/₹100 online, 1 RP/₹100 offline (1 RP = ₹0.25)
- Milestones: 2,000 RPs/quarter on ₹50K spend, Amazon & Swiggy vouchers on annual spends
- Entertainment: BOGO movie ticket (up to ₹200) on ₹5K monthly spend
- Fuel: 1% surcharge waiver (up to ₹100/month)
Zomato Edition Classic Credit Card
Joining Fee
₹500 + Tax
Renewal Fee
₹500 + Tax
Welcome Benefits
500 Edition Cash credited instantly + complimentary Zomato Pro membership.
- 500 Edition Cash as welcome benefit + complimentary annual Zomato Pro membership
- Earn 5 Edition Cash/₹100 on Zomato & Blinkit, 1 Edition Cash/₹100 on other spends
- Redeem Edition Cash on Zomato app/website or against card statement balance
- 2,000 bonus Edition Cash on achieving annual milestone spend
Standard Chartered EaseMyTrip Credit Card
Joining Fee
₹350 + Tax
Renewal Fee
₹350 + Tax
- Co-branded travel credit card with EaseMyTrip offering instant discounts on bookings
- 20% off on domestic hotels (up to Rs. 5,000) and 10% off on domestic flights (up to Rs. 1,000) per transaction
- 20% off on international hotels (up to Rs. 10,000) and 10% off on international flights (up to Rs. 5,000) per transaction
- Rs. 125 off on bus tickets (minimum ticket value Rs. 500)
- Earn 10 reward points per Rs. 100 on airline/hotel spends and 2 reward points per Rs. 100 on other spends including EaseMyTrip bookings
- 2 complimentary domestic lounge visits per year
Standard Super Value Titanium Credit Card
Joining Fee
₹750 + Tax
Renewal Fee
₹750 + Tax
- 5% cashback on fuel spends up to Rs. 2,000 (max Rs. 100 per transaction; Rs. 200 per month)
- 5% cashback on utility bill payments of Rs. 750 or more (max Rs. 100 per month)
- 5% cashback on phone bill payments above Rs. 750 (max Rs. 100 per month)
- 1 reward point for every Rs. 150 spent on other categories
- Reward points redeemable via Standard Chartered Bank’s Rewards Catalogue
- Complimentary Super Value Titanium for Premium Banking customers
Standard Chartered Manhattan Credit Card
Joining Fee
₹999 + Tax
Renewal Fee
₹999 + Tax
Welcome Benefits
Get 5,000 reward points* on payment of joining fee.
- 5% cashback on supermarket, grocery, and departmental store purchases
- 3 reward points per ₹150 on all other spends
- 5,000 welcome reward points on joining fee payment
- Annual fee ₹999, waived on spending ₹1,20,000/year
- Contactless card for faster checkout and secure payments
- Balance transfer and credit limit loan facility available
Bank of Baroda ICSI Diamond Card
Joining Fee
₹0 + Tax
Renewal Fee
₹0 + Tax
Welcome Benefits
Get a free 6-month FitPass Pro membership worth Rs. 15,000.
- 6-month free FitPass Pro membership worth ₹15,000
- Earn 5 Reward Points per ₹100 spent on dining, online purchases, and utility bills
- Get 1,000 bonus Reward Points for using the card within the first 30 days of issuance
Bank of Baroda Premier Credit Card
Joining Fee
₹1000 + Tax
Renewal Fee
₹1000 + Tax
Welcome Benefits
2,000 reward points as welcome benefit
- Earn 2 Reward Points for every ₹100 spent on all categories.
- Earn 5X Reward Points on dining, travel, and international transactions.
- Complimentary Domestic Lounge Access at selected airports.
- Insurance Coverage: Personal accident death cover included.
- Fuel Surcharge Waiver: 1% waiver on fuel transactions across India.
Indian Army Yoddha BoB Credit Card
Joining Fee
₹0 + Tax
Renewal Fee
₹0 + Tax
Welcome Benefits
1000 reward points on card activation within 30 days.
- Welcome Benefit: 1,000 reward points on activation within 30 days
- Rewards: 10 points per Rs. 100 on groceries/departmental stores, 2 points per Rs. 100 elsewhere
- Milestone Benefit: Amazon Prime for 12 months on spending Rs. 1 lakh in 90 days
- Complimentary Membership: FITPASS Pro for 6 months
- Lounge Access: 8 airport lounges/year with quarterly limits
- Insurance: Accidental death cover of Rs. 20 lakh
- Fuel Surcharge Waiver: 1% up to Rs. 250/month
Indian Navy Varunah BoB Credit Card
Joining Fee
₹2499 + Tax
Renewal Fee
₹2499 + Tax
Snapdeal BOB Credit Card
Joining Fee
₹249 + Tax
Renewal Fee
₹249 + Tax
Bank of Baroda Corporate Premium Credit Card
Joining Fee
₹2000 + Tax
Renewal Fee
₹2000 + Tax
AU Bank Zenith Plus Credit Card
Joining Fee
₹4999 + Tax
Renewal Fee
₹4999 + Tax
Welcome Benefits
Welcome benefit of 10,000 bonus reward points on spending ₹1 lakh in the first 60 days
- Welcome benefit of 10,000 bonus reward points on spending ₹1 lakh in the first 60 days
- Earn 20 reward points per ₹100 spent on dining
- 2X rewards on dining, travel, and international spends
- 1X reward point on every ₹100 spent on other categories
- 1 reward point equals ₹1 in redemption value
- 16 complimentary domestic and 16 international airport lounge visits per year
Axis Privilege Visa Credit Card
Joining Fee
₹1500 + Tax
Renewal Fee
₹1500 + Tax