5 Best IndusInd Bank Credit Cards in India 2026

Updated on April 29, 2026

Author: MybankingTips Team

IndusInd Bank credit cards are known for offering strong value across travel, shopping, dining, and everyday spending. Whether you are a beginner or an experienced cardholder, the bank provides multiple options based on your lifestyle and spending habits.

In this guide, we have listed the top IndusInd Bank credit cards in 2026 that offer benefits across multiple categories. Explore the features and choose the one that fits your needs.

Best IndusInd Bank Credit Cards in 2026

1. IndusInd Bank Avios Visa Infinite Credit Card

Joining Fee: ₹40,000
Annual Fee: ₹10,000

Key Benefits:

  • Earn 5 Avios per ₹200 on select international spends
  • Earn 2 Avios per ₹200 on Qatar Airways & British Airways
  • Earn 1 Avios per ₹200 on other spends
  • Up to 10% discount on flight bookings via Qatar Airways
  • Low forex markup of 1.5%
  • 2 international lounge visits per quarter with Priority Pass
  • 2 domestic lounge visits per quarter
  • 2 complimentary meet & greet services at airports

Why Choose This Card?
This is a super-premium travel credit card designed for frequent international travellers. It offers airline-specific benefits and accelerated rewards on global spends, making it ideal for users who frequently travel abroad.

 2. IndusInd Bank Legend Credit Card

Joining Fee: Nil
Annual Fee: Nil

Key Benefits:

  • 2 reward points per ₹100 on weekend spends
  • 1 reward point per ₹100 on weekdays
  • Rewards on utility, insurance, and other spends
  • 3,000 bonus points on ₹5 lakh annual spend
  • Buy 1 Get 1 movie offer on BookMyShow
  • Low forex markup of 1.8%
  • Complimentary Priority Pass membership

Why Choose This Card?
A lifetime free card with decent rewards and travel perks. Best suited for users who spend more on weekends and want a mix of rewards + lounge access.

3. EazyDiner IndusInd Bank Credit Card

Joining Fee: ₹1,999
Annual Fee: ₹1,999

Key Benefits:

  • 10 reward points per ₹100 on dining, shopping & entertainment
  • 3X EazyPoints on all spends
  • Complimentary 12-month EazyDiner Prime membership
  • Extra 25% discount (up to ₹1,000) on dining via PayEazy
  • Complimentary beverage at partner restaurants
  • ₹5,000 voucher from The Postcard Hotel
  • 2,000 EazyPoints as welcome bonus

Why Choose This Card?
Perfect for food lovers and frequent diners. It offers one of the highest savings on dining bills along with reward points and lifestyle benefits.

4. IndusInd Bank Platinum Aura Edge Credit Card

Joining Fee: Nil
Annual Fee: Nil

Key Benefits:

  • 4 points per ₹100 on groceries, dining & departmental stores
  • 2.5 points per ₹100 on airline bookings
  • Custom reward plans: Shop, Home, Party, Travel
  • Rewards on utility bills, insurance & daily spends

Why Choose This Card?
A great no annual fee card for daily spending. The customizable reward structure makes it suitable for users with varied spending habits.

5. IndusInd Bank Platinum Credit Card

Joining Fee: Nil
Annual Fee: Nil

Key Benefits:

  • 5 reward points per ₹150 spent
  • 1 RP = ₹0.40 (cash redemption)
  • 1 RP = ₹0.60 (non-cash redemption)
  • Welcome vouchers from brands like Amazon, Flipkart, Uber & more

Why Choose This Card?
An entry-level credit card ideal for beginners. It offers simple rewards on all spends along with welcome vouchers.

How to Choose the Right IndusInd Credit Card

When selecting a credit card, consider the following:

  • Travel Benefits: Go for Avios Visa Infinite if you travel internationally
  • Dining Benefits: Choose EazyDiner Card for maximum savings on restaurants
  • Daily Spends: Aura Edge is best for groceries and bills
  • Lifetime Free Option: Legend or Platinum cards are good picks
  • Reward Value: Compare redemption rates before choosing

Final Thoughts

IndusInd Bank offers a wide range of credit cards catering to different user needs—from premium travel cards to entry-level reward cards. Choosing the right card depends on your spending habits and lifestyle preferences.

If you travel frequently, go for a premium travel card. If you want savings on dining or daily expenses, there are excellent mid-range options available. For beginners, lifetime free cards are a safe starting point.

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