ICICI MakeMyTrip Co-branded Credit Card Features Benefits and Rewards

Travel enthusiasts and frequent online booking users often seek credit cards that provide maximum benefits on travel-related expenses. The ICICI MakeMyTrip co-branded credit card is designed to cater specifically to this need.

This card offers accelerated rewards, cashback, and exclusive benefits on bookings made via MakeMyTrip, while also providing standard credit card features for everyday spending. Understanding its features helps you use the card effectively and maximize savings.

Key Features of ICICI MakeMyTrip Credit Card

Accelerated Reward Points

• Hotel Bookings: Earn higher points on hotel bookings made through MakeMyTrip.
• Flights and Holiday Packages: Points earned on flights, cab bookings, and holiday packages.
• Other Spends: Earn standard points on regular purchases.

Cashback and Discounts

• Some transactions on the MakeMyTrip platform may qualify for cashback.
• Exclusive offers on partner services like cab rides or hotel stays.

Travel Benefits

• Priority booking support for travel-related queries.
• Travel insurance coverage depending on the card variant.
• Access to MakeMyTrip offers and deals on seasonal promotions.

Flexible Credit Limit

• Designed for frequent travelers, the card offers a reasonable credit limit that supports hotel, flight, and holiday bookings.

Benefits of Using the Card

Maximize Savings on Travel

The card is ideal for travelers who regularly use MakeMyTrip, providing higher points or cashback, making travel bookings more affordable.

Build Reward Points Efficiently

Using the card for daily spends also earns reward points, which can be redeemed for flights, hotels, or gift vouchers.

Financial Convenience

The card offers flexible repayment options and EMIs for high-value bookings.

Security and Protection

• All transactions are secure with OTP and fraud detection features.
• Travel-related transactions may include insurance coverage.

How Reward Points Work

• Hotel Bookings: Earn accelerated points on MakeMyTrip hotel bookings.
• Flights and Holiday Packages: Points on flights, cab rides, and holiday packages.
• Other Transactions: Standard reward points for everyday purchases.

Reward points can usually be redeemed for discounts on future bookings, travel vouchers, or partner rewards. Tracking points through the ICICI Bank app or website ensures you maximize benefits.

Tips to Use ICICI MakeMyTrip Credit Card Effectively

Book Through MakeMyTrip

Always use MakeMyTrip platform to earn maximum points or cashback.

Pay Full Statement Balance

Avoid interest by paying the full balance each month, especially after high-value travel bookings.

Monitor Reward Points

Regularly check reward points and redeem them before expiry to maximize savings.

Use EMIs Wisely

For expensive bookings, convert charges to EMIs if necessary, but ensure timely payments to avoid interest.

Combine Card Offers

Use bank promotions, seasonal offers, and card-specific discounts for maximum value.

Eligibility and Application

Eligibility criteria for ICICI MakeMyTrip Credit Card typically include:

• Minimum income requirement
• Age between 21–60 years
• Good credit score
• Existing ICICI Bank account may be required for smooth processing

Applications can be made online through the ICICI Bank portal or offline at bank branches.

Common Misconceptions

Myth Only for Frequent Travelers

Even occasional MakeMyTrip users can benefit from the card on selected bookings or daily spends.

Myth High Fees Are Not Worth It

Compare annual fees against rewards and travel benefits to evaluate real value.

Myth Reward Points Expire Quickly

Reward points are valid for a specific period, and regular tracking ensures full utilization.

Myth Only Online Benefits

Some cards offer offline partner benefits and insurance coverage.

How This Card Compares to Other Travel Cards

• Specialized Rewards: Focuses on MakeMyTrip bookings rather than general travel spends.
• Exclusive Offers: Seasonal discounts and promotions via MakeMyTrip.
• Ease of Use: Points are easily redeemable on the platform for flights, hotels, and packages.

This card is ideal for users loyal to MakeMyTrip and looking to maximize travel savings efficiently.

Final Thoughts

The ICICI MakeMyTrip co-branded credit card is an excellent choice for travelers who frequently book flights, hotels, and holiday packages online. By earning reward points, availing cashback, and using travel-related benefits, users can significantly reduce travel expenses.

Responsible usage, timely payments, and strategic redemption of points ensure maximum value from the card while maintaining a healthy credit score.