ICICI Bank offers reward points across many cards like ICICI Coral, ICICI Amazon Pay Card, ICICI Sapphiro, ICICI Platinum, and more.
You can redeem these points for vouchers, products, travel, and even cashback depending on the card type.
This guide explains how to check, redeem, and maximise the value of your ICICI credit card reward points.
What Are ICICI Credit Card Reward Points?
You earn points when you spend on your ICICI card.
These points can be redeemed for:
- Gift vouchers
- Flights and hotels
- Shopping
- Merchandise
- Cashback (for selected cards)
- Mobile recharge & bill payments
- Partner brand rewards
How to Check Your ICICI Reward Points
ICICI Internet Banking
- Login to ICICI Net Banking
- Go to Cards & Loans
- Select Credit Cards
- Click on Reward Points Summary
iMobile Pay App
- Open the iMobile Pay app
- Tap Cards
- Select your credit card
- View your available reward points on the screen
ICICI Rewards Website
Visit rewards.icicibank.com → Login → View your points.
How to Redeem ICICI Credit Card Reward Points
Through ICICI Rewards Portal
This is where you get maximum options.
- Visit the rewards portal
- Login using mobile number
- Browse categories such as:
- Flights
- Hotels
- Gift vouchers
- Electronics
- Lifestyle
- Groceries
- Add items to cart
- Confirm redemption
Through iMobile Pay
- Open app
- Go to Cards
- Choose your card
- Tap on Reward Points
- Select redemption category
- Redeem instantly
For Cashback (Specific Cards)
Some cards like ICICI Amazon Pay Credit Card offer cashback instead of reward points.
Cashback reflects directly in your Amazon Pay balance.
Best Ways to Get Maximum Value from ICICI Reward Points
1. Redeem for Gift Vouchers
You get the highest value per point when redeeming for vouchers from:
- BigBasket
- Croma
- Lifestyle
- Myntra
- Zomato
- Uber
- BookMyShow
2. Use Points for Travel
Redeeming points for flights and hotels gives better value compared to merchandise.
3. Avoid Product Redemptions
Physical products give lower value compared to vouchers or travel.
4. Check Card-Specific Reward Rules
Different cards have different values:
5. Track Expiry
Most ICICI reward points are valid for 3 years from the date of earning.
ICICI Credit Cards with High Reward Value
These cards offer better earning rates across dining, travel, fuel, and online shopping.
Tips to Maximise Your ICICI Reward Points
- Use ICICI partners for bonus points
- Use your card for online shopping for higher rewards
- Avoid redeeming for low-value items
- Keep checking reward promotions
- Redeem before points expire
Final Thoughts
ICICI credit card reward points are easy to redeem through the rewards portal or iMobile Pay app. To get the best value, redeem for vouchers or travel instead of physical products.