Best Credit Cards for OTT Subscriptions & Entertainment in India 2025

If you love watching shows, movies, or streaming music, a credit card that gives you perks for entertainment or OTT subscriptions can make your monthly costs lower. Here are the cards you should check out, what benefits they offer, and how to choose the right one for you.

What to Look For in an Entertainment-Friendly Credit Card

Before you pick a card, keep these in mind:

  • Does it offer free or discounted OTT subscriptions (Prime, Times Prime, Sony LIV, etc.)?
  • Are there discounts or offers for movie tickets (BookMyShow, PVR, INOX)?
  • What is the annual / renewal fee? Is it justifiable with the benefits?
  • Are the entertainment / OTT perks recurring (every year / month), or just a welcome benefit?
  • Do you use those services enough? (If you don’t stream much, a heavy fee won’t make sense.)

Top Credit Cards for OTT & Entertainment Perks

Here are some of the best cards in India in 2025 that offer OTT or entertainment perks:

1. Axis Bank My Zone Credit Card

  • Offers a complimentary Sony LIV Premium annual subscription. mint+1
  • Has a 100% discount on the second movie ticket via Paytm Movies. mint+1
  • Good for people who stream often and watch movies offline.

2. HDFC Bank Diners Club Privilege Credit Card

  • Free subscription to Times Prime as a welcome gift.mint+1
  • Also gives Movie / BookMyShow benefits and other entertainment offers.  mint+1mint+2
  • Has higher fee, but if you use the perks well, it can be worth it.

3. HDFC Bank Diners Club Black Credit Card

  • Offers Amazon Prime + Times Prime subscriptions. mint+1
  • A good pick if you want both shopping + streaming benefits bundled.

4. Swiggy HDFC Bank Credit Card

  • Not strictly OTT subscription, but gives cashback on food delivery, Instamart, Genie, etc. 
  • Because many of us use OTT + food delivery together, this card helps reduce expenses in entertainment + related spends.

5. EazyDiner IndusInd Bank Credit Card

  • Offers EazyDiner Prime subscription (dining/entertainment) with benefits. 
  • Good if you dine out or enjoy restaurant-based entertainment often.

Pros & Cons of These Entertainment / OTT Perks Cards

Pros Cons

You save on streaming subscriptions / movie tickets.

Annual fees may be high; you might not use all the perks.

Bundled memberships like Times Prime, Sony LIV, etc. can add value.

Some cards give benefits only once (welcome), not recurring.

Good if your entertainment spend is consistent.

Some benefits have caps or conditions (e.g., spend thresholds, specific platforms).

Tips to Get Maximum Value

  1. Make a list of all your OTT subscriptions + movie streaming habits. Pick a card whose perks match those services.
  2. Use the card for those services as default payment methods.
  3. Take advantage of free trials or welcome benefits early.
  4. Keep track of expiry or renewal of OTT perks so you don’t lose value.
  5. Compare whether cumulative entertainment savings exceed the card’s cost. If not, a simpler card with lower fee might be better.

Final Thoughts

Credit cards with OTT & entertainment perks are a great match if you stream often or love going to movies. Cards like Axis My Zone, HDFC Diners Club Privilege, or Diners Black give real value for regular users. But make sure you use the benefits enough to cover the fees.

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