Amazon Pay ICICI vs Flipkart Axis Bank Credit Card: Best Online Shopping Card Comparison

Online shopping has become a part of everyday life, and choosing the right credit card can help you save big through cashback and rewards. In this blog, we compare the Amazon Pay ICICI and the Flipkart Axis Bank Credit Card — two of the most rewarding cards for online shoppers.

Feature Comparison

Feature Amazon Pay ICICI Credit Card Flipkart Axis Bank Credit Card

Annual Fee

Lifetime Free

₹500 (first year free, waived on ₹2 lakh annual spend)

Cashback/Rewards on Shopping

Up to 5% on Amazon (Prime Members), 3% (non-Prime)

5% on Flipkart & Myntra purchases

Other Spends Cashback

1% on all other spends

1.5% on other online/offline spends

Welcome Benefits

None (Lifetime Free Card)

₹500 worth Flipkart/Myntra vouchers

Fuel Surcharge Waiver

1% on transactions between ₹500–₹3,000

1% on transactions between ₹400–₹4,000

Reward Redemption

Direct cashback to Amazon Pay balance

EDGE Reward Points redeemable for vouchers or cashback

Lounge Access

Not available

4 complimentary domestic lounge visits per year

Key Differences

  • Amazon Pay ICICI: Ideal for Amazon shoppers, offering up to 5% cashback for Prime members and no annual fees.
  • Flipkart Axis Bank: Perfect for Flipkart and Myntra users, offering 5% cashback and additional lifestyle benefits like lounge access.
  • Cost Efficiency: Amazon Pay ICICI is completely free for life, while Flipkart Axis offers added benefits at a small annual fee.

Which Card Should You Choose?

  • Choose Amazon Pay ICICI if you shop frequently on Amazon and prefer a lifetime free card with direct cashback.
  • Choose Flipkart Axis Bank if you shop more on Flipkart, Myntra, or prefer additional lifestyle benefits like lounge access.

Tips to Maximize Benefits

  1. Use the card aligned with your main shopping platform (Amazon or Flipkart) for maximum cashback.
  2. Pay bills and fuel transactions using the card to earn consistent cashback.
  3. Always clear full payment monthly to avoid interest and retain cashback benefits.
  4. Track cashback in your Amazon Pay balance or Axis EDGE points dashboard regularly.

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