Spend and Earn Voucher With HDFC Business Credit Cards

HDFC Bank has rolled out a limited-period SmartBuy offer exclusively for its business credit cardholders. Under this promotion, eligible users can earn a shopping voucher by meeting the minimum spending requirement during the offer period. The offer is designed to reward everyday business expenses such as travel bookings, dining, advertising, and utility payments.

This promotion is especially useful for small business owners, professionals, and entrepreneurs who already use their business credit cards for routine operational spends.

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HDFC Business Credit Cards Spend Based Voucher Offer

As per details listed on the HDFC SmartBuy platform, this offer is valid only on select HDFC Bank business credit cards. Spending done during the offer period in eligible categories will qualify cardholders for a voucher, which can be redeemed on popular e-commerce platforms.

The reward earned under this promotion is over and above the regular reward points or benefits already associated with the card.

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Eligible HDFC Business Credit Cards

The following HDFC Bank business credit cards are eligible for this SmartBuy spend-based voucher offer:

• HDFC BizGrow Credit Card
• HDFC Business Regalia Credit Card
• HDFC BizPower Credit Card
• HDFC Biz Black Credit Card
• Other select HDFC Bank business credit card variants

Only business-category cards issued by HDFC Bank are eligible. Personal and corporate cards are excluded.

Offer Validity Period

The offer is active for a limited duration and is applicable only on transactions completed within the defined promotional window. Since this is a short-term campaign, eligible cardholders are advised to plan their spends accordingly to avoid missing out on the benefit.

Minimum Spend Requirement

To qualify for the voucher, cardholders must meet the minimum cumulative spend threshold during the offer period. Only transactions falling under eligible merchant categories will be considered for the calculation.

Eligible Spending Categories

Spends made in the following categories will qualify for the voucher benefit:

• Business travel including flights, hotels, rail, and bus bookings
• Business dining expenses
• Business-to-business purchases such as advertising spends, hardware, and electrical equipment
• Electricity bills and utility payments

Transactions outside these categories may not be counted toward the spend requirement.

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Voucher Details

On meeting the spend criteria, eligible cardholders will receive a shopping voucher that can be redeemed on leading online marketplaces. The voucher is issued as an assured benefit and does not depend on luck-based draws or milestone slabs.

The voucher issuance timeline and redemption process will be governed by HDFC Bank and SmartBuy terms.

Things to Keep in Mind

• Only eligible HDFC Bank business credit cards qualify for this offer
• Spends must be completed within the offer validity period
• Only transactions in eligible categories will be considered
• The voucher benefit is in addition to existing card rewards
• HDFC Bank may modify or withdraw the offer at its discretion

Bottom Line

This SmartBuy spend-based voucher offer from HDFC Bank is a simple and practical incentive for business credit card users. Since the spending categories align with regular business expenses, cardholders can earn assured value without changing their usual spending patterns.

For business owners who already rely on HDFC business credit cards for travel, utilities, or operational purchases, this offer provides an easy opportunity to extract extra value in the form of shopping vouchers while continuing normal business activity.